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added 10-31-2025
Reinsurance Group of America, Incorporated Long-Term Debt 2011-2025 | RGA
Long-term debt is a financial obligation of a company or an individual with a repayment period exceeding one year from the date it arises. In accounting, such obligations are recorded under the "long-term liabilities" section.
Main characteristics:- Term exceeds 12 months
- Can take the form of bonds, bank loans, credit lines, leasing, or loans from affiliated parties
- Repaid through regular payments (interest and/or principal) over several years
- Investment in development
Allows financing of large projects — new factories, production lines, innovative developments — without diverting working capital. - Smoothing of cash flows
A long-term payment schedule facilitates budget planning and reduces short-term financial risks. - Optimization of capital structure
A combination of equity and borrowed capital can reduce the average cost of business financing.
A high level of long-term debt may indicate that a company heavily relies on borrowed funds. This increases risks, especially in conditions of rising interest rates or declining profits. However, a moderate level of debt can signal a sound growth strategy — for example, the company takes a loan to expand its business.
If a company uses borrowed funds effectively (e.g., invests in profitable projects), this can lead to profit growth and, consequently, an increase in stock value. An investor evaluates whether the investments made using debt are paying off.
It is important to monitor whether the company can regularly pay interest and repay the principal. Payment difficulties can lead to reduced dividends, a drop in stock value, and even bankruptcy.
Examples of long-term debt:- Mortgage loans for property purchases
- Corporate bonds issued by a company to raise capital
- Project financing — long-term loans for building or expanding production facilities
- Leasing obligations for equipment or transport
Annual Long-Term Debt Reinsurance Group of America, Incorporated
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 5.04 B | 4.43 B | 3.96 B | 3.67 B | 3.57 B | 3.58 B | 3.07 B | 3.57 B | 3.63 B | 3.2 B | 3.1 B | 2.7 B | 1.37 B | 1.41 B |
All numbers in USD currency
Indicator range from annual reports
| Maximum | Minimum | Average |
|---|---|---|
| 5.04 B | 1.37 B | 3.31 B |
Quarterly Long-Term Debt Reinsurance Group of America, Incorporated
| 2025-Q3 | 2025-Q2 | 2025-Q1 | 2024-Q3 | 2024-Q2 | 2024-Q1 | 2023-Q3 | 2023-Q2 | 2023-Q1 | 2022-Q4 | 2022-Q3 | 2022-Q2 | 2022-Q1 | 2021-Q4 | 2021-Q3 | 2021-Q2 | 2021-Q1 | 2020-Q4 | 2020-Q3 | 2020-Q2 | 2020-Q1 | 2019-Q4 | 2019-Q3 | 2019-Q2 | 2019-Q1 | 2018-Q4 | 2018-Q3 | 2018-Q2 | 2018-Q1 | 2017-Q4 | 2017-Q3 | 2017-Q2 | 2017-Q1 | 2016-Q4 | 2016-Q3 | 2016-Q2 | 2016-Q1 | 2015-Q4 | 2015-Q3 | 2015-Q2 | 2015-Q1 | 2014-Q4 | 2014-Q3 | 2014-Q2 | 2014-Q1 | 2013-Q4 | 2013-Q3 | 2013-Q2 | 2013-Q1 | 2012-Q4 | 2012-Q3 | 2012-Q2 | 2012-Q1 | 2011-Q4 | 2011-Q3 | 2011-Q2 | 2011-Q1 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 5.73 B | 5.73 B | 5.73 B | 5.07 B | 5.07 B | 4.43 B | 4.45 B | 4.85 B | 4.46 B | 3.96 B | 4.21 B | - | 3.67 B | 3.67 B | 3.17 B | 3.17 B | 3.57 B | 3.57 B | 3.57 B | 3.57 B | 3.57 B | 2.98 B | 2.98 B | 2.98 B | 2.98 B | 2.79 B | 2.79 B | 2.79 B | 2.79 B | 2.79 B | 2.79 B | 2.79 B | 2.79 B | 3.09 B | 3.09 B | 3.09 B | 3.09 B | 2.3 B | 2.3 B | 2.3 B | 2.3 B | 2.3 B | 2.31 B | 2.31 B | 2.31 B | 2.21 B | 2.21 B | 2.21 B | 2.21 B | 1.82 B | 1.82 B | 1.82 B | 1.82 B | 1.41 B | 1.41 B | 1.41 B | 1.41 B |
All numbers in USD currency
Indicator range from quarterly reporting
| Maximum | Minimum | Average |
|---|---|---|
| 5.73 B | 1.41 B | 3.07 B |
Long-Term Debt of other stocks in the Insurance industry
| Issuer | Long-Term Debt | Price | % 24h | Market Cap | Country | |
|---|---|---|---|---|---|---|
 |
Aegon N.V.
