Glen Burnie Bancorp Long-Term Debt 2011-2026 | GLBZ

Long-term debt is a financial obligation of a company or an individual with a repayment period exceeding one year from the date it arises. In accounting, such obligations are recorded under the "long-term liabilities" section.

Main characteristics:

Term exceeds 12 months
Can take the form of bonds, bank loans, credit lines, leasing, or loans from affiliated parties
Repaid through regular payments (interest and/or principal) over several years

Why long-term debt is needed:

Investment in development
Allows financing of large projects — new factories, production lines, innovative developments — without diverting working capital.
Smoothing of cash flows
A long-term payment schedule facilitates budget planning and reduces short-term financial risks.
Optimization of capital structure
A combination of equity and borrowed capital can reduce the average cost of business financing.

A high level of long-term debt may indicate that a company heavily relies on borrowed funds. This increases risks, especially in conditions of rising interest rates or declining profits. However, a moderate level of debt can signal a sound growth strategy — for example, the company takes a loan to expand its business.

If a company uses borrowed funds effectively (e.g., invests in profitable projects), this can lead to profit growth and, consequently, an increase in stock value. An investor evaluates whether the investments made using debt are paying off.

It is important to monitor whether the company can regularly pay interest and repay the principal. Payment difficulties can lead to reduced dividends, a drop in stock value, and even bankruptcy.

Examples of long-term debt:

Mortgage loans for property purchases
Corporate bonds issued by a company to raise capital
Project financing — long-term loans for building or expanding production facilities
Leasing obligations for equipment or transport

Annual Long-Term Debt Glen Burnie Bancorp

2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011
-	-	-	10 M	-	-	-	-	20 M	20 M	20 M	20 M	20 M	20 M

All numbers in USD currency

Indicator range from annual reports

Maximum	Minimum	Average
20 M	10 M	18.6 M

Quarterly Long-Term Debt Glen Burnie Bancorp

2025-Q3	2025-Q2	2025-Q1	2024-Q4	2024-Q3	2024-Q2	2024-Q1	2023-Q4	2023-Q3	2023-Q2	2023-Q1	2022-Q4	2022-Q3	2022-Q2	2022-Q1	2021-Q4	2021-Q3	2021-Q2	2021-Q1	2020-Q4	2020-Q3	2020-Q2	2020-Q1	2019-Q4	2019-Q3	2019-Q2	2019-Q1	2018-Q4	2018-Q3	2018-Q2	2018-Q1	2017-Q4	2017-Q3	2017-Q2	2017-Q1	2016-Q4	2016-Q3	2016-Q2	2016-Q1	2015-Q4	2015-Q3	2015-Q2	2015-Q1	2014-Q4	2014-Q3	2014-Q2	2014-Q1	2013-Q4	2013-Q3	2013-Q2	2013-Q1	2012-Q4	2012-Q3	2012-Q2	2012-Q1	2011-Q4	2011-Q3	2011-Q2	2011-Q1
-	-	-	-	-	-	-	-	-	-	-	-	-	10 M	10 M	10 M	-	-	-	-	10 M	-	-	-	-	-	-	-	-	-	-	-	-	10 M	20 M	10 M	10 M	10 M	20 M	20 M	20 M	20 M	20 M	20 M	20 M	20 M	20 M	20 M	20 M	20 M	20 M	20 M	20 M	20 M	20 M	20 M	20 M	20 M	20 M

