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TelegramAnnual report 2025
added 02-09-2026
FirstCash Net Debt 2011-2026 | FCFS
Net Debt can be roughly defined as financial liabilities that an entity classifies in the financing section together with the resources available to service those financial liabilities[1]
Net debt is the obligations that remain after deducting all assets and other liabilities from a company or individual. It represents the sum of debts that an organization or person must repay to their creditors or other parties.
Net debt can include various types of obligations such as loans, borrowings, lease liabilities, or credit card payments. It is important to note that net debt does not include current expenses or obligations such as payroll expenses or current bills.
Assessing net debt is an important financial indicator for evaluating the financial position of a company or individual. If net debt significantly exceeds assets, it may indicate financial difficulties and insolvency. In such cases, the company or individual may face difficulties in meeting their obligations and managing their finances.
Net debt can also be used to compare the financial stability of different companies. The lower the net debt relative to assets, the more stable and financially sound they are considered.
Overall, understanding net debt helps evaluate the financial soundness and ability of a company to meet their obligations. It is an important indicator that assists in making decisions about lending, investments, and financial management.
Annual Net Debt FirstCash
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2.19 B | 1.65 B | 1.58 B | 1.35 B | 1.26 B | 639 M | 865 M | 519 M | 288 M | 367 M | 171 M | 154 M | 120 M | 63.8 M | -70.3 M |
All numbers in USD currency
Indicator range from annual reports
| Maximum | Minimum | Average |
|---|---|---|
| 2.19 B | -70.3 M | 744 M |
References
- Pizzo, M., Moscariello, N., & Vinciguerra, R. (2015). Market Incentives and Regulators' Activity Shaping Financial Information: An Analysis of the Net Debt Disclosure in Italy. International Journal of Business and Management, 10(1), 1.
Net Debt of other stocks in the Payment services industry
| Issuer | Net Debt | Price | % 24h | Market Cap | Country | |
|---|---|---|---|---|---|---|
 |
Qiwi plc
QIWI
|
-42.1 B | - | - | - |  Cyprus |
 |
Jianpu Technology
JT
|
-1.14 B | - | 7.78 % | $ 331 M | - |
 |
Pintec Technology Holdings Limited
PT
|
22.8 M | - | - | $ 671 M |  China |
 |
CURO Group Holdings Corp.
CURO
|
1.88 B | - | -6.4 % | $ 7.82 M |  USA |
 |
Discover Financial Services
DFS
|
7.78 B | - | -0.21 % | $ 50.2 B | USA |
 |
Elevate Credit
ELVT
|
420 M | - | - | $ 58.8 M | USA |
 |
Federal Agricultural Mortgage Corporation
AGM
|
29.9 B | $ 159.46 | 1.42 % | $ 1.74 B | USA |
 |
FlexShopper
FPAY
|
-2.85 M | - | 2.7 % | $ 4.12 M | USA |
 |
Senmiao Technology Limited
AIHS
|
-652 K | $ 1.27 | -1.55 % | $ 13.4 M | China |
 |
Capital One Financial Corporation
COF
|
-12.2 B | $ 193.21 | -0.55 % | $ 104 B | USA |
 |
American Express Company
AXP
|
8.6 B | $ 307.14 | -0.08 % | $ 213 B | USA |
 |
Alliance Data Systems Corporation
ADS
|
5.43 B | - | -1.74 % | $ 2.84 B | USA |
 |
Xiaobai Maimai Inc.
HX
|
9.07 M | - | -10.24 % | $ 37.1 M | China |
 |
Dragon Victory International Limited
LYL
|
28.3 K | - | -2.89 % | $ 13.5 M | China |
 |
Marlin Business Services Corp.
MRLN
|
-102 M | - | -0.17 % | $ 276 M | USA |
 |
Owl Rock Capital Corporation
ORCC
|
4.93 B | - | -0.15 % | $ 5.25 B | USA |
 |
MoneyGram International
MGI
|
-886 M | - | - | $ 1.07 B | USA |
 |
Santander Consumer USA Holdings Inc.
