FlexShopper Accounts Receivables 2011-2026 | FPAY

Accounts receivable — is the amount of money owed to a company by other organizations, individuals, or the government. It arises when a company has already delivered goods, performed work, or provided services, but has not yet received payment for them.

Examples of accounts receivable

Customers have not paid invoices for delivered products
An advance has been paid to a supplier, but goods have not yet been received
Employees have not reported on accountable amounts
The government must refund tax overpayments
Outstanding loans issued

Importance of accounts receivable in company analysis

Asset quality
Accounts receivable are part of current assets. But they are not cash — they are promises. Investors assess how realistic these promises are to be collected. The higher the share of overdue or doubtful receivables, the greater the risk of asset impairment.
Impact on cash flow
Even if a company shows a profit, the money can be "tied up" in receivables. This means profit does not turn into actual cash, and the company may face liquidity shortages.
Assessment of management efficiency
The following accounts receivable turnover ratios are commonly used:
Receivables turnover = Revenue / Average accounts receivable
(the higher — the better)

Days Sales Outstanding (DSO) = 365 / Turnover
(the fewer days — the faster customers pay)

If the DSO is constantly increasing — this is a red flag — customers are delaying payments, and money gets stuck in settlements.

Annual Accounts Receivables FlexShopper

2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011
44.8 M	35.5 M	25.5 M	10 M	8.27 M	6.38 M	4.26 M	2.18 M	752 K	129 K	4.97 M	7.02 M	6.33 M

All numbers in USD currency

Indicator range from annual reports

Maximum	Minimum	Average
44.8 M	129 K	12 M

Quarterly Accounts Receivables FlexShopper

2024-Q3	2024-Q2	2024-Q1	2023-Q4	2023-Q3	2023-Q2	2023-Q1	2022-Q4	2022-Q3	2022-Q2	2022-Q1	2021-Q4	2021-Q3	2021-Q2	2021-Q1	2020-Q4	2020-Q3	2020-Q2	2020-Q1	2019-Q4	2019-Q3	2019-Q2	2019-Q1	2018-Q4	2018-Q3	2018-Q2	2018-Q1	2017-Q4	2017-Q3	2017-Q2	2017-Q1	2016-Q4	2016-Q3	2016-Q2	2016-Q1	2015-Q4	2015-Q3	2015-Q2	2015-Q1	2014-Q4	2014-Q3	2014-Q2	2014-Q1	2013-Q4	2013-Q3	2013-Q2	2013-Q1	2012-Q4	2012-Q3	2012-Q2	2012-Q1	2011-Q4	2011-Q3	2011-Q2	2011-Q1
66.2 M	57.2 M	49.3 M	44.8 M	41.4 M	39.2 M	37.2 M	35.5 M	33.4 M	33.1 M	29.5 M	25.5 M	19.7 M	13.2 M	11 M	10 M	10 M	10 M	10 M	8.27 M	8.27 M	8.27 M	8.27 M	6.38 M	6.38 M	6.38 M	6.38 M	4.26 M	4.26 M	4.26 M	4.26 M	2.18 M	2.18 M	2.18 M	2.18 M	752 K	752 K	752 K	752 K	129 K	129 K	129 K	129 K	119	119	119	119	7.02 M	7.02 M	7.02 M	7.02 M	6.33 M	6.33 M	6.33 M	6.33 M

All numbers in USD currency

Indicator range from quarterly reporting

Maximum	Minimum	Average
66.2 M	119	13 M

Accounts Receivables of other stocks in the Payment services industry

Issuer	Accounts Receivables	Price	% 24h	Market Cap	Country
Pintec Technology Holdings Limited PT	3.44 M	-	-	$ 671 M	China
Jianpu Technology JT	240 M	-	7.78 %	$ 331 M	-
Elevate Credit ELVT	23.6 M	-	-	$ 58.8 M	USA
FinVolution Group FINV	2.03 B	$ 5.24	0.96 %	$ 6.6 B	USA
Capital One Financial Corporation COF	3.49 B	$ 189.78	1.49 %	$ 103 B	USA
Dragon Victory International Limited LYL	138 K	-	-2.89 %	$ 13.5 M	China
LexinFintech Holdings Ltd. LX	54.3 M	$ 2.23	0.45 %	$ 756 M	China
Nelnet NNI	193 M	$ 131.4	0.98 %	$ 4.78 B	USA
FirstCash FCFS	116 M	$ 219.87	-1.52 %	$ 9.74 B	USA
EZCORP EZPW	30.5 M	$ 31.07	-3.36 %	$ 1.79 B	USA
Senmiao Technology Limited AIHS	21.1 K	$ 1.17	0.08 %	$ 12.3 M	China
Medallion Financial Corp. MFIN	19.4 M	$ 9.73	0.62 %	$ 222 M	USA
Visa V	2.02 B	$ 330.33	1.67 %	$ 622 B	USA
Nicholas Financial NICK	109 K	-	-0.16 %	$ 45.1 M	USA
Green Dot Corporation GDOT	197 M	$ 13.05	0.89 %	$ 719 M	USA
Navient Corporation NAVI	49 M	$ 8.57	3.07 %	$ 934 M	USA
OneMain Holdings OMF	211 M	$ 55.09	1.91 %	$ 6.54 B	USA
The Western Union Company WU	1.6 B	$ 8.09	-0.25 %	$ 2.64 B	USA
Federal Agricultural Mortgage Corporation AGM	357 M	$ 181.36	0.76 %	$ 1.98 B	USA
Yiren Digital Ltd. YRD	118 M	$ 1.43	2.14 %	$ 248 M	China
X Financial XYF	1.84 M	$ 4.89	3.38 %	$ 1.19 B	-
360 DigiTech QFIN	72.9 M	$ 16.02	4.23 %	$ 4.27 B	China
Oportun Financial Corporation OPRT	31.8 M	$ 5.48	3.52 %	$ 254 M	USA
MoneyGram International MGI	1.11 B	-	-	$ 1.07 B	USA
SLM Corporation SLM	1.56 B	$ 22.41	2.42 %	$ 4.64 B	USA
Security National Financial Corporation SNFCA	15.6 M	$ 9.55	1.01 %	$ 236 M	USA
Qudian QD	5.35 M	-	-	$ 634 M	China
Mastercard Inc. MA	4.61 B	$ 497.64	0.79 %	$ 450 B	USA
American Express Company AXP	56.8 B	$ 318.63	1.09 %	$ 221 B	USA
LendingClub Corporation LC	43.9 M	$ 17.95	5.4 %	$ 2.06 B	USA