All numbers in USD currency

Indicator range from quarterly reporting

Maximum	Minimum	Average
20 M	10 M	17.3 M

Long-Term Debt of other stocks in the Banks regional industry

Issuer	Long-Term Debt	Price	% 24h	Market Cap	Country
C&F Financial Corporation CFFI	69.8 M	$ 74.01	-0.99 %	$ 240 M	USA
Arrow Financial Corporation AROW	4.26 M	$ 37.23	1.03 %	$ 614 M	USA
Columbia Financial CLBK	1.18 B	$ 19.36	0.68 %	$ 1.97 B	USA
Signature Bank SBNY	3.67 B	-	-	$ 4.41 B	USA
1895 Bancorp of Wisconsin BCOW	17.6 M	-	-6.47 %	$ 52 M	USA
First Midwest Bancorp, Inc. FMBI	1.64 B	-	-1.2 %	$ 2.26 B	USA
California BanCorp CALB	214 M	-	1.05 %	$ 210 M	USA
Atlantic Capital Bancshares ACBI	73.8 M	-	-1.48 %	$ 566 M	USA
Citizens Holding Company CIZN	18 M	-	-5.65 %	$ 49.5 M	USA
Customers Bancorp CUBI	1.15 B	$ 77.38	1.46 %	$ 2.51 B	USA
Codorus Valley Bancorp CVLY	42.4 M	-	-	$ 231 M	USA
Deutsche Bank Aktiengesellschaft DB	153 B	$ 31.25	0.63 %	$ 22.4 B	Germany
American National Bankshares AMNB	35.5 M	-	-	$ 508 M	USA
First Horizon Corporation FHN	745 M	$ 24.95	-0.06 %	$ 13.5 B	USA
Financial Institutions FISI	194 M	$ 34.68	1.79 %	$ 697 M	USA
Cadence Bancorporation CADE	373 M	-	-	$ 5.43 B	USA
FFBW FFBW	7.5 M	-	-	$ 68.2 M	USA
Auburn National Bancorporation AUBN	3.22 M	$ 23.54	-1.79 %	$ 82.2 M	USA
The First of Long Island Corporation FLIC	472 M	-	0.25 %	$ 268 M	USA
Banco BBVA Argentina S.A. BBAR	1.17 B	$ 13.59	-4.7 %	$ 450 B	Argentina
Esquire Financial Holdings ESQ	86 K	$ 106.34	1.16 %	$ 857 M	USA
BankFinancial Corporation BFIN	4 M	-	-	$ 151 M	USA
Itaú Unibanco Holding S.A. ITUB	192 B	$ 8.65	-0.52 %	$ 96 B	Brasil
Grupo Financiero Galicia S.A. GGAL	52.6 B	$ 40.1	-3.01 %	$ 3.54 B	Argentina
Banco Bradesco S.A. BBDO	213 B	$ 3.49	1.16 %	$ 13.1 M	Brasil
Popular BPOP	1.1 B	$ 149.26	-0.71 %	$ 10.1 B	USA
Brookline Bancorp BRKL	1.52 B	-	-	$ 974 M	USA
Spirit of Texas Bancshares, Inc. STXB	92.2 M	-	-0.23 %	$ 446 M	USA
People's United Financial, Inc. PBCT	1.02 B	-	-	$ 8.34 B	USA
Guaranty Bancshares GNTY	45.8 M	-	-	$ 570 M	USA
First Busey Corporation BUSE	114 M	$ 26.71	1.93 %	$ 2.24 B	USA
Camden National Corporation CAC	69.1 M	$ 48.64	0.98 %	$ 822 M	USA
First Northwest Bancorp FNWB	50 M	$ 10.12	1.2 %	$ 89 M	USA
Cambridge Bancorp CATC	3.41 M	-	-	$ 576 M	USA
CBM Bancorp CBMB	5 M	-	0.52 %	$ 61.6 M	USA
CBTX CBTX	50 M	-	1.49 %	$ 1.51 B	USA
CNB Financial Corporation CCNE	84.9 M	$ 30.74	1.18 %	$ 756 M	USA
CrossFirst Bankshares CFB	1.92 B	-	-	$ 784 M	USA
Capstar Financial Holdings CSTR	10 M	-	-	$ 425 M	USA
American River Bankshares AMRB	13.8 M	-	2.00 %	$ 125 M	USA
Live Oak Bancshares LOB	14 K	$ 37.21	-1.04 %	$ 1.67 B	USA
Bank of Commerce Holdings BOCH	25.3 M	-	-1.56 %	$ 254 M	USA
Comerica Incorporated CMA	6.67 B	-	-	$ 11.8 B	USA
Axos Financial AX	313 M	$ 86.5	-10.31 %	$ 4.92 B	USA
HMN Financial HMNF	7 M	-	-2.13 %	$ 122 M	USA
HomeStreet HMST	225 M	-	1.84 %	$ 262 M	USA
HarborOne Bancorp HONE	517 M	-	-	$ 499 M	USA
Cincinnati Bancorp CNNB	47.2 M	-	-4.28 %	$ 43.3 M	USA
CIT Group Inc. CIT	5.84 B	-	-1.4 %	$ 4.74 B	USA
Metropolitan Bank Holding Corp. MCB	212 M	$ 89.62	1.73 %	$ 949 M	USA