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Old Second Bancorp logo
Old Second Bancorp OSBC
$ 24.88 0.12%
report update icon

Quarterly report 2026-Q2
added 08-06-2026

Old Second Bancorp Financial Statements 2025-2009 | OSBC

Annual Financial Statements Old Second Bancorp

2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009

Market Cap

990 M 770 M 603 M 682 M 406 M 288 M 372 M 420 M 434 M 316 M 210 M 140 M 63.8 M 31.4 M 16.7 M 56.8 M -

Shares

48.9 M 44.8 M 44.7 M 44.5 M 30.2 M 29.6 M 29.9 M 29.7 M 29.6 M 29.5 M 29.5 M 25.8 M 13.9 M 14.1 M 14 M 13.9 M -

Historical Prices

20.2 17.2 13.5 15.3 13.4 9.73 12.1 13.8 14.4 10.6 6.92 5.3 4.53 2.02 1.19 4.08 7.35

Net Income

80.3 M 85.3 M 91.7 M 67.4 M 20 M 27.8 M 39.5 M 34 M 15.1 M 15.7 M 15.4 M 10.1 M 82.1 M -72 K -6.5 M -109 M -

Revenue

- - - - - - 134 M 122 M 105 M 91.5 M 88 M 84.6 M 85 M 101 M 100 M - -

Cost of Revenue

125 M 98 M 88.6 M 86.6 M 57.7 M 49.5 M 46.9 M 44.2 M 40.1 M 36.2 M 35.1 M 36.2 M 36.7 M 35 M 34 M 36.9 M -

Interest Expense

293 M 56.3 M 40 M 10.3 M 8.45 M 12.5 M 18.8 M 16.7 M 12.6 M 9.94 M 9.08 M 11 M 13.8 M 15.7 M 21.5 M 28.1 M -

EBITDA

6.15 M 5.59 M 4.48 M 4.08 M 3.15 M 2.8 M - - - - - - - - - 4.56 M -

Operating Expenses

- - - - - - 100 M 95 M 84 M 77 M 73 M 81 M 88 M 112 M 128 M - -

General and Administrative Expenses

- - - - - - 53.7 M 52.6 M 46.2 M 38.2 M 37.7 M 39.9 M 43 M 42.4 M 43.6 M - -

All numbers in USD currency

Quarterly Income Statement Old Second Bancorp

2026-Q2 2026-Q1 2025-Q3 2025-Q2 2025-Q1 2024-Q4 2024-Q3 2024-Q2 2024-Q1 2023-Q4 2023-Q3 2023-Q2 2023-Q1 2022-Q4 2022-Q3 2022-Q2 2022-Q1 2021-Q4 2021-Q3 2021-Q2 2021-Q1 2020-Q4 2020-Q3 2020-Q2 2020-Q1 2019-Q4 2019-Q3 2019-Q2 2019-Q1 2018-Q4 2018-Q3 2018-Q2 2018-Q1 2017-Q4 2017-Q3 2017-Q2 2017-Q1 2016-Q4 2016-Q3 2016-Q2 2016-Q1 2015-Q4 2015-Q3 2015-Q2 2015-Q1 2014-Q4 2014-Q3 2014-Q2 2014-Q1 2013-Q4 2013-Q3 2013-Q2 2013-Q1 2012-Q4 2012-Q3 2012-Q2 2012-Q1 2011-Q4 2011-Q3 2011-Q2 2011-Q1

Shares

51.3 M 52.5 M 52.7 M 45.1 M 45 M 44.9 M 44.9 M 44.8 M 44.8 M 44.7 M 44.7 M 44.7 M 44.6 M 44.6 M 44.6 M 44.5 M 44.5 M 44.5 M 28.7 M 28.8 M 29.2 M 29.3 M 29.6 M 29.6 M 29.9 M 29.9 M 29.9 M 29.9 M 29.8 M 29.8 M 29.7 M 29.7 M 29.7 M 29.6 M 29.6 M 29.6 M 29.6 M 29.6 M 29.6 M 29.5 M 29.5 M 29.5 M 29.5 M 29.5 M 29.5 M 29.4 M 29.4 M 28.2 M 13.9 M 13.9 M 13.9 M 13.9 M 14.1 M 14.1 M 14.1 M 14.1 M 14 M 14 M 14 M 14 M 14 M

Net Income

28.2 M 25.6 M 9.87 M 21.8 M 19.8 M - 23 M 21.9 M 21.3 M - 24.3 M 25.6 M 23.6 M - 19.5 M 12.2 M 12 M - 8.41 M 8.82 M 11.9 M - 10.3 M 9.24 M 275 K - 12.2 M 9.28 M 8.47 M - 9.64 M 6.26 M 9.49 M - 8.08 M 5.15 M 4.43 M - 3.5 M 3.84 M 3.32 M - 3.92 M 4.13 M 3.5 M - 2.92 M 2.02 M 2.2 M - 72.9 M 3.48 M 5.47 M - 120 K 1.25 M -2.97 M - -1.39 M 1.01 M -3.12 M

