MarketCap
Facebook
X
TelegramQuarterly report 2025-Q3
added 10-24-2025
Enova International Gross Profit 2011-2025 | ENVA
Gross profit is a key indicator of how efficiently a company produces or sells its products. This metric helps assess a business’s ability to generate revenue at the initial stage, before accounting for all other expenses. Regular analysis of gross profit allows companies to respond in a timely manner to changes in cost of goods, pricing strategy, and market conditions.
Calculation formula:Importance for business:
Gross Profit = Revenue – Cost of Goods Sold (COGS)
Revenue — all cash inflows from the sale of goods or services.
Cost of Goods Sold — direct costs related to the production or acquisition of goods:
- Raw materials and supplies
- Wages of production personnel
- Depreciation of equipment
- Transportation and warehousing costs (if directly related to production)
- Assessing core business profitability
If gross profit is declining, it may indicate rising production costs or falling sales. - Financial planning
Gross profit is the basis for calculating other key metrics, such as operating and net profit. - Benchmarking against competitors
Gross profit analysis helps compare the efficiency of different companies within the same industry. - Insights into pricing effectiveness
If gross profit is low, the company may be pricing too low or failing to control costs effectively.
- Increase in raw material and supply costs
- Rising production expenses
- Price reductions due to competition
- Decrease in sales volume
- Currency exchange rate fluctuations (for imports/exports)
Gross profit is an important metric, but it does not provide a complete picture of a company’s financial health, as it does not account for administrative and selling expenses, taxes, debt burden, or depreciation.
Annual Gross Profit Enova International
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1.53 B | 1.23 B | 1.12 B | 1.02 B | 684 M | 572 M | 543 M | 447 M | 418 M | 436 M | 543 M | 450 M | 372 M | - |
All numbers in USD currency
Indicator range from annual reports
| Maximum | Minimum | Average |
|---|---|---|
| 1.53 B | 372 M | 721 M |
Quarterly Gross Profit Enova International
| 2025-Q3 | 2025-Q2 | 2025-Q1 | 2024-Q4 | 2024-Q3 | 2024-Q2 | 2024-Q1 | 2023-Q4 | 2023-Q3 | 2023-Q2 | 2023-Q1 | 2022-Q4 | 2022-Q3 | 2022-Q2 | 2022-Q1 | 2021-Q4 | 2021-Q3 | 2021-Q2 | 2021-Q1 | 2020-Q4 | 2020-Q3 | 2020-Q2 | 2020-Q1 | 2019-Q4 | 2019-Q3 | 2019-Q2 | 2019-Q1 | 2018-Q4 | 2018-Q3 | 2018-Q2 | 2018-Q1 | 2017-Q4 | 2017-Q3 | 2017-Q2 | 2017-Q1 | 2016-Q4 | 2016-Q3 | 2016-Q2 | 2016-Q1 | 2015-Q4 | 2015-Q3 | 2015-Q2 | 2015-Q1 | 2014-Q4 | 2014-Q3 | 2014-Q2 | 2014-Q1 | 2013-Q4 | 2013-Q3 | 2013-Q2 | 2013-Q1 | 2012-Q4 | 2012-Q3 | 2012-Q2 | 2012-Q1 | 2011-Q4 | 2011-Q3 | 2011-Q2 | 2011-Q1 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 461 M | 441 M | 426 M | - | 400 M | 370 M | 346 M | - | 320 M | 299 M | 286 M | - | 294 M | 265 M | 269 M | - | 246 M | 259 M | 238 M | - | 182 M | 132 M | 127 M | 147 M | 143 M | 136 M | 146 M | 119 M | 111 M | 113 M | 127 M | 116 M | 111 M | 110 M | 110 M | 105 M | 101 M | 107 M | 105 M | 104 M | 99.6 M | 105 M | 127 M | 134 M | 132 M | 135 M | 142 M | 122 M | 108 M | 106 M | 114 M | - | - | - | - | - | - | - | - |
All numbers in USD currency
Indicator range from quarterly reporting
| Maximum | Minimum | Average |
|---|---|---|
| 461 M | 99.6 M | 189 M |
Gross Profit of other stocks in the Payment services industry
| Issuer | Gross Profit | Price | % 24h | Market Cap | Country | |
|---|---|---|---|---|---|---|
 |
Qiwi plc
QIWI
|
9.23 B | - | - | - |  Cyprus |
 |
Jianpu Technology
JT
|
1.73 B | - | 7.78 % | $ 331 M | - |
 |
Barings BDC, Inc.
