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TelegramQuarterly report 2025-Q3
added 11-14-2025
Bank of the James Financial Group Retained Earnings 2011-2026 | BOTJ
Retained earnings — this is the portion of a company’s net profit that has not been distributed to shareholders as dividends but remains at the company’s disposal for future use. It is also referred to as retained income or accumulated earnings.Possible uses include
- reinvestment in development (R&D, equipment, marketing)
- debt repayment
- acquisition of other companies
- creation of reserves for the future
A high level of retained earnings indicates that the company is in a growth phase, accumulating capital and prioritizing reinvestment over dividend payouts. Conversely, low or negative retained earnings may suggest either a generous dividend policy, in which all profits are distributed to shareholders, or ongoing losses that reduce the overall financial result.
The presence of retained earnings does not indicate that the company has available cash — it is solely an accounting figure reflecting the accumulated portion of net profit remaining after dividends have been paid. Therefore, it is important for investors to analyze not only the amount of retained earnings, but also how effectively it is used to develop the business, reduce debt, or build financial stability.
Annual Retained Earnings Bank of the James Financial Group
| 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 36.7 M | 31 M | 23.4 M | 24.7 M | 20.9 M | 16.5 M | 12.3 M | 10.2 M | 7.92 M | 5.03 M | 2.12 M | -936 K | -3.07 M |
All numbers in USD currency
Indicator range from annual reports
| Maximum | Minimum | Average |
|---|---|---|
| 36.7 M | -3.07 M | 14.4 M |
Quarterly Retained Earnings Bank of the James Financial Group
| 2025-Q3 | 2025-Q2 | 2025-Q1 | 2024-Q4 | 2024-Q3 | 2024-Q2 | 2024-Q1 | 2023-Q4 | 2023-Q3 | 2023-Q2 | 2023-Q1 | 2022-Q4 | 2022-Q3 | 2022-Q2 | 2022-Q1 | 2021-Q4 | 2021-Q3 | 2021-Q2 | 2021-Q1 | 2020-Q4 | 2020-Q3 | 2020-Q2 | 2020-Q1 | 2019-Q4 | 2019-Q3 | 2019-Q2 | 2019-Q1 | 2018-Q4 | 2018-Q3 | 2018-Q2 | 2018-Q1 | 2017-Q4 | 2017-Q3 | 2017-Q2 | 2017-Q1 | 2016-Q4 | 2016-Q3 | 2016-Q2 | 2016-Q1 | 2015-Q4 | 2015-Q3 | 2015-Q2 | 2015-Q1 | 2014-Q4 | 2014-Q3 | 2014-Q2 | 2014-Q1 | 2013-Q4 | 2013-Q3 | 2013-Q2 | 2013-Q1 | 2012-Q4 | 2012-Q3 | 2012-Q2 | 2012-Q1 | 2011-Q4 | 2011-Q3 | 2011-Q2 | 2011-Q1 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 47.7 M | 45.4 M | 43.2 M | 42.8 M | 41.6 M | 40.1 M | 38.4 M | 36.7 M | 34.9 M | 33.2 M | 31 M | 31 M | 29.4 M | 27.2 M | 25.2 M | 23.4 M | 21.9 M | 20.4 M | 26.2 M | 24.7 M | 24.7 M | 24.7 M | 24.7 M | 20.9 M | 20.9 M | 20.9 M | 20.9 M | 16.5 M | 16.5 M | 16.5 M | 16.5 M | 12.3 M | 12.3 M | 12.3 M | 12.3 M | 10.2 M | 10.2 M | 10.2 M | 10.2 M | 7.92 M | 7.92 M | 7.92 M | 7.92 M | 5.03 M | 5.03 M | 5.03 M | 5.03 M | 2.12 M | 2.12 M | 2.12 M | 2.12 M | -936 K | -936 K | -936 K | -936 K | -3.07 M | -3.07 M | -3.07 M | -3.07 M |
All numbers in USD currency
Indicator range from quarterly reporting
| Maximum | Minimum | Average |
|---|---|---|
| 47.7 M | -3.07 M | 17.3 M |
Retained Earnings of other stocks in the Banks industry
| Issuer | Retained Earnings | Price | % 24h | Market Cap | Country | |
|---|---|---|---|---|---|---|
 |
Credit Suisse Group AG
CS
|
23.6 B | - | -0.03 % | $ 3.27 B |  Schweiz |
 |
Banco de Chile
BCH
|
655 B | $ 39.88 | -0.57 % | $ 2.17 T |  Chile |
 |
Barclays PLC
BCS
|
50.7 B | $ 25.63 | -2.06 % | $ 125 B |  Britain |
 |
Bank of Montreal
BMO
|
35.5 B | $ 134.35 | -1.5 % | $ 54.1 B |  Canada |
 |
The Bank of Nova Scotia
BNS
|
51.4 B | $ 73.24 | -0.31 % | $ 56 B | Canada |
 |
Banco Bilbao Vizcaya Argentaria, S.A.
