Cullen/Frost Bankers Net Income 2011-2026 | CFR

Net profit is a financial indicator that reflects the remaining amount of money after deducting all expenses and taxes from the company’s total income over a certain period of time. It is one of the key indicators of a company’s financial stability and success.

Net profit is the portion of total profit remaining after taxes and depreciation have been deducted.^[1]

It is the result of a company’s operations and reflects its efficiency in managing resources, controlling expenses, and generating income. It includes all operating revenues and expenses, such as sales of goods or services, production costs, administrative expenses, taxes, and other financial metrics.

The calculation of net profit includes the deduction of all necessary expenses such as employee salaries, rent, utilities, taxes, and other mandatory payments. After all these expenses are deducted from the total income, the remaining amount is considered the company’s net profit.

Net profit is an important indicator of a company’s financial health, as it reflects its ability to generate earnings and manage its finances. High net profit indicates business success, competitiveness, and efficiency in resource utilization. It also allows a company to invest in its development, pay dividends to shareholders, or create reserve funds for unforeseen situations.

It serves as a basis for calculating other financial indicators, such as return on sales, return on assets, or return on equity. It is also used to assess the performance of management and make decisions regarding the future development of the company.

However, it should be noted that net profit can be affected by various factors, such as economic conditions, changes in legislation, market competition, and other external influences. Therefore, companies must be prepared for possible changes and take measures to ensure the stability of their financial results.

Annual Net Income Cullen/Frost Bankers

2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011
649 M	583 M	598 M	579 M	443 M	331 M	444 M	455 M	364 M	304 M	279 M	278 M	238 M	238 M	218 M

All numbers in USD currency

Indicator range from annual reports

Maximum	Minimum	Average
649 M	218 M	400 M

Quarterly Net Income Cullen/Frost Bankers

2025-Q2	2025-Q1	2024-Q3	2024-Q2	2024-Q1	2023-Q3	2023-Q2	2023-Q1	2022-Q4	2022-Q3	2022-Q2	2022-Q1	2021-Q4	2021-Q3	2021-Q2	2021-Q1	2020-Q4	2020-Q3	2020-Q2	2020-Q1	2019-Q4	2019-Q3	2019-Q2	2019-Q1	2018-Q4	2018-Q3	2018-Q2	2018-Q1	2017-Q4	2017-Q3	2017-Q2	2017-Q1	2016-Q4	2016-Q3	2016-Q2	2016-Q1	2015-Q4	2015-Q3	2015-Q2	2015-Q1	2014-Q4	2014-Q3	2014-Q2	2014-Q1	2013-Q4	2013-Q3	2013-Q2	2013-Q1	2012-Q4	2012-Q3	2012-Q2	2012-Q1	2011-Q4	2011-Q3	2011-Q2	2011-Q1
157 M	151 M	147 M	145 M	136 M	156 M	162 M	178 M	-	170 M	119 M	99.1 M	-	108 M	118 M	116 M	-	95.1 M	93.1 M	54.8 M	-	112 M	112 M	116 M	-	118 M	111 M	106 M	-	93.1 M	85.6 M	84.9 M	-	80.2 M	71.5 M	68.8 M	-	75.8 M	73.1 M	72.2 M	-	77.4 M	66.7 M	61.2 M	-	60.4 M	59.7 M	55.2 M	-	58.7 M	58.1 M	61 M	-	54.5 M	55.7 M	51.9 M

All numbers in USD currency

Indicator range from quarterly reporting

Maximum	Minimum	Average
178 M	51.9 M	97.8 M

References

Bhamornsiri, S., & Wiggins, C. (2001). Comprehensive income disclosures. The CPA Journal, 71(10), 54.