BBDC
|
71 M | $ 8.96 | -1.0 % | $ 430 M |  USA |
 |
Credit Acceptance Corporation
CACC
|
1.1 B | $ 464.53 | -1.63 % | $ 5.72 B | USA |
 |
Dunxin Financial Holdings Limited
DXF
|
-269 M | $ 2.64 | 0.38 % | $ 722 M |  China |
 |
FinVolution Group
FINV
|
5.12 B | $ 5.2 | -1.33 % | $ 6.7 B | USA |
 |
Alliance Data Systems Corporation
ADS
|
2.34 B | - | -1.74 % | $ 2.84 B | USA |
 |
Goldman Sachs BDC, Inc.
GSBD
|
173 M | $ 9.81 | -1.31 % | $ 396 M | USA |
 |
Xiaobai Maimai Inc.
HX
|
17.8 M | - | -10.24 % | $ 37.1 M | China |
 |
Marlin Business Services Corp.
MRLN
|
142 M | - | -0.17 % | $ 276 M | USA |
 |
Owl Rock Capital Corporation
ORCC
|
794 M | - | -0.15 % | $ 5.25 B | USA |
 |
Santander Consumer USA Holdings Inc.
SC
|
8.09 B | - | 1.44 % | $ 13 B | USA |
 |
EZCORP
EZPW
|
746 M | $ 20.62 | -1.74 % | $ 1.18 B | USA |
 |
Atlanticus Holdings Corporation
ATLC
|
560 M | $ 64.75 | -1.83 % | $ 939 M | USA |
 |
ORIX Corporation
IX
|
1.9 B | $ 29.26 | 1.49 % | $ 36.2 B |  Japan |
 |
FirstCash
FCFS
|
1.63 B | $ 163.84 | -0.04 % | $ 7.37 B | USA |
 |
LexinFintech Holdings Ltd.
LX
|
5.03 B | $ 3.17 | -2.91 % | $ 1.05 B | China |
 |
Green Dot Corporation
GDOT
|
727 M | $ 13.12 | -1.43 % | $ 686 M | USA |
 |
MoneyGram International
MGI
|
620 M | - | - | $ 1.07 B | USA |
 |
CURO Group Holdings Corp.
CURO
|
308 M | - | -6.4 % | $ 7.82 M | USA |
 |
Mastercard Inc.
MA
|
13.3 B | $ 569.05 | -0.5 % | $ 526 B | USA |
 |
LendingClub Corporation
LC
|
6.4 M | $ 19.07 | -4.17 % | $ 2.13 B | USA |
 |
Elevate Credit
ELVT
|
175 M | - | - | $ 58.8 M | USA |
 |
FlexShopper
FPAY
|
35.4 M | - | 2.7 % | $ 4.12 M | USA |
 |
Nicholas Financial
NICK
|
62.8 M | - | -0.16 % | $ 45.1 M | USA |
 |
Pintec Technology Holdings Limited
PT
|
22.3 M | $ 1.03 | -0.96 % | $ 571 M | China |
|
Oportun Financial Corporation
OPRT
|
584 M | $ 5.47 | -1.82 % | $ 202 M | USA |
 |
Security National Financial Corporation
SNFCA
|
478 M | $ 9.32 | 3.44 % | $ 217 M | USA |
 |
Qudian
QD
|
2.83 B | $ 3.84 | -5.42 % | $ 634 M | China |
 |
Synchrony Financial
SYF
|
17.2 B | $ 83.27 | -1.14 % | $ 33 B | USA |
 |
PRA Group
PRAA
|
770 M | $ 16.59 | -4.55 % | $ 653 M | USA |
 |
PayPal Holdings
PYPL
|
21.5 B | $ 60.69 | -1.58 % | $ 62.5 B | USA |
 |
Visa
V
|
18.8 B | $ 346.05 | -0.52 % | $ 662 B | USA |