AEG
|
10.7 B | $ 7.63 | 3.39 % | $ 10.4 B |  Niderland |
 |
АСКО-Страхование
ACKO
|
27.7 M | - | - | - |  Russia |
 |
Росгосстрах
RGSS
|
1.77 B | - | - | - | Russia |
 |
Athene Holding Ltd.
ATH
|
1.98 B | - | -2.43 % | $ 15.5 B |  Bermuda |
 |
American International Group
AIG
|
8.92 B | $ 86.39 | 1.69 % | $ 53.6 B |  USA |
 |
Arch Capital Group Ltd.
ACGL
|
1.87 B | $ 95.46 | 1.64 % | $ 35.6 B | Bermuda |
 |
Ambac Financial Group
AMBC
|
2.23 B | - | -0.55 % | $ 424 M | USA |
 |
American National Group, Inc.
ANAT
|
404 M | - | - | $ 27.9 B | USA |
 |
Goosehead Insurance, Inc
GSHD
|
82.3 M | $ 76.26 | -2.02 % | $ 1.88 B | USA |
 |
ProSight Global, Inc.
PROS
|
226 M | - | - | $ 563 M | USA |
 |
AMERISAFE
AMSF
|
25.8 M | $ 39.25 | 0.18 % | $ 749 M | USA |
 |
Assurant
AIZ
|
2.08 B | $ 232.7 | 1.5 % | $ 12.2 B | USA |
 |
Enstar Group Limited
ESGR
|
1.83 B | - | - | $ 4.95 B | Bermuda |
 |
Equitable Holdings
EQH
|
3.83 B | $ 48.31 | 0.1 % | $ 15.5 B | USA |
 |
First American Financial Corporation
FAF
|
1.53 B | $ 64.61 | 1.05 % | $ 6.71 B | USA |
 |
James River Group Holdings, Ltd.
JRVR
|
262 M | $ 6.82 | 0.96 % | $ 264 M | Bermuda |
 |
International General Insurance Holdings Ltd.
IGIC
|
1.56 M | $ 24.87 | 2.35 % | $ 474 M |  Jordan |
 |
The Hartford Financial Services Group
HIG
|
4.37 B | $ 138.06 | 2.06 % | $ 40.6 B | USA |
 |
ICC Holdings
ICCH
|
15 M | - | 0.04 % | $ 69.2 M | USA |
 |
Fidelity National Financial
FNF
|
4.32 B | $ 58.74 | 2.06 % | $ 15.9 B | USA |
 |
Greenlight Capital Re, Ltd.
GLRE
|
73.3 M | $ 14.48 | 1.51 % | $ 493 M |  Cayman-islands |
 |
Assured Guaranty Ltd.
AGO
|
1.7 B | $ 91.94 | 1.97 % | $ 4.9 B | Bermuda |
 |
Investors Title Company
ITIC
|
527 K | $ 253.65 | 1.23 % | $ 481 M | USA |
 |
MBIA
MBI
|
3.56 B | $ 7.56 | 0.07 % | $ 359 M | USA |
 |
Old Republic International Corporation
ORI
|
974 M | $ 45.59 | 0.66 % | $ 11.3 B | USA |
 |
Midwest Holding
MDWT
|
18.9 M | - | - | $ 101 M | USA |
 |
Oxbridge Re Holdings Limited
OXBR
|
600 K | $ 1.36 | -3.55 % | $ 7.98 M | Cayman-islands |
 |
Maiden Holdings, Ltd.
MHLD
|
255 M | - | 15.0 % | $ 117 M | Bermuda |
 |
Employers Holdings
EIG
|
20 M | $ 42.46 | 0.9 % | $ 1.06 B | USA |
 |
Sun Life Financial
SLF
|
5.28 B | $ 60.93 | 0.91 % | $ 28 B |  Canada |
 |
Principal Financial Group
PFG
|
3.96 B | $ 90.75 | 0.9 % | $ 21.1 B | USA |
 |
MGIC Investment Corporation
MTG
|
1.15 B | $ 29.11 | 0.34 % | $ 7.62 B | USA |
 |
Everest Re Group, Ltd.
RE
|
634 M | - | 2.93 % | $ 15.1 B | Bermuda |
 |
RenaissanceRe Holdings Ltd.
RNR
|
1.89 B | $ 271.04 | -0.24 % | $ 13.9 B | Bermuda |
|
Reinsurance Group of America, Incorporated
RZA
|
5.04 B | - | - | $ 9.09 B | USA |
 |
Radian Group
RDN
|
1.03 B | $ 36.14 | 0.72 % | $ 5.51 B | USA |
 |
Root
ROOT
|
200 M | $ 81.08 | 0.07 % | $ 1.21 B | USA |
 |
Tiptree
TIPT
|
427 M | $ 18.34 | 2.34 % | $ 676 M | USA |
 |
Trupanion
TRUP
|
128 M | $ 36.37 | 0.04 % | $ 1.53 B | USA |
|
Watford Holdings Ltd.
WTRE
|
173 M | - | 1.43 % | - | Bermuda |