Net Income of other stocks in the Banks regional industry

Issuer	Net Income	Price	% 24h	Market Cap	Country
Atlantic Capital Bancshares ACBI	22.5 M	-	-1.48 %	$ 566 M	USA
Banco Santander (Brasil) S.A. BSBR	15.6 B	$ 5.69	-1.64 %	$ 113 B	Brasil
Signature Bank SBNY	528 M	-	-	$ 4.41 B	USA
American National Bankshares AMNB	26.2 M	-	-	$ 508 M	USA
Atlantic Union Bankshares Corporation AUB	274 M	$ 34.94	0.72 %	$ 4.5 B	USA
Allegiance Bancshares ABTX	81.6 M	-	-0.86 %	$ 1.51 B	USA
First Midwest Bancorp, Inc. FMBI	108 M	-	-1.2 %	$ 2.26 B	USA
CNB Financial Corporation CCNE	20.7 M	$ 28.33	0.57 %	$ 697 M	USA
Citizens Financial Group CFG	1.83 B	$ 58.94	1.66 %	$ 25.5 B	USA
Enterprise Financial Services Corp EFSC	201 M	$ 54.18	-0.39 %	$ 2 B	USA
Citizens Holding Company CIZN	1.85 M	-	-5.65 %	$ 49.5 M	USA
BankFinancial Corporation BFIN	9.39 M	-	-	$ 151 M	USA
ESSA Bancorp ESSA	17 M	-	-	$ 196 M	USA
Bank of South Carolina Corporation BKSC	1.81 M	-	-0.41 %	$ 66.6 M	USA
Cadence Bancorporation CADE	-206 M	-	-	$ 5.43 B	USA
First Business Financial Services FBIZ	13.3 M	$ 53.7	0.81 %	$ 438 M	USA
First Financial Bankshares FFIN	254 M	$ 29.55	0.03 %	$ 4.23 B	USA
Brookline Bancorp BRKL	68.7 M	-	-	$ 974 M	USA
First Financial Northwest FFNW	6.3 M	-	-1.23 %	$ 206 M	USA
Bogota Financial Corp. BSBK	-2.17 M	$ 8.31	-0.84 %	$ 106 M	USA
First Guaranty Bancshares FGBI	1.3 M	$ 8.47	3.42 %	$ 94.6 M	USA
Byline Bancorp BY	130 M	$ 31.12	0.58 %	$ 1.39 B	USA
Banco BBVA Argentina S.A. BBAR	9.36 B	$ 14.05	-1.4 %	$ 450 B	Argentina
Fulton Financial Corporation FULT	392 M	$ 20.01	0.76 %	$ 3.63 B	USA
CBTX CBTX	103 M	-	1.49 %	$ 1.51 B	USA
Community Bank System CBU	210 M	$ 57.31	0.09 %	$ 3.02 B	USA
Glen Burnie Bancorp GLBZ	-40 K	-	-	$ 12.5 M	USA
Coastal Financial Corporation CCB	47 M	$ 76.84	-0.38 %	$ 1.16 B	USA
CrossFirst Bankshares CFB	66.7 M	-	-	$ 784 M	USA
First Capital FCAP	3.26 M	$ 48.12	-4.16 %	$ 161 M	USA
FFBW FFBW	1.98 M	-	-	$ 68.2 M	USA
Spirit of Texas Bancshares, Inc. STXB	31.3 M	-	-0.23 %	$ 446 M	USA
People's United Financial, Inc. PBCT	220 M	-	-	$ 8.34 B	USA
Home Federal Bancorp of Louisiana HFBL	3.89 M	$ 16.51	1.91 %	$ 50.4 M	USA
C&F Financial Corporation CFFI	26.8 M	$ 73.02	-2.65 %	$ 236 M	USA
HomeStreet HMST	-144 M	-	1.84 %	$ 262 M	USA
Capitol Federal Financial CFFN	68 M	$ 7.11	-0.28 %	$ 924 M	USA
Mizuho Financial Group MFG	582 B	$ 7.81	0.77 %	$ 19.8 B	Japan
Home Bancshares (Conway, AR) HOMB	402 M	$ 26.6	0.34 %	$ 5.32 B	USA
Hawthorn Bancshares HWBK	23.8 M	$ 32.54	-4.01 %	$ 226 M	USA
Independent Bank Corp. INDB	205 M	$ 75.01	-0.17 %	$ 3.46 B	USA
American River Bankshares AMRB	7.06 M	-	2.00 %	$ 125 M	USA
Bank of Commerce Holdings BOCH	14.2 M	-	-1.56 %	$ 254 M	USA
Customers Bancorp CUBI	224 M	$ 68.12	1.01 %	$ 2.21 B	USA
CIT Group Inc. CIT	-615 M	-	-1.4 %	$ 4.74 B	USA
HMN Financial HMNF	6 M	-	-2.13 %	$ 122 M	USA
Columbia Financial CLBK	51.8 M	$ 17.46	-0.4 %	$ 1.78 B	USA
ACNB Corporation ACNB	31.7 M	$ 47.09	-0.34 %	$ 401 M	USA
ConnectOne Bancorp CNOB	39.5 M	$ 26.35	-1.38 %	$ 1.19 B	USA
Lakeland Financial Corporation LKFN	29.9 M	$ 57.28	0.86 %	$ 1.47 B	USA