Nicholas Financial EPS Ratio 2011-2026 | NICK

EPS is a measure used to assess the financial stability and profitability of a company. EPS (Earnings Per Share) represents the company's net income divided by the number of its outstanding shares. This measure allows investors and analysts to evaluate the return on investment in the company's stock and compare it to other companies in the industry.

The term earnings per share (EPS) represents the portion of a company's earnings, net of taxes and preferred stock dividends, that is allocated to each share of common stock. The figure can be calculated simply by dividing net income earned in a given reporting period (usually quarterly or annually) by the total number of shares outstanding during the same term. Because the number of shares outstanding can fluctuate, a weighted average is typically used.
Calculated as:
EPS = (Net Income - Dividends on Preffered Stock) / Average Outstanding shares^[1]

EPS can be calculated as a simple ratio of net income to shares, or in various variations, such as diluted EPS, which takes into account the potential issuance of new shares or convertible securities.

A high EPS ratio usually indicates that the company has good profitability and efficiency in utilizing its assets. However, other factors such as sales growth, debt burden, and the company's competitive position should also be considered.

EPS ratio is an important indicator for investors when making decisions to buy or sell a company's stock. It is also used by analysts to assess the financial condition of the company and its potential for growth and development.

Annual EPS Ratio Nicholas Financial

2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011
-0.77	-2.86	-4.65	0.39	1.09	0.45	-0.46	-0.14	0.7	1.6	1.4	1.38	1.66	1.89	1.44

All numbers in USD currency

Indicator range from annual reports

Maximum	Minimum	Average
1.89	-4.65	0.208

Quarterly EPS Ratio Nicholas Financial

2025-Q3	2025-Q2	2025-Q1	2024-Q4	2024-Q3	2024-Q2	2024-Q1	2023-Q4	2023-Q3	2023-Q2	2023-Q1	2022-Q4	2022-Q3	2022-Q2	2022-Q1	2021-Q4	2021-Q3	2021-Q2	2021-Q1	2020-Q4	2020-Q3	2020-Q2	2020-Q1	2019-Q4	2019-Q3	2019-Q2	2019-Q1	2018-Q4	2018-Q3	2018-Q2	2018-Q1	2017-Q4	2017-Q3	2017-Q2	2017-Q1	2016-Q4	2016-Q3	2016-Q2	2016-Q1	2015-Q4	2015-Q3	2015-Q2	2015-Q1	2014-Q4	2014-Q3	2014-Q2	2014-Q1	2013-Q4	2013-Q3	2013-Q2	2013-Q1	2012-Q4	2012-Q3	2012-Q2	2012-Q1	2011-Q4	2011-Q3	2011-Q2	2011-Q1
-0.11	-0.11	-	-0.04	-0.1	-0.49	-	-1.6	-1.44	0.21	-	-1.85	-0.44	-0.24	0.05	-0.09	0.34	0.44	0.22	0.49	0.49	0.16	0.18	0.04	0.04	0.03	0.07	-0.12	-0.12	0.07	0.08	-0.37	0.04	0.1	0.1	0.21	0.21	0.25	0.37	0.36	0.36	0.43	0.48	0.31	1.07	0.76	0.47	0.32	1.15	0.83	0.4	0.38	0.38	0.43	0.45	0.46	0.46	0.47	0.46

All numbers in USD currency

Indicator range from quarterly reporting

Maximum	Minimum	Average
1.15	-1.85	0.134

References

Khan, T. R., Islam, M. R., Choudhury, T. T., & Adnan, A. M. (2014). How earning per share (EPS) affects on share price and firm value.

EPS Ratio of other stocks in the Payment services industry

Issuer	EPS Ratio	Price	% 24h	Market Cap	Country
Qiwi plc QIWI	279	-	-	-	Cyprus
Jianpu Technology JT	0.27	-	7.78 %	$ 331 M	-
Pintec Technology Holdings Limited PT	-0.03	-	-	$ 671 M	China
Dunxin Financial Holdings Limited DXF	0.01	$ 0.77	-1.56 %	$ 722 M	China
American Express Company AXP	15.4	$ 327.55	-0.46 %	$ 228 B	USA
LexinFintech Holdings Ltd. LX	0.23	$ 2.36	1.29 %	$ 782 M	China
CURO Group Holdings Corp. CURO	1.44	-	-6.4 %	$ 7.82 M	USA
Elevate Credit ELVT	-0.98	-	-	$ 58.8 M	USA
Capital One Financial Corporation COF	4.03	$ 202.05	-0.46 %	$ 109 B	USA
Regional Management Corp. RM	4.71	$ 38.42	0.52 %	$ 362 M	USA
FlexShopper FPAY	-0.38	-	2.7 %	$ 4.12 M	USA
Dragon Victory International Limited LYL	-0.44	-	-2.89 %	$ 13.5 M	China
Atlanticus Holdings Corporation ATLC	7.4	$ 67.31	-1.54 %	$ 1.02 B	USA
Federal Agricultural Mortgage Corporation AGM	16.7	$ 164.93	-0.19 %	$ 1.8 B	USA
FirstCash FCFS	7.46	$ 205.05	1.21 %	$ 9.09 B	USA
EZCORP EZPW	1.91	$ 29.89	1.94 %	$ 1.72 B	USA
Senmiao Technology Limited AIHS	-0.35	$ 1.29	0.78 %	$ 13.6 M	China
Medallion Financial Corp. MFIN	1.89	$ 9.3	0.87 %	$ 212 M	USA
ORIX Corporation IX	156	$ 31.85	-0.16 %	$ 39.4 B	Japan
Consumer Portfolio Services CPSS	0.88	$ 8.43	-0.53 %	$ 185 M	USA
Discover Financial Services DFS	17.7	-	-0.21 %	$ 50.2 B	USA
Mastercard Inc. MA	16.5	$ 521.07	0.21 %	$ 472 B	USA
FinVolution Group FINV	1.85	$ 4.8	-0.5 %	$ 6.18 B	USA
Navient Corporation NAVI	1.2	$ 8.44	-0.06 %	$ 920 M	USA
Nelnet NNI	11.8	$ 136.68	0.18 %	$ 4.97 B	USA
OneMain Holdings OMF	6.59	$ 57.76	0.16 %	$ 6.85 B	USA
World Acceptance Corporation WRLD	8.33	$ 128.17	-4.74 %	$ 695 M	USA
The Western Union Company WU	1.53	$ 9.31	1.75 %	$ 3.04 B	USA
X Financial XYF	5.33	$ 4.8	4.69 %	$ 1.39 B	-
Yiren Digital Ltd. YRD	0.959	$ 2.18	9.0 %	$ 368 M	China
360 DigiTech QFIN	21	$ 14.1	-1.12 %	$ 4.2 B	China
Oportun Financial Corporation OPRT	-4.88	$ 5.33	-1.2 %	$ 197 M	USA
Synchrony Financial SYF	9.38	$ 75.55	-0.58 %	$ 27.9 B	USA
MoneyGram International MGI	0.35	-	-	$ 1.07 B	USA
SLM Corporation SLM	3.52	$ 21.92	2.38 %	$ 4.54 B	USA
Security National Financial Corporation SNFCA	1.3	$ 9.52	-1.65 %	$ 235 M	USA
Qudian QD	7.82	-	-	$ 634 M	China
Upstart Holdings UPST	0.56	$ 33.48	0.36 %	$ 3.22 B	USA
LendingClub Corporation LC	1.18	$ 16.64	0.48 %	$ 1.91 B	USA