GrowGeneration Corp. Long-Term Debt | GRWG

Long-term debt is a financial obligation of a company or an individual with a repayment period exceeding one year from the date it arises. In accounting, such obligations are recorded under the "long-term liabilities" section.

Main characteristics:

Term exceeds 12 months
Can take the form of bonds, bank loans, credit lines, leasing, or loans from affiliated parties
Repaid through regular payments (interest and/or principal) over several years

Why long-term debt is needed:

Investment in development
Allows financing of large projects — new factories, production lines, innovative developments — without diverting working capital.
Smoothing of cash flows
A long-term payment schedule facilitates budget planning and reduces short-term financial risks.
Optimization of capital structure
A combination of equity and borrowed capital can reduce the average cost of business financing.

A high level of long-term debt may indicate that a company heavily relies on borrowed funds. This increases risks, especially in conditions of rising interest rates or declining profits. However, a moderate level of debt can signal a sound growth strategy — for example, the company takes a loan to expand its business.

If a company uses borrowed funds effectively (e.g., invests in profitable projects), this can lead to profit growth and, consequently, an increase in stock value. An investor evaluates whether the investments made using debt are paying off.

It is important to monitor whether the company can regularly pay interest and repay the principal. Payment difficulties can lead to reduced dividends, a drop in stock value, and even bankruptcy.

Examples of long-term debt:

Mortgage loans for property purchases
Corporate bonds issued by a company to raise capital
Project financing — long-term loans for building or expanding production facilities
Leasing obligations for equipment or transport

Annual Long-Term Debt GrowGeneration Corp.

2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011
23 M	29.6 M	34.4 M	40.7 M	66 K	158 K	242 K	2.42 M	82.5 K	41.7 K	18.1 K	-	-	-	-

All numbers in USD currency

Indicator range from annual reports

Maximum	Minimum	Average
40.7 M	18.1 K	11.9 M

Quarterly Long-Term Debt GrowGeneration Corp.

2026-Q2	2026-Q1	2025-Q4	2025-Q3	2025-Q2	2025-Q1	2024-Q4	2024-Q3	2024-Q2	2024-Q1	2023-Q4	2023-Q3	2023-Q2	2023-Q1	2022-Q4	2022-Q3	2022-Q2	2022-Q1	2021-Q4	2021-Q3	2021-Q2	2021-Q1	2020-Q4	2020-Q3	2020-Q2	2020-Q1	2019-Q4	2019-Q3	2019-Q2	2019-Q1	2018-Q4	2018-Q3	2018-Q2	2018-Q1	2017-Q4	2017-Q3	2017-Q2	2017-Q1	2016-Q4	2016-Q3	2016-Q2	2016-Q1	2015-Q4	2015-Q3	2015-Q2	2015-Q1	2014-Q4	2014-Q3	2014-Q2	2014-Q1	2013-Q4	2013-Q3	2013-Q2	2013-Q1	2012-Q4	2012-Q3	2012-Q2	2012-Q1	2011-Q4	2011-Q3	2011-Q2	2011-Q1
23 M	21.6 M	29.6 M	25.1 M	26.2 M	27.8 M	29.6 M	31.6 M	33.9 M	35.4 M	34.4 M	36.4 M	37.2 M	38.1 M	40.7 M	-	17 K	41 K	66 K	92 K	106 K	131 K	158 K	158 K	158 K	158 K	242 K	242 K	242 K	242 K	376 K	376 K	376 K	376 K	82.5 K	82.5 K	82.5 K	82.5 K	41.7 K	41.7 K	41.7 K	41.7 K	18.1 K	18.1 K	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

All numbers in USD currency

Indicator range from quarterly reporting

Maximum	Minimum	Average
40.7 M	17 K	11 M

Long-Term Debt of other stocks in the Home improvement industry

Issuer	Long-Term Debt	Price	% 24h	Market Cap	Country
Natuzzi S.p.A. NTZ	47.4 M	$ 1.0	0.74 %	$ 55.1 M	Italia
American Woodmark Corporation AMWD	366 M	-	-	$ 730 M	USA
Lifetime Brands LCUT	135 M	$ 7.55	-2.9 %	$ 164 M	USA
Fortune Brands Home & Security FBHS	2.54 B	-	0.02 %	$ 7.07 B	USA
Nova LifeStyle NVFY	19.9 K	-	-2.01 %	$ 20.2 M	USA
Sleep Number Corporation SNBR	273 M	-	-	$ 2.97 M	USA
Tempur Sealy International TPX	4.61 B	-	-0.04 %	$ 11.9 B	USA
Leslie's LESL	752 M	$ 0.1	5.0 %	$ 927 K	USA
Kewaunee Scientific Corporation KEQU	15.1 M	$ 34.12	0.03 %	$ 97.7 M	USA
The Lovesac Company LOVE	168 M	$ 15.78	-4.54 %	$ 232 M	USA
Bassett Furniture Industries, Incorporated BSET	510 K	$ 21.71	-1.9 %	$ 188 M	USA
La-Z-Boy Incorporated LZB	1.27 M	$ 31.92	-2.24 %	$ 1.31 B	USA
Purple Innovation PRPL	127 M	$ 2.19	-13.78 %	$ 237 M	USA
Energy Focus EFOI	78 K	$ 4.07	10.15 %	$ 22.6 M	USA
Interface TILE	173 M	$ 31.07	-17.85 %	$ 1.81 B	USA
Floor & Decor Holdings FND	194 M	$ 51.48	0.06 %	$ 5.54 B	USA
Whirlpool Corporation WHR	5.58 B	$ 30.5	-3.27 %	$ 1.71 B	USA
The Home Depot HD	49.4 B	$ 343.48	-1.84 %	$ 341 B	USA
Kimball International KBAL	68 M	-	-	$ 448 M	USA
Lumber Liquidators Holdings LL	117 M	-	-	$ 24.2 M	USA
Applied UV AUVI	4.39 M	-	-7.11 %	$ 107 K	USA
Virco Mfg. Corporation VIRC	3.61 M	$ 6.12	2.51 %	$ 96.5 M	USA
Leggett & Platt, Incorporated LEG	1.5 B	$ 9.2	0.32 %	$ 1.27 B	USA
Lowe's Companies LOW	39.8 B	$ 225.09	-0.99 %	$ 126 B	USA
Casper Sleep Inc. CSPR	65.5 M	-	0.93 %	$ 271 M	USA
Haverty Furniture Companies HVT	180 M	$ 25.13	-4.23 %	$ 393 M	USA
Flexsteel Industries FLXS	43.5 M	$ 72.11	-1.8 %	$ 370 M	USA
Mohawk Industries MHK	1.74 B	$ 150.36	-0.29 %	$ 9.34 B	USA
Hooker Furniture Corporation HOFT	3.22 M	$ 14.52	-0.62 %	$ 154 M	USA
Ethan Allen Interiors Inc. ETH	50 M	-	-	$ 663 M	USA