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Huize Holding Limited HUIZ
$ 1.67 3.13%
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Quarterly report 2025-Q4
added 05-20-2026

Huize Holding Limited Balance Sheet 2025-2011 | HUIZ

Brief overview of Huize Holding Limited's assets and capital

The balance sheet is assessed across five available annual reports spanning 2021 to 2025.

Across five reporting periods, assets decreased -49.5%, from 1.9 billion CNY to 938.2 million CNY, producing a negative trend.

Liabilities increased less than assets, posting -66.2% versus -49.5%. That relationship usually strengthens the balance sheet.

For this sector, the direction of capital matters more than a high liability share itself: the equity ratio is 43.8% versus 19.4%.

Retained earnings remain negative at -454.8 million CNY. This may reflect past losses or substantial shareholder distributions, so earnings and buybacks provide important context.

Balance sheet takeaway

Huize Holding Limited's balance sheet is broadly resilient, though selected areas require monitoring. The balance between assets, equity and liabilities remains the key issue.

Annual Balance Sheet Huize Holding Limited

2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011

Net Debt

-227 M - - - - -338 M - -136 M -17.3 M - - - - - -

Long Term Debt

6.99 M - - - 20 M 53.9 M - 15.8 M 23 M - - - - - -

Long Term Debt Current

17.3 M 16.7 M 16.9 M 10.1 M - 12.8 M 6.88 M - - - - - - - -

Total Non Current Liabilities

47.7 M 39.6 M 142 M 189 M 274 M 311 M 1.05 M 16.4 M 391 M - - - - - -

Total Current Liabilities

459 M 415 M 395 M 559 M 1.22 B 557 M 362 M 281 M - - - - - - -

Total Liabilities

506 M 455 M 537 M 748 M 1.5 B 867 M 363 M 298 M 551 M - - - - - -

Deferred Revenue

136 K 230 K 352 K 258 K - - - - - - - - - - -

Retained Earnings

-455 M -459 M -458 M -531 M -500 M -392 M -374 M -389 M -392 M - - - - - -

Total Assets

938 M 884 M 947 M 1.09 B 1.86 B 1.34 B 509 M 334 M 166 M - - - - - -

Cash and Cash Equivalents

251 M 233 M 249 M 277 M - 405 M 88.1 M 152 M 40.3 M - - - - - -

Book Value

432 M 429 M 410 M 342 M 361 M 469 M 146 M 36.5 M -385 M - - - - - -

Total Shareholders Equity

411 M 409 M 405 M 341 M 361 M 469 M -309 M -385 M -385 M - - - - - -

All numbers in CNY currency

Quarterly Balance Sheet Huize Holding Limited

2025-Q4 2024-Q4 2023-Q4 2022-Q4 2022-Q3 2022-Q2 2022-Q1 2021-Q4 2021-Q3 2021-Q2 2021-Q1 2020-Q4 2020-Q3 2020-Q2 2020-Q1 2019-Q4 2019-Q3 2019-Q2 2019-Q1 2018-Q4 2018-Q3 2018-Q2 2018-Q1 2017-Q4 2017-Q3 2017-Q2 2017-Q1 2016-Q4 2016-Q3 2016-Q2 2016-Q1 2015-Q4 2015-Q3 2015-Q2 2015-Q1 2014-Q4 2014-Q3 2014-Q2 2014-Q1 2013-Q4 2013-Q3 2013-Q2 2013-Q1 2012-Q4 2012-Q3 2012-Q2 2012-Q1 2011-Q4 2011-Q3 2011-Q2 2011-Q1

Long Term Debt

6.99 M - - - - - - 20 M - - - 53.9 M - - - - - - - 15.8 M - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

Total Non Current Liabilities

47.7 M 39.6 M 142 M - - - - 274 M - - - 311 M - - - 1.05 M - - - 16.4 M - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

Total Liabilities

506 M 455 M 537 M - - - - 1.5 B - - - 867 M - - - 363 M - - - 298 M - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

Deferred Revenue

136 K 230 K 352 K - - - - 625 K - - - 312 K - - - 269 K - - - 414 K - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

Retained Earnings

-455 M -459 M -458 M - - - - -500 M - - - -392 M - - - -374 M - - - -389 M - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

Total Assets

938 M 884 M 947 M - - - - 1.86 B - - - 1.34 B - - - 509 M - - - 334 M - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

Cash and Cash Equivalents

251 M 233 M 249 M - - - - 381 M - - - 405 M - - - 88.1 M - - - 6.64 M - - - 40.3 M - - - 45.1 M - - - - - - - - - - - - - - - - - - - - - - -

Book Value

432 M 429 M 410 M - - - - 361 M - - - 469 M - - - 146 M - - - 36.5 M - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

Total Shareholders Equity

411 M 409 M 405 M - - - - 360 M - - - 469 M - - - -309 M - - - -386 M - - - -385 M - - - -262 M - - - - - - - - - - - - - - - - - - - - - - -

All numbers in CNY currency

Balance Sheet is a fundamental financial report of Huize Holding Limited, providing a complete picture of the company’s financial position at a specific point in time. Unlike the income statement, which records the results of operations over a certain period, the balance sheet shows what assets the company owns, what liabilities it has to creditors, and what equity is available to the owners.

For an investor, the balance sheet is important because it allows assessing the company’s financial stability, understanding how much debt it carries, and how dependent it is on borrowed financing. It helps calculate key liquidity and leverage ratios. When analyzing, attention should be paid to the debt-to-equity ratio (Debt/Equity), the amount of cash on the balance sheet, and the ratio of current liabilities to liquid assets.

Features of balance sheet analysis
  • Vertical and horizontal analysis
    Vertical analysis shows the structure of the balance sheet as a percentage of total assets or liabilities, while horizontal analysis shows the dynamics of changes over multiple periods.
  • Asset quality
    It is important to evaluate not only the amount of assets but also their liquidity and realizability.
  • Accounting for off-balance sheet liabilities
    Some liabilities may not be directly reflected in the balance sheet, which requires additional attention.

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