Citizens & Northern Corporation Interest Expense 2011-2026 | CZNC

Interest expense is the amount of interest a company is obligated to pay to creditors for using debt financing (bank loans, bonds, leasing, etc.) during the reporting period.

Includes:

Interest on bank loans
Interest on corporate bonds
Interest on leases
Interest on credit lines and overdrafts

High interest expenses indicate a high debt burden — the company may be vulnerable to rising rates or declining revenue.

Low interest expenses with high profits are a sign of financial stability.

Annual Interest Expense Citizens & Northern Corporation

2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011
91.9 M	79.1 M	80.4 M	83.1 M	6.56 M	9.6 M	10.3 M	4.62 M	3.92 M	3.69 M	4.6 M	5.12 M	5.76 M	9.03 M	13.6 M

All numbers in USD currency

Indicator range from annual reports

Maximum	Minimum	Average
91.9 M	3.69 M	27.4 M

Quarterly Interest Expense Citizens & Northern Corporation

2025-Q3	2025-Q2	2025-Q1	2024-Q4	2024-Q3	2024-Q2	2024-Q1	2023-Q4	2023-Q3	2023-Q2	2023-Q1	2022-Q4	2022-Q3	2022-Q2	2022-Q1	2021-Q4	2021-Q3	2021-Q2	2021-Q1	2020-Q4	2020-Q3	2020-Q2	2020-Q1	2019-Q4	2019-Q3	2019-Q2	2019-Q1	2018-Q4	2018-Q3	2018-Q2	2018-Q1	2017-Q4	2017-Q3	2017-Q2	2017-Q1	2016-Q4	2016-Q3	2016-Q2	2016-Q1	2015-Q4	2015-Q3	2015-Q2	2015-Q1	2014-Q4	2014-Q3	2014-Q2	2014-Q1	2013-Q4	2013-Q3	2013-Q2	2013-Q1	2012-Q4	2012-Q3	2012-Q2	2012-Q1	2011-Q4	2011-Q3	2011-Q2	2011-Q1
22.3 M	21.1 M	20 M	-	20.2 M	19.4 M	19 M	-	19.7 M	20.4 M	5.36 M	-	2.83 M	1.68 M	1.44 M	1.53 M	1.61 M	1.75 M	1.67 M	2.1 M	2.47 M	2.27 M	2.76 M	3 M	3 M	2.93 M	1.35 M	1.31 M	1.24 M	1.08 M	993 K	999 K	985 K	978 K	953 K	920 K	944 K	925 K	904 K	1.09 M	1.13 M	1.18 M	1.21 M	1.26 M	1.29 M	1.29 M	1.29 M	1.35 M	1.4 M	1.42 M	1.6 M	1.9 M	2.23 M	2.4 M	2.5 M	2.8 M	3.11 M	3.63 M	4.02 M