Cost of Revenue

30.1 M 29.7 M 39.7 M 27 M 27 M - 24.7 M 23.4 M 24.3 M - 23.1 M 21.8 M 22.2 M - 21 M 21.3 M 20 M - 13 M 12.9 M 13.5 M - 12.6 M 11.3 M 12.9 M - 12.1 M 11.6 M 11.6 M - 11.2 M 12.4 M 10.2 M - 10 M 10.5 M 10.6 M - 9.01 M 8.81 M 9.03 M - 8.26 M 9.15 M 9.26 M - 8.86 M 9.18 M 9.1 M - 9.3 M 9.18 M 9.03 M - 8.96 M 8.82 M 9.05 M - 7.98 M 8.58 M 8.93 M

Interest Expense

83.3 M 81.1 M 82.8 M 64.2 M 10.7 M - 60.6 M 59.7 M 13.5 M - 11.2 M 10.3 M 6.07 M - 2.44 M 2.12 M 2.1 M - 2.17 M 2.24 M 1.85 M - 2.54 M 3 M 4.79 M - 4.66 M 4.83 M 4.86 M - 4.44 M 4.02 M 3.53 M - 3.14 M 3.14 M 3.07 M - 2.48 M 2.42 M 2.36 M - 2.27 M 2.23 M 2.27 M - 2.53 M 2.99 M 3.11 M - 3.44 M 3.54 M 3.59 M - 3.7 M 4.05 M 4.35 M - 5.12 M 5.51 M 5.89 M

EBITDA

3.43 M 1.7 M 1.25 M 1.02 M 1.41 M - 570 K 574 K 1.35 M - 616 K 618 K 1.05 M - 657 K 659 K 1.09 M - 2.29 M 1.53 M 765 K - 2.08 M 1.36 M 662 K - 1.87 M 1.28 M 638 K - 1.78 M 1.14 M 537 K - 1.76 M 1.19 M 593 K - 1.68 M - 563 K - 1.82 M 1.22 M 607 K - 1.89 M 1.27 M 644 K - 2.15 M 1.47 M 746 K - 2.34 M 1.58 M 801 K - 3.16 M 2.14 M 1.08 M

All numbers in USD currency

Financial statements are the primary tool companies use to inform stakeholders about their financial position, performance, and changes in capital structure. It is a kind of "business language" understood by investors, creditors, tax authorities, and other participants in the economic environment.

Main types of financial statements Old Second Bancorp OSBC
  1. Income Statement
    Shows income, expenses, and resulting profit or loss over a specific period. Helps assess business profitability.
  2. Balance Sheet
    Reflects a company’s assets, liabilities, and equity as of a specific date. It’s a snapshot of what the company owns and owes.
    Assets — everything the company owns (cash, equipment, buildings, accounts receivable, etc.).
    Liabilities — debts and other external sources of financing.
    Equity — owners' capital and retained earnings.
  3. Cash Flow Statement
    Reveals how the company earns and spends money in three areas: operating, investing, and financing activities.
International reporting standards
  • IFRS — International Financial Reporting Standards, applicable to public and multinational companies.
  • GAAP — Generally Accepted Accounting Principles used in the United States.
  • RAS — Russian Accounting Standards, used domestically in Russia.

Financial reporting Old Second Bancorp plays a crucial role for investors as it serves as an objective source of information about a company's current state. Based on the reports, one can determine whether a company is growing, stagnating, or losing market share. This allows investors to identify both promising and problematic assets in a timely manner.

In addition, financial data provides a basis for forecasting future returns. Historical trends in revenue, profit, and cash flow help evaluate potential dividends, the likelihood of stock price growth, and overall investment risk.

Transparent and accurate reporting is also an indicator of a company’s maturity and managerial responsibility. Such openness builds investor confidence and simplifies investment decision-making, especially when comparing multiple companies.

Finally, financial statements enable high-quality comparative analysis. They allow companies to be evaluated against each other in terms of profitability, debt levels, margins, and other key metrics — which is particularly important when choosing the best investment options within an industry or market segment.

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Allegiance Bancshares Allegiance Bancshares
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Veritex Holdings Veritex Holdings
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Cincinnati Bancorp Cincinnati Bancorp
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ESSA Bancorp ESSA Bancorp
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First Financial Northwest First Financial Northwest
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Sterling Bancorp (Southfield, MI) Sterling Bancorp (Southfield, MI)
SBT
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Salisbury Bancorp Salisbury Bancorp
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Penns Woods Bancorp Penns Woods Bancorp
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The Community Financial Corporation The Community Financial Corporation
TCFC
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Umpqua Holdings Corporation Umpqua Holdings Corporation
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Pacific Premier Bancorp Pacific Premier Bancorp
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Emclaire Financial Corp Emclaire Financial Corp
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Cambridge Bancorp Cambridge Bancorp
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Glen Burnie Bancorp Glen Burnie Bancorp
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TriState Capital Holdings TriState Capital Holdings
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1895 Bancorp of Wisconsin 1895 Bancorp of Wisconsin
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