Global Indemnity Group, LLC Long-Term Debt 2011-2026 | GBLI

Long-term debt is a financial obligation of a company or an individual with a repayment period exceeding one year from the date it arises. In accounting, such obligations are recorded under the "long-term liabilities" section.

Main characteristics:

Term exceeds 12 months
Can take the form of bonds, bank loans, credit lines, leasing, or loans from affiliated parties
Repaid through regular payments (interest and/or principal) over several years

Why long-term debt is needed:

Investment in development
Allows financing of large projects — new factories, production lines, innovative developments — without diverting working capital.
Smoothing of cash flows
A long-term payment schedule facilitates budget planning and reduces short-term financial risks.
Optimization of capital structure
A combination of equity and borrowed capital can reduce the average cost of business financing.

A high level of long-term debt may indicate that a company heavily relies on borrowed funds. This increases risks, especially in conditions of rising interest rates or declining profits. However, a moderate level of debt can signal a sound growth strategy — for example, the company takes a loan to expand its business.

If a company uses borrowed funds effectively (e.g., invests in profitable projects), this can lead to profit growth and, consequently, an increase in stock value. An investor evaluates whether the investments made using debt are paying off.

It is important to monitor whether the company can regularly pay interest and repay the principal. Payment difficulties can lead to reduced dividends, a drop in stock value, and even bankruptcy.

Examples of long-term debt:

Mortgage loans for property purchases
Corporate bonds issued by a company to raise capital
Project financing — long-term loans for building or expanding production facilities
Leasing obligations for equipment or transport

Annual Long-Term Debt Global Indemnity Group, LLC

2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011
-	-	-	-	-	126 M	297 M	289 M	295 M	163 M	172 M	175 M	100 M	84.9 M	103 M

All numbers in USD currency

Indicator range from annual reports

Maximum	Minimum	Average
297 M	84.9 M	180 M

Quarterly Long-Term Debt Global Indemnity Group, LLC

2025-Q3	2025-Q2	2025-Q1	2024-Q3	2024-Q2	2024-Q1	2023-Q3	2023-Q2	2023-Q1	2022-Q4	2022-Q3	2022-Q2	2022-Q1	2021-Q4	2021-Q3	2021-Q2	2021-Q1	2020-Q4	2020-Q3	2020-Q2	2020-Q1	2019-Q4	2019-Q3	2019-Q2	2019-Q1	2018-Q4	2018-Q3	2018-Q2	2018-Q1	2017-Q4	2017-Q3	2017-Q2	2017-Q1	2016-Q4	2016-Q3	2016-Q2	2016-Q1	2015-Q4	2015-Q3	2015-Q2	2015-Q1	2014-Q4	2014-Q3	2014-Q2	2014-Q1	2013-Q4	2013-Q3	2013-Q2	2013-Q1	2012-Q4	2012-Q3	2012-Q2	2012-Q1	2011-Q4	2011-Q3	2011-Q2	2011-Q1
-	-	-	-	-	-	-	-	-	-	-	-	126 M	126 M	126 M	126 M	126 M	126 M	126 M	126 M	126 M	297 M	297 M	297 M	297 M	289 M	289 M	289 M	289 M	295 M	295 M	295 M	295 M	163 M	163 M	163 M	163 M	172 M	172 M	172 M	172 M	175 M	175 M	-	-	-	20.6 M	84.9 M	84.9 M	84.9 M	84.9 M	84.9 M	84.9 M	103 M	103 M	103 M	103 M

