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Bank of the James Financial Group BOTJ
$ 15.64 5.68%

Quarterly report 2024-Q3
added 11-12-2024

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Bank of the James Financial Group Financial Ratios 2011-2024 | BOTJ

Annual Financial Ratios Bank of the James Financial Group

2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011

P/E

5.5 5.8 9.5 13.0 12.8 13.0 24.6 22.4 12.2 11.8 10.8 13.4 30.4

P/S

12.3 14.4 28.8 1.9 2.3 2.5 2.9 3.1 2.1 2.0 1.7 1.5 1.0

EPS

1.9 1.9 1.6 1.0 1.3 1.2 0.7 0.8 1.1 1.0 0.9 0.6 0.2

EV (Enterprise Value)

882 M 868 M 807 M 743 M 690 M 632 M 603 M 563 M 491 M 450 M 418 M 397 M 394 M

EBITDA per Share

0.31 0.44 0.43 6.5 - - - - - - - - -

EV/EBITDA

391.6 1.4 - - - - - - - - -

PEG

- -1.17 2.21 0.16 -2.24 -0.75 2.06 1.07 0.26 0.05 -0.45

P/B

0.8 1.0 1.0 1.0 1.2 1.2 1.4 1.5 0.9 1.2 1.1 1.0 0.7

P/CF

5.0 5.5 4.4 12.5 60.1 11.0 15.0 68.1 24.6 9.4 8.3 6.1 2.8

ROE %

14.50 17.84 10.93 7.46 9.12 9.62 5.66 6.65 7.66 9.81 10.28 7.20 2.24

ROA %

0.90 0.96 0.77 0.58 0.77 0.79 0.47 0.57 0.70 0.74 0.70 0.48 0.14

ROCE %

- - - - - - - - - - - - -

Current Ratio

1.1 1.1 1.1 - 0.0 0.0 0.0 - 0.0 0.0 0.0 - -

DSO

260.6 243.9 322.7 24.5 21.9 37.2 45.1 40.1 39.8 40.4 34.3 41.6 30.4

DIO

- - - - - - - - - - - - -

DPO

- - - - - - - - - - - - -

Operating Cycle

260.6 243.9 322.7 - - - - - - - - - -

Cash Conversion Cycle

260.6 243.9 322.7 - - - - - - - - - -

All numbers in USD currency

Quarterly Financial Ratios Bank of the James Financial Group

2024-Q3 2024-Q2 2024-Q1 2023-Q4 2023-Q3 2023-Q2 2023-Q1 2022-Q4 2022-Q3 2022-Q2 2022-Q1 2021-Q4 2021-Q3 2021-Q2 2021-Q1 2020-Q4 2020-Q3 2020-Q2 2020-Q1 2019-Q4 2019-Q3 2019-Q2 2019-Q1 2018-Q4 2018-Q3 2018-Q2 2018-Q1 2017-Q4 2017-Q3 2017-Q2 2017-Q1 2016-Q4 2016-Q3 2016-Q2 2016-Q1 2015-Q4 2015-Q3 2015-Q2 2015-Q1 2014-Q4 2014-Q3 2014-Q2 2014-Q1 2013-Q4 2013-Q3 2013-Q2 2013-Q1 2012-Q4 2012-Q3 2012-Q2 2012-Q1 2011-Q4 2011-Q3 2011-Q2 2011-Q1

EPS

0.44 0.47 0.48 - 0.46 0.56 0.43 - 0.55 0.48 0.45 - 0.4 0.42 0.38 - 0.34 0.19 0.23 - 0.34 0.31 0.28 - 0.32 0.3 0.26 - 0.23 0.18 0.17 - 0.24 0.24 0.2 - 0.29 0.28 0.27 - 0.27 0.25 0.21 - 0.24 0.24 0.24 - 0.16 0.15 0.11 - 0.02 0.1 0.13

EBITDA per Share

0.03 0.03 0.08 - 0.01 0.05 0.11 - 0.03 0.03 0.06 - 0.3 0.21 0.11 - 0.35 0.23 0.12 - 0.22 0.16 0.09 - 0.16 0.1 0.05 - 0.14 0.09 0.04 - 0.13 0.09 0.04 - 0.17 0.11 0.06 - 0.16 0.1 0.06 - 0.16 0.11 0.05 - 0.15 0.1 0.05 - 0.16 0.11 0.06

ROE %

14.14 15.39 16.71 12.77 18.09 19.27 18.76 13.15 15.88 13.29 11.95 8.50 10.68 10.12 8.40 4.90 7.30 7.52 8.53 6.65 9.19 9.34 9.46 6.94 8.90 8.32 7.49 4.96 7.09 7.26 7.87 6.06 8.10 8.00 7.86 5.95 8.58 9.17 9.60 7.08 9.81 9.91 10.17 8.05 9.87 8.96 7.93 4.68 4.92 3.33 2.88 3.67 0.24 1.19 2.24

ROA %

0.86 0.87 0.92 0.69 0.96 1.01 0.98 0.73 0.93 0.86 0.84 0.63 0.80 0.77 0.65 0.38 0.59 0.62 0.71 0.56 0.77 0.78 0.78 0.57 0.73 0.68 0.62 0.41 0.59 0.61 0.67 0.52 0.71 0.71 0.71 0.54 0.74 0.75 0.76 0.53 0.72 0.71 0.71 0.55 0.67 0.61 0.54 0.31 0.33 0.22 0.19 0.23 0.01 0.07 0.14

ROCE %

- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

Current Ratio

1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1

DSO

258.6 271.0 276.3 - 237.8 243.6 246.5 - 163.2 312.6 328.2 - 313.9 312.4 379.3 - 430.6 417.2 394.2 - 380.1 369.4 375.0 - 356.4 341.8 339.7 - 326.3 - - - - - - - - - - - - - - - - - - - - - - - - - -

DIO

- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

DPO

- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

Operating Cycle

258.6 271.0 276.3 - 237.8 243.6 246.5 - 163.2 312.6 328.2 - 313.9 312.4 379.3 - 430.6 417.2 394.2 - 380.1 369.4 375.0 - 356.4 341.8 339.7 - 326.3 - - - - - - - - - - - - - - - - - - - - - - - - - -

Cash Conversion Cycle

258.6 271.0 276.3 - 237.8 243.6 246.5 - 163.2 312.6 328.2 - 313.9 312.4 379.3 - 430.6 417.2 394.2 - 380.1 369.4 375.0 - 356.4 341.8 339.7 - 326.3 - - - - - - - - - - - - - - - - - - - - - - - - - -

All numbers in USD currency