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Guild Holdings Company Balance Sheet 2024-2011 | GHLD
Brief overview of Guild Holdings Company's assets and capital
Balance sheet changes are traced across five available annual reports between 2020 and 2024.
Assets changed little, standing at $4.8 billion initially and $4.8 billion at the end. The balance sheet stayed close to its former scale.
Assets outpaced liabilities, -1% versus -13.9%. Dependence on external funding declined.
Given the financial profile, the capital cushion is the main focus. It covers 26.3% of assets versus 15.3% five periods ago.
By the end of the period, accumulated earnings were $1.2 billion; the change from the start was +67.4%.
Overall assessment
Guild Holdings Company's balance sheet is broadly resilient, though selected areas require monitoring. The balance between assets, equity and liabilities remains the key issue.
Annual Balance Sheet Guild Holdings Company
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Net Debt |
- | - | - | - | 3.24 B | 1.84 B | 1.27 B | - | - | - | - | - | - | - |
Long Term Debt |
- | - | - | - | 1.43 B | 637 M | 493 M | - | - | - | - | - | - | - |
Total Liabilities |
3.51 B | 2.49 B | 1.99 B | 3.46 B | 4.08 B | 2.2 B | 1.6 B | - | - | - | - | - | - | - |
Retained Earnings |
1.2 B | 1.14 B | 1.21 B | 877 M | 717 M | 384 M | 419 M | - | - | - | - | - | - | - |
Total Assets |
4.77 B | 3.68 B | 3.24 B | 4.38 B | 4.82 B | 2.61 B | 2.04 B | - | - | - | - | - | - | - |
Cash and Cash Equivalents |
118 M | 120 M | 138 M | 243 M | 335 M | 107 M | - | - | - | - | - | - | - | - |
Book Value |
1.25 B | 1.18 B | 1.25 B | 920 M | 736 M | 406 M | 441 M | - | - | - | - | - | - | - |
Total Shareholders Equity |
1.25 B | 1.18 B | 1.25 B | 920 M | 736 M | 406 M | - | - | - | - | - | - | - | - |
All numbers in USD currency
Quarterly Balance Sheet Guild Holdings Company
| 2025-Q3 | 2025-Q2 | 2025-Q1 | 2024-Q3 | 2024-Q2 | 2024-Q1 | 2023-Q3 | 2023-Q2 | 2023-Q1 | 2022-Q4 | 2022-Q3 | 2022-Q2 | 2022-Q1 | 2021-Q4 | 2021-Q3 | 2021-Q2 | 2021-Q1 | 2020-Q4 | 2020-Q3 | 2020-Q2 | 2020-Q1 | 2019-Q4 | 2019-Q3 | 2019-Q2 | 2019-Q1 | 2018-Q4 | 2018-Q3 | 2018-Q2 | 2018-Q1 | 2017-Q4 | 2017-Q3 | 2017-Q2 | 2017-Q1 | 2016-Q4 | 2016-Q3 | 2016-Q2 | 2016-Q1 | 2015-Q4 | 2015-Q3 | 2015-Q2 | 2015-Q1 | 2014-Q4 | 2014-Q3 | 2014-Q2 | 2014-Q1 | 2013-Q4 | 2013-Q3 | 2013-Q2 | 2013-Q1 | 2012-Q4 | 2012-Q3 | 2012-Q2 | 2012-Q1 | 2011-Q4 | 2011-Q3 | 2011-Q2 | 2011-Q1 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Long Term Debt |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 85 M | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Total Liabilities |
3.86 B | 3.82 B | 3.35 B | 3.49 B | 3.36 B | 2.74 B | - | - | 1.97 B | - | - | 2.41 B | 2.5 B | 3.46 B | 3.55 B | 3.54 B | 3.98 B | 4.08 B | 4.08 B | 4.08 B | 4.08 B | 2.2 B | 2.2 B | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Retained Earnings |
1.18 B | 1.16 B | 1.15 B | 1.1 B | 1.17 B | 1.16 B | - | - | 1.17 B | - | - | 1.14 B | 1.09 B | 877 M | 898 M | 825 M | 878 M | 717 M | 717 M | 717 M | 717 M | 384 M | 384 M | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Total Assets |
5.1 B | 5.03 B | 4.55 B | 4.64 B | 4.58 B | 3.96 B | - | - | 3.18 B | - | - | 3.6 B | 3.63 B | 4.38 B | 4.48 B | 4.39 B | 4.88 B | 4.82 B | 4.82 B | 4.82 B | 4.82 B | 2.61 B | 2.61 B | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Cash and Cash Equivalents |
106 M | 107 M | 112 M | 106 M | 102 M | 95.1 M | 114 M | 106 M | 148 M | - | - | 249 M | 244 M | 243 M | 303 M | 322 M | 315 M | 335 M | 335 M | 335 M | 335 M | 102 M | 102 M | - | - | 62.8 M | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Book Value |
1.24 B | 1.22 B | 1.2 B | 1.16 B | 1.22 B | 1.21 B | - | - | 1.21 B | - | - | 1.19 B | 1.13 B | 920 M | 938 M | 849 M | 898 M | 736 M | 736 M | 736 M | 736 M | 406 M | 406 M | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Total Shareholders Equity |
1.24 B | 1.22 B | 1.2 B | 1.16 B | 1.22 B | 1.21 B | 1.28 B | 1.25 B | 1.21 B | - | - | 1.19 B | 1.13 B | 920 M | 938 M | 849 M | 898 M | 736 M | 688 M | 736 M | 736 M | 406 M | 406 M | 373 M | - | 441 M | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
All numbers in USD currency
Balance Sheet is a fundamental financial report of Guild Holdings Company, providing a complete picture of the company’s financial position at a specific point in time. Unlike the income statement, which records the results of operations over a certain period, the balance sheet shows what assets the company owns, what liabilities it has to creditors, and what equity is available to the owners.
For an investor, the balance sheet is important because it allows assessing the company’s financial stability, understanding how much debt it carries, and how dependent it is on borrowed financing. It helps calculate key liquidity and leverage ratios. When analyzing, attention should be paid to the debt-to-equity ratio (Debt/Equity), the amount of cash on the balance sheet, and the ratio of current liabilities to liquid assets.
Features of balance sheet analysis- Vertical and horizontal analysis
Vertical analysis shows the structure of the balance sheet as a percentage of total assets or liabilities, while horizontal analysis shows the dynamics of changes over multiple periods. - Asset quality
It is important to evaluate not only the amount of assets but also their liquidity and realizability. - Accounting for off-balance sheet liabilities
Some liabilities may not be directly reflected in the balance sheet, which requires additional attention.
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