BBVA
|
30.5 B | $ 24.08 | -1.25 % | $ 137 B |  Spain |
 |
Bank of America
BAC
|
242 B | $ 52.17 | -1.51 % | $ 410 B |  USA |
 |
Foreign Trade Bank of Latin America
BLX
|
464 M | $ 44.84 | -0.42 % | $ 914 K |  Panama |
 |
Банк ВТБ
VTBR
|
283 B | - | - | - |  Russia |
 |
Canadian Imperial Bank of Commerce
CM
|
25.8 B | $ 90.41 | -2.1 % | $ 17.8 B | Canada |
 |
Банк АВАНГАРД
AVAN
|
15.6 B | - | - | - | Russia |
 |
Московский Кредитный Банк
CBOM
|
104 B | - | - | - | Russia |
 |
Кузнецкий Банк
KUZB
|
327 M | - | - | - | Russia |
 |
Приморье Банк
PRMB
|
2.8 B | - | - | - | Russia |
 |
РосДорБанк
RDRB
|
561 M | - | - | - | Russia |
 |
Росбанк
ROSB
|
83.4 B | - | - | - | Russia |
 |
Сбербанк
SBER
|
6.35 T | - | - | - | Russia |
 |
TCS Group Holding PLC
TCSG
|
181 B | - | - | - | Russia |
 |
Уралсиб
USBN
|
41.8 B | - | - | - | Russia |
 |
Citigroup
C
|
206 B | $ 112.92 | -4.34 % | $ 215 B | USA |
 |
Altabancorp
ALTA
|
269 M | - | -1.25 % | $ 834 M | USA |
 |
Great Western Bancorp, Inc.
GWB
|
-57.2 M | - | -2.02 % | $ 1.82 B | USA |
 |
Itaú Corpbanca
ITCB
|
-769 B | - | 1.18 % | $ 2.2 B | Chile |
 |
Eastern Bankshares
EBC
|
2.08 B | $ 19.2 | -0.9 % | $ 3.48 B | USA |
 |
Westpac Banking Corporation
WBK
|
26.5 B | - | -1.17 % | $ 52.7 B |  Australia |
 |
East West Bancorp
EWBC
|
7.31 B | $ 112.48 | -2.39 % | $ 15.6 B | USA |
 |
America First Multifamily Investors, L.P.
ATAX
|
-21.1 M | - | -0.1 % | $ 424 M | USA |
|
Generations Bancorp NY
GBNY
|
21 M | - | 1.23 % | $ 34.4 M | USA |
 |
Credicorp Ltd.
BAP
|
347 M | $ 327.35 | 1.72 % | $ 11 B |  Peru |
 |
Royal Bank of Canada
RY
|
71.8 B | $ 167.65 | -0.9 % | $ 128 B | Canada |
 |
HSBC Holdings PLC
HSBC
|
141 B | $ 82.5 | -0.04 % | $ 762 B | Britain |
 |
Lloyds Banking Group plc
LYG
|
4.58 B | $ 5.51 | 0.27 % | $ 150 B | Britain |
 |
The Bank of N.T. Butterfield & Son Limited
NTB
|
422 M | $ 49.99 | -0.02 % | $ 1.43 B |  Bermuda |
 |
HDFC Bank Limited
HDB
|
587 B | $ 32.35 | -0.9 % | $ 179 B |  India |
 |
Mitsubishi UFJ Financial Group
MUFG
|
8.32 T | $ 18.27 | -3.31 % | $ 213 B |  Japan |
 |
Grupo Aval Acciones y Valores S.A.
AVAL
|
11.3 T | $ 4.5 | 3.81 % | $ 2.93 B |  Colombia |
 |
International Bancshares Corporation
IBOC
|
3.36 B | $ 68.81 | -2.24 % | $ 4.28 B | USA |
 |
Sumitomo Mitsui Financial Group
SMFG
|
6.08 T | $ 20.91 | -1.88 % | $ 28.7 B | Japan |
 |
The Toronto-Dominion Bank
TD
|
63.9 B | $ 93.01 | -0.9 % | $ 113 B | Canada |
 |
Banco Santander, S.A.
SAN
|
56.8 B | $ 11.94 | -2.37 % | $ 65.8 B | Spain |
 |
Premier Financial Corp.
PFC
|
597 M | - | - | $ 1 B | USA |
 |
OptimumBank Holdings
OPHC
|
-2.85 M | - | 0.21 % | $ 34.4 M | USA |
 |
JPMorgan Chase & Co.
JPM
|
376 B | $ 302.59 | -3.16 % | $ 870 B | USA |
 |
South State Corporation
SSB
|
2.05 B | $ 96.93 | -1.52 % | $ 7.4 B | USA |
 |
UBS Group AG
UBS
|
38.8 B | $ 46.53 | -1.8 % | $ 81.8 B | Schweiz |
 |
Wells Fargo & Company
WFC
|
214 B | $ 86.57 | -2.05 % | $ 297 B | USA |