All numbers in USD currency

Indicator range from quarterly reporting

Maximum	Minimum	Average
297 M	20.6 M	174 M

Long-Term Debt of other stocks in the Insurance property industry

Issuer	Long-Term Debt	Price	% 24h	Market Cap	Country
Donegal Group Class A DGICA	5 M	$ 17.2	-0.23 %	$ 635 M	USA
Argo Group International Holdings, Ltd. ARGO	579 M	-	-	$ 1.05 B	Bermuda
Kinsale Capital Group KNSL	224 M	$ 346.24	0.13 %	$ 8.01 B	USA
Mercury General Corporation MCY	575 M	$ 89.71	0.7 %	$ 4.97 B	USA
NMI Holdings NMIH	393 M	$ 38.24	0.88 %	$ 2.97 B	USA
AXIS Capital Holdings Limited AXS	1.31 B	$ 102.08	0.61 %	$ 8.59 B	Bermuda
The Progressive Corporation PGR	3.91 B	$ 196.74	0.18 %	$ 115 B	USA
ProAssurance Corporation PRA	420 M	$ 24.3	0.41 %	$ 1.25 B	USA
State Auto Financial Corporation STFC	122 M	-	0.19 %	$ 2.3 B	USA
American Financial Group AFG	1.82 B	$ 129.84	-0.05 %	$ 10.8 B	USA
The Travelers Companies TRV	5.96 B	$ 296.69	0.39 %	$ 66.5 B	USA
Donegal Group Class B DGICB	5 M	$ 17.69	-	$ 635 M	USA
Universal Insurance Holdings UVE	100 M	$ 33.85	0.39 %	$ 944 M	USA
Chubb Limited CB	14.4 B	$ 328.72	0.56 %	$ 133 B	Schweiz
W. R. Berkley Corporation WRB	2.79 B	$ 66.23	0.11 %	$ 26.3 B	USA
Hallmark Financial Services HALL	105 M	-	-11.93 %	$ 1.49 M	USA
HCI Group HCI	164 M	$ 154.36	0.25 %	$ 1.54 B	USA
Conifer Holdings CNFR	12.2 M	-	24.38 %	$ 18.1 M	USA
White Mountains Insurance Group, Ltd. WTM	562 M	$ 2 207.8	0.17 %	$ 5.59 B	USA
FedNat Holding Company FNHC	98.7 M	-	-6.45 %	$ 5.11 M	USA
Heritage Insurance Holdings HRTG	78.4 M	$ 26.47	-0.6 %	$ 818 M	USA
Horace Mann Educators Corporation HMN	546 M	$ 44.1	1.15 %	$ 1.82 B	USA
Kingstone Companies KINS	3.14 M	$ 14.63	0.27 %	$ 204 M	USA
Kemper Corporation KMPR	944 M	$ 31.26	-0.13 %	$ 1.94 B	USA
The National Security Group NSEC	12.7 M	-	-	$ 41 M	USA
Safety Insurance Group SAFT	30 M	$ 74.42	1.53 %	$ 1.09 B	USA
Sirius International Insurance Group, Ltd. SG	271 M	-	2.85 %	$ 1.34 B	Bermuda
Selective Insurance Group SIGI	505 M	$ 78.53	1.05 %	$ 4.76 B	USA
Stewart Information Services Corporation STC	447 M	$ 61.67	0.55 %	$ 1.73 B	USA
The Hanover Insurance Group THG	843 M	$ 176.26	0.54 %	$ 6.31 B	USA
United Fire Group UFCS	45 M	$ 38.01	1.05 %	$ 968 M	USA
XL Fleet Corp. XL	463 M	-	20.97 %	$ 161 M	USA
The Allstate Corporation ALL	8.08 B	$ 210.1	0.84 %	$ 55.5 B	USA
United Insurance Holdings Corp. UIHC	150 M	-	1.28 %	$ 341 M	USA
Cincinnati Financial Corporation CINF	790 M	$ 160.61	0.36 %	$ 25.1 B	USA
CNA Financial Corporation CNA	2.97 B	$ 46.57	0.42 %	$ 12.6 B	USA
Alleghany Corporation Y	2.85 B	-	-	$ 11.4 B	USA
Loews Corporation L	8.44 B	$ 107.95	0.17 %	$ 22.6 B	USA
Markel Corporation MKL	4.3 B	$ 1 904.56	-0.14 %	$ 24 B	USA
NI Holdings NODK	2.4 M	$ 12.66	-	$ 266 M	USA
Palomar Holdings PLMR	19.1 M	$ 123.64	1.46 %	$ 3.29 B	USA
RLI Corp. RLI	149 M	$ 57.73	-0.52 %	$ 5.3 B	USA