All numbers in USD currency

Indicator range from quarterly reporting

Maximum	Minimum	Average
22.3 M	904 K	4.47 M

Interest Expense of other stocks in the Banks regional industry

Issuer	Interest Expense	Price	% 24h	Market Cap	Country
Amalgamated Bank AMAL	298 M	$ 39.67	0.69 %	$ 1.2 B	USA
Atlantic Capital Bancshares ACBI	12 M	-	-1.48 %	$ 566 M	USA
Allegiance Bancshares ABTX	24.6 M	-	-0.86 %	$ 1.51 B	USA
Arrow Financial Corporation AROW	77 M	$ 34.23	0.29 %	$ 565 M	USA
Ames National Corporation ATLO	55.7 M	$ 28.49	0.46 %	$ 253 M	USA
Atlantic Union Bankshares Corporation AUB	1.15 B	$ 36.08	-0.03 %	$ 4.65 B	USA
Auburn National Bancorporation AUBN	11.1 M	$ 23.19	-	$ 81 M	USA
American National Bankshares AMNB	35.6 M	-	-	$ 508 M	USA
Axos Financial AX	688 M	$ 85.51	0.18 %	$ 4.86 B	USA
Banc of California BANC	977 M	$ 17.73	0.57 %	$ 2.83 B	USA
Banco BBVA Argentina S.A. BBAR	1.77 T	$ 16.25	1.5 %	$ 450 B	Argentina
Banco Bradesco S.A. BBDO	144 B	$ 3.38	1.91 %	$ 13.1 M	Brasil
Business First Bancshares BFST	273 M	$ 27.5	-0.11 %	$ 808 M	USA
Bar Harbor Bankshares BHB	56.5 M	$ 33.08	-	$ 501 M	USA
BankUnited BKU	258 M	$ 45.55	0.02 %	$ 3.37 B	USA
Banco Macro S.A. BMA	1.91 T	$ 78.76	1.68 %	$ 14.4 M	Argentina
Bank of Marin Bancorp BMRC	106 M	$ 25.92	0.31 %	$ 413 M	USA
BOK Financial Corporation BOKF	1.33 B	$ 128.82	0.19 %	$ 8.07 B	USA
Popular BPOP	1.24 B	$ 137.24	0.31 %	$ 9.28 B	USA
Blue Ridge Bankshares BRBS	78.9 M	$ 4.14	0.49 %	$ 363 M	USA
Banco Santander-Chile BSAC	1.69 T	$ 33.49	0.89 %	$ 3.42 T	Chile
Bogota Financial Corp. BSBK	15.5 M	$ 8.74	-0.11 %	$ 110 M	USA
First Busey Corporation BUSE	570 M	$ 25.64	0.12 %	$ 2.15 B	USA
Camden National Corporation CAC	203 M	$ 48.36	0.27 %	$ 817 M	USA
BankFinancial Corporation BFIN	14.3 M	-	-	$ 151 M	USA
Cathay General Bancorp CATY	674 M	$ 50.63	0.06 %	$ 3.65 B	USA
Colony Bankcorp CBAN	91.9 M	$ 20.14	0.15 %	$ 358 M	USA
CB Financial Services CBFV	50.8 M	$ 35.2	-	$ 177 M	USA
Capital Bancorp CBNK	196 M	$ 30.14	-0.59 %	$ 500 M	USA
Community Bank System CBU	193 M	$ 59.17	-0.57 %	$ 3.12 B	USA
Bank of South Carolina Corporation BKSC	190 K	-	-0.41 %	$ 66.6 M	USA
CNB Financial Corporation CCNE	74.3 M	$ 29.31	-0.02 %	$ 721 M	USA
CF Bankshares CFBK	19 M	$ 28.05	0.18 %	$ 179 M	USA
C&F Financial Corporation CFFI	106 M	$ 72.1	-	$ 233 M	USA
Cullen/Frost Bankers CFR	1.74 B	$ 138.15	-0.3 %	$ 8.85 B	USA
City Holding Company CHCO	236 M	$ 122.66	0.54 %	$ 1.78 B	USA
Bancolombia S.A. CIB	15 T	$ 72.47	0.42 %	$ 13.9 B	Colombia
Columbia Financial CLBK	222 M	$ 17.57	-0.51 %	$ 1.79 B	USA
ConnectOne Bancorp CNOB	79.7 M	$ 27.05	0.07 %	$ 1.22 B	USA
ChoiceOne Financial Services COFS	137 M	$ 28.05	-1.58 %	$ 391 M	USA
Citizens Holding Company CIZN	19.4 M	-	-5.65 %	$ 49.5 M	USA
Central Pacific Financial Corp. CPF	212 M	$ 32.11	-	$ 869 M	USA
Brookline Bancorp BRKL	330 M	-	-	$ 974 M	USA
Cincinnati Bancorp CNNB	1.57 M	-	-4.28 %	$ 43.3 M	USA
Carver Bancorp CARV	19.2 M	-	-	$ 7.31 M	USA