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Affinity Bancshares AFBI
$ 20.4 1.34%

Quarterly report 2025-Q3
added 11-10-2025

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Affinity Bancshares Balance Sheet 2011-2025 | AFBI

Annual Balance Sheet Affinity Bancshares

2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011

Net Debt

- - - -178 K -48.1 M - - - - - - - -

Total Liabilities

722 M 674 M 667 M 770 K 242 M - - - - - - - -

Retained Earnings

71.3 M 65.4 M 58.2 M 50.6 K 47.6 M - - - - - - - -

Total Assets

843 M 791 M 788 M 851 K 319 M - - - - - - - -

Cash and Cash Equivalents

50 M 26.3 M 112 M 178 M - - - - - - - - -

Book Value

122 M 117 M 121 M 80.8 K 77.2 M - - - - - - - -

Total Shareholders Equity

122 M 117 M 121 M 80.8 M 77.2 M - - - - - - - -

All numbers in USD currency

Quarterly Balance Sheet Affinity Bancshares

2025-Q3 2025-Q2 2025-Q1 2024-Q4 2024-Q3 2024-Q2 2024-Q1 2023-Q4 2023-Q3 2023-Q2 2023-Q1 2022-Q4 2022-Q3 2022-Q2 2022-Q1 2021-Q4 2021-Q3 2021-Q2 2021-Q1 2020-Q4 2020-Q3 2020-Q2 2020-Q1 2019-Q4 2019-Q3 2019-Q2 2019-Q1 2018-Q4 2018-Q3 2018-Q2 2018-Q1 2017-Q4 2017-Q3 2017-Q2 2017-Q1 2016-Q4 2016-Q3 2016-Q2 2016-Q1 2015-Q4 2015-Q3 2015-Q2 2015-Q1 2014-Q4 2014-Q3 2014-Q2 2014-Q1 2013-Q4 2013-Q3 2013-Q2 2013-Q1 2012-Q4 2012-Q3 2012-Q2 2012-Q1 2011-Q4 2011-Q3 2011-Q2 2011-Q1

Total Liabilities

800 M 810 M 790 M 738 M 750 M 749 M 746 M 722 M 737 M 759 M 814 M 674 M 661 M 651 M 644 M 667 M 670 M 669 M 682 M 770 M 770 M 770 M 770 M 242 M - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

Retained Earnings

74 M 71.8 M 69.6 M 76.8 M 75.4 M 73.7 M 72.7 M 71.3 M 69.8 M 68.2 M 66.6 M 65.4 M 63.7 M 61.8 M 60 M 58.2 M 56.9 M 55.1 M 52.8 M 50.6 M 50.6 M 50.6 M 50.6 M 47.6 M - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

Total Assets

925 M 934 M 912 M 867 M 879 M 874 M 870 M 843 M 855 M 877 M 932 M 791 M 776 M 767 M 760 M 788 M 790 M 787 M 797 M 851 M 851 M 851 M 851 M 319 M - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

Cash and Cash Equivalents

84.8 M 89.7 M 74.7 M 41.4 M 52.3 M 50.4 M 61.4 M 50 M 61.5 M 82.9 M 137 M 26.3 M 40.5 M 55.4 M 69.9 M 112 M 131 M 116 M 101 M 178 M 178 M 178 M 178 M 48.1 M - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

Book Value

125 M 124 M 122 M 129 M 128 M 125 M 123 M 122 M 118 M 118 M 118 M 117 M 115 M 115 M 116 M 121 M 120 M 118 M 115 M 80.8 M 80.8 M 80.8 M 80.8 M 77.2 M - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

Total Shareholders Equity

125 M 124 M 122 M 129 M 128 M 125 M 123 M 122 M 118 M 118 M 118 M 117 M 115 M 115 M 116 M 121 M 120 M 118 M 115 M 80.8 M 80.8 M 80.8 M 80.8 M 77.2 M - - - 76.4 M - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

All numbers in USD currency

Balance Sheet is a fundamental financial report of Affinity Bancshares, providing a complete picture of the company’s financial position at a specific point in time. Unlike the income statement, which records the results of operations over a certain period, the balance sheet shows what assets the company owns, what liabilities it has to creditors, and what equity is available to the owners.

For an investor, the balance sheet is important because it allows assessing the company’s financial stability, understanding how much debt it carries, and how dependent it is on borrowed financing. It helps calculate key liquidity and leverage ratios. When analyzing, attention should be paid to the debt-to-equity ratio (Debt/Equity), the amount of cash on the balance sheet, and the ratio of current liabilities to liquid assets.

Features of balance sheet analysis
  • Vertical and horizontal analysis
    Vertical analysis shows the structure of the balance sheet as a percentage of total assets or liabilities, while horizontal analysis shows the dynamics of changes over multiple periods.
  • Asset quality
    It is important to evaluate not only the amount of assets but also their liquidity and realizability.
  • Accounting for off-balance sheet liabilities
    Some liabilities may not be directly reflected in the balance sheet, which requires additional attention.