SC
|
82.2 B | - | 1.44 % | $ 13 B | USA |
 |
Navient Corporation
NAVI
|
42.5 B | $ 8.57 | -0.58 % | $ 934 M | USA |
 |
Ally Financial
ALLY
|
7.04 B | $ 39.81 | 0.16 % | $ 12.3 B | USA |
 |
Nelnet
NNI
|
7.48 B | $ 134.99 | 2.96 % | $ 4.91 B | USA |
 |
Barings BDC, Inc.
BBDC
|
885 M | $ 8.61 | 0.06 % | $ 413 M | USA |
 |
OneMain Holdings
OMF
|
21.8 B | $ 54.94 | -1.19 % | $ 6.52 B | USA |
 |
Oportun Financial Corporation
OPRT
|
1.28 B | $ 5.41 | 0.65 % | $ 199 M | USA |
 |
Goldman Sachs BDC, Inc.
GSBD
|
1.59 B | $ 9.2 | 0.38 % | $ 372 M | USA |
|
FinVolution Group
FINV
|
-1.59 B | $ 5.31 | -7.49 % | $ 6.84 B | USA |
 |
EZCORP
EZPW
|
110 M | $ 26.59 | -2.13 % | $ 1.53 B | USA |
 |
Dunxin Financial Holdings Limited
DXF
|
197 M | $ 0.92 | -9.8 % | $ 722 M | China |
 |
PRA Group
PRAA
|
2.55 B | $ 16.9 | 0.9 % | $ 662 M | USA |
 |
Credit Acceptance Corporation
CACC
|
4.41 B | $ 481.45 | -0.15 % | $ 5.51 B | USA |
 |
PayPal Holdings
PYPL
|
2.09 B | $ 46.6 | 2.12 % | $ 44.7 B | USA |
 |
Atlanticus Holdings Corporation
ATLC
|
705 M | $ 54.19 | 2.19 % | $ 786 M | USA |
 |
Regional Management Corp.
RM
|
1.64 B | $ 32.29 | -0.54 % | $ 304 M | USA |
 |
ORIX Corporation
IX
|
3.47 T | $ 32.5 | -4.71 % | $ 40.2 B |  Japan |
 |
LexinFintech Holdings Ltd.
LX
|
1.23 B | $ 2.78 | -5.29 % | $ 921 M | China |
 |
SLM Corporation
SLM
|
1.12 B | $ 19.19 | 1.13 % | $ 3.98 B | USA |
 |
Consumer Portfolio Services
CPSS
|
2.28 B | $ 8.29 | 1.59 % | $ 173 M | USA |
 |
Medallion Financial Corp.
MFIN
|
185 M | $ 10.22 | -2.06 % | $ 230 M | USA |
 |
Enova International
ENVA
|
4.43 B | $ 141.26 | -0.36 % | $ 3.56 B | USA |
 |
Oaktree Specialty Lending Corporation
OCSL
|
670 M | $ 11.46 | - | $ 1.62 B | USA |
 |
Lufax Holding Ltd
LU
|
4.14 B | $ 2.42 | -4.53 % | $ 1.55 T | China |
 |
Security National Financial Corporation
SNFCA
|
-106 M | $ 9.38 | 1.19 % | $ 219 M | USA |
 |
Green Dot Corporation
GDOT
|
-676 M | $ 11.77 | 0.86 % | $ 615 M | USA |
 |
360 DigiTech
QFIN
|
-469 M | $ 14.52 | -5.65 % | $ 4.33 B | China |
 |
LendingClub Corporation
LC
|
1.47 B | $ 14.84 | -1.33 % | $ 1.7 B | USA |
 |
Mastercard Inc.
MA
|
7.84 B | $ 522.9 | 0.34 % | $ 473 B | USA |
 |
Qudian
QD
|
-509 M | - | - | $ 634 M | China |
 |
Nicholas Financial
NICK
|
-23.5 M | - | -0.16 % | $ 45.1 M | USA |
 |
X Financial
XYF
|
-671 M | $ 4.81 | -4.09 % | $ 1.39 B | - |