Axos Financial Cost of Revenue 2011-2026 | AX

Cost of Revenue is a financial metric that reflects all direct costs associated with the production of goods or the provision of services that directly led to revenue during the reporting period. It is the total amount of expenses incurred by the company to deliver its products or services, including both production costs and related expenses necessary for delivery or customer support.

What is included in the cost of revenue

Cost Category	Examples
Production Costs	Materials, wages of production staff, depreciation of equipment
Service and Support	Customer service, user support, technical assistance
Delivery and Logistics	Packaging, delivery of goods to customers
Hosting and Infrastructure	Servers, cloud platforms (especially for IT and SaaS companies)
Content and Licenses	License purchases, production royalties (e.g., in streaming services)

Importance of the Metric

Helps to understand how costly the revenue-generating process is.
A high cost of revenue may indicate:
Poor cost control
Low operational efficiency
A low cost of revenue combined with high revenue indicates high profitability and business competitiveness.

Annual Cost of Revenue Axos Financial

2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011
298 M	251 M	204 M	167 M	153 M	144 M	127 M	101 M	81.8 M	66.7 M	43.8 M	32.2 M	28.9 M	20.3 M	14.5 M

All numbers in USD currency

Indicator range from annual reports

Maximum	Minimum	Average
298 M	14.5 M	116 M

Quarterly Cost of Revenue Axos Financial

2025-Q4	2025-Q2	2025-Q1	2024-Q4	2024-Q3	2024-Q2	2024-Q1	2023-Q4	2023-Q3	2023-Q2	2023-Q1	2022-Q4	2022-Q3	2022-Q2	2022-Q1	2021-Q4	2021-Q3	2021-Q2	2021-Q1	2020-Q4	2020-Q3	2020-Q2	2020-Q1	2019-Q4	2019-Q3	2019-Q2	2019-Q1	2018-Q4	2018-Q3	2018-Q2	2018-Q1	2017-Q4	2017-Q3	2017-Q2	2017-Q1	2016-Q4	2016-Q3	2016-Q2	2016-Q1	2015-Q4	2015-Q3	2015-Q2	2015-Q1	2014-Q4	2014-Q3	2014-Q2	2014-Q1	2013-Q4	2013-Q3	2013-Q2	2013-Q1	2012-Q4	2012-Q3	2012-Q2	2012-Q1	2011-Q4	2011-Q3	2011-Q2	2011-Q1
82.2 M	-	74.7 M	74.1 M	74.3 M	-	67.4 M	58.9 M	55.8 M	-	53 M	49.7 M	47 M	96.7 M	43.1 M	40 M	40.7 M	80.7 M	80.7 M	38.2 M	38.6 M	38.2 M	38.6 M	34 M	36.7 M	34 M	36.7 M	29.1 M	30.7 M	29.1 M	30.7 M	24.3 M	22.1 M	24.3 M	22.1 M	19.9 M	19.4 M	19.9 M	19.4 M	16.4 M	14.3 M	16.4 M	14.3 M	10.8 M	9.7 M	10.8 M	9.7 M	7.96 M	7.78 M	7.96 M	7.78 M	6.95 M	6.37 M	6.95 M	6.37 M	4.98 M	4.7 M	4.98 M	4.7 M

All numbers in USD currency

Indicator range from quarterly reporting

Maximum	Minimum	Average
96.7 M	4.7 M	31.9 M

Cost of Revenue of other stocks in the Banks regional industry

Issuer	Cost of Revenue	Price	% 24h	Market Cap	Country
Camden National Corporation CAC	79.8 M	$ 48.71	-0.59 %	$ 823 M	USA
Allegiance Bancshares ABTX	90.2 M	-	-0.86 %	$ 1.51 B	USA
Atlantic Capital Bancshares ACBI	34.2 M	-	-1.48 %	$ 566 M	USA
CVB Financial Corp. CVBF	144 M	$ 19.8	0.28 %	$ 2.71 B	USA
Eagle Bancorp Montana EBMT	42.4 M	$ 21.3	-0.23 %	$ 166 M	USA
Enterprise Financial Services Corp EFSC	199 M	$ 55.72	0.24 %	$ 2.06 B	USA
Esquire Financial Holdings ESQ	42.3 M	$ 109.61	0.2 %	$ 884 M	USA
First Community Bankshares FCBC	56.4 M	$ 42.06	0.07 %	$ 770 M	USA
Fidelity D & D Bancorp FDBC	30.8 M	$ 44.1	0.92 %	$ 254 M	USA
First Financial Bankshares FFIN	175 M	$ 30.58	0.61 %	$ 4.37 B	USA
First Hawaiian FHB	236 M	$ 25.63	0.47 %	$ 3.27 B	USA
First Horizon Corporation FHN	1.14 B	$ 23.09	-0.82 %	$ 12.5 B	USA
Financial Institutions FISI	72.8 M	$ 32.93	0.49 %	$ 662 M	USA
Banc of California BANC	350 M	$ 18.01	0.45 %	$ 2.88 B	USA
Franklin Financial Services Corporation FRAF	35.3 M	$ 53.45	0.77 %	$ 239 M	USA
First Merchants Corporation FRME	225 M	$ 39.95	-0.08 %	$ 2.3 B	USA
First Seacoast Bancorp FSEA	10.7 M	$ 12.7	-	$ 73.2 M	USA
Dime Community Bancshares DCOM	151 M	-	-	$ 1.48 B	USA
Dime Community Bancshares DCOMP	151 M	-	-	$ 796 M	USA
Fulton Financial Corporation FULT	444 M	$ 20.75	-0.1 %	$ 3.77 B	USA
First United Corporation FUNC	29.3 M	$ 37.32	-0.16 %	$ 242 M	USA
Glacier Bancorp GBCI	393 M	$ 45.91	-0.26 %	$ 5.5 B	USA
Popular BPOP	905 M	$ 141.29	1.0 %	$ 9.55 B	USA
Banco Santander-Chile BSAC	1.55 B	$ 32.76	-1.44 %	$ 3.42 T	Chile
Horizon Bancorp HBNC	89.7 M	$ 16.81	-0.41 %	$ 781 M	USA
Bogota Financial Corp. BSBK	8.5 M	$ 8.71	-	$ 110 M	USA
Auburn National Bancorporation AUBN	13.2 M	$ 23.26	-0.68 %	$ 81.3 M	USA
Home Bancshares (Conway, AR) HOMB	241 M	$ 27.42	0.04 %	$ 5.48 B	USA
First Busey Corporation BUSE	289 M	$ 25.94	0.19 %	$ 2.18 B	USA
First Internet Bancorp INBK	51 M	$ 21.99	0.78 %	$ 192 M	USA
Independent Bank Corp. INDB	287 M	$ 77.88	0.15 %	$ 3.6 B	USA
ConnectOne Bancorp CNOB	111 M	$ 27.31	-0.04 %	$ 1.23 B	USA
Kentucky First Federal Bancorp KFFB	4.85 M	$ 4.43	2.07 %	$ 35.9 M	USA
C&F Financial Corporation CFFI	56.8 M	$ 72.55	-	$ 235 M	USA
Kearny Financial Corp. KRNY	70.9 M	$ 7.74	-	$ 484 M	USA
Landmark Bancorp LARK	22.7 M	$ 25.33	-1.47 %	$ 139 B	USA
Lake Shore Bancorp LSBK	11.3 M	$ 15.4	-	$ 90.2 M	USA
Capstar Financial Holdings CSTR	40.3 M	-	-	$ 425 M	USA