Plumas Bancorp Net Debt | PLBC

Net Debt can be roughly defined as financial liabilities that an entity classifies in the financing section together with the resources available to service those financial liabilities^[1]

Net debt is the obligations that remain after deducting all assets and other liabilities from a company or individual. It represents the sum of debts that an organization or person must repay to their creditors or other parties.

Net debt can include various types of obligations such as loans, borrowings, lease liabilities, or credit card payments. It is important to note that net debt does not include current expenses or obligations such as payroll expenses or current bills.

Assessing net debt is an important financial indicator for evaluating the financial position of a company or individual. If net debt significantly exceeds assets, it may indicate financial difficulties and insolvency. In such cases, the company or individual may face difficulties in meeting their obligations and managing their finances.

Net debt can also be used to compare the financial stability of different companies. The lower the net debt relative to assets, the more stable and financially sound they are considered.

Overall, understanding net debt helps evaluate the financial soundness and ability of a company to meet their obligations. It is an important indicator that assists in making decisions about lending, investments, and financial management.

Annual Net Debt Plumas Bancorp

2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008
-	-	-	-	-	-170 M	123 M	135 M	60.2 M	51.6 M	43.7 M	63.5 M	61 M	46.6 M	-52.8 M	-	-	-

All numbers in USD currency

Indicator range from annual reports

Maximum	Minimum	Average
135 M	-170 M	36.2 M

References

Pizzo, M., Moscariello, N., & Vinciguerra, R. (2015). Market Incentives and Regulators' Activity Shaping Financial Information: An Analysis of the Net Debt Disclosure in Italy. International Journal of Business and Management, 10(1), 1.

Net Debt of other stocks in the Banks regional industry

Issuer	Net Debt	Price	% 24h	Market Cap	Country
Prosperity Bancshares PB	-1.34 B	$ 71.79	0.54 %	$ 6.81 B	USA
Pathfinder Bancorp PBHC	-17.1 M	$ 16.3	3.2 %	$ 77.3 M	USA
Seacoast Banking Corporation of Florida SBCF	-276 M	$ 34.52	0.64 %	$ 3.05 B	USA
Southside Bancshares SBSI	-89.8 M	$ 32.15	1.2 %	$ 969 M	USA
Peoples Bancorp of North Carolina PEBK	162 M	$ 43.26	1.92 %	$ 230 M	USA
Provident Financial Services PFS	1.85 B	$ 23.43	0.68 %	$ 3.06 B	USA
ServisFirst Bancshares SFBS	294 M	$ 42.7	1.48 %	$ 2.33 B	USA
Southern First Bancshares SFST	175 M	$ 62.81	1.26 %	$ 508 M	USA
Shore Bancshares SHBI	-267 M	$ 23.19	1.42 %	$ 774 M	USA
Patriot National Bancorp PNBK	-191 M	$ 0.99	1.79 %	$ 76 M	USA
Southern Missouri Bancorp SMBC	-54.2 M	$ 73.52	1.04 %	$ 826 M	USA
South Plains Financial SPFI	29.8 M	$ 45.32	0.75 %	$ 738 M	USA
S&T Bancorp STBA	199 M	$ 49.95	1.06 %	$ 1.91 B	USA
Rhinebeck Bancorp RBKB	-32.5 M	$ 13.07	1.95 %	$ 141 M	USA
Stock Yards Bancorp SYBT	504 M	$ 78.59	0.05 %	$ 2.31 B	USA
Truist Financial Corporation TFC	5.59 B	$ 50.55	0.08 %	$ 65 B	USA
TFS Financial Corporation TFSL	4.17 B	$ 17.39	0.4 %	$ 4.85 B	USA
First Financial Corporation THFF	57.8 M	$ 77.88	0.81 %	$ 923 M	USA
Tompkins Financial Corporation TMP	537 M	$ 98.42	0.89 %	$ 1.4 B	USA
Sound Financial Bancorp SFBC	-175 M	$ 48.0	0.52 %	$ 123 M	USA
United Bankshares UBSI	-2.01 B	$ 47.27	0.5 %	$ 6.64 B	USA
Simmons First National Corporation SFNC	-377 M	$ 23.21	3.09 %	$ 3.12 B	USA
Shinhan Financial Group Co., Ltd. SHG	96.4 T	$ 83.54	1.53 %	$ 42.3 B	South-korea
UMB Financial Corporation UMBF	-7.3 B	$ 142.55	0.03 %	$ 10.4 B	USA
Unity Bancorp UNTY	50.4 M	$ 58.97	1.78 %	$ 592 M	USA
U.S. Bancorp USB	-13.7 B	$ 62.49	0.15 %	$ 97.3 B	USA
Univest Financial Corporation UVSP	138 M	$ 42.09	0.71 %	$ 1.19 B	USA
Valley National Bancorp VLY	3.54 B	$ 13.92	0.9 %	$ 7.79 B	USA
Westamerica Bancorporation WABC	-602 M	$ 58.45	0.52 %	$ 1.5 B	USA
Washington Federal WAFD	3.32 B	$ 34.28	0.89 %	$ 2.75 B	USA
Western Alliance Bancorporation WAL	-2.2 B	$ 79.94	0.01 %	$ 8.7 B	USA
Webster Financial Corporation WBS	-1.71 B	$ 77.57	0.03 %	$ 12.8 B	USA
The Bancorp TBBK	-556 M	$ 64.41	1.94 %	$ 2.95 B	USA
Western New England Bancorp WNEB	217 M	$ 13.61	1.31 %	$ 275 M	USA
WesBanco WSBC	1.66 B	$ 40.52	0.98 %	$ 3.68 B	USA
Waterstone Financial WSBF	349 M	$ 21.18	0.77 %	$ 378 M	USA
WSFS Financial Corporation WSFS	-277 M	$ 79.26	0.75 %	$ 4.46 B	USA
West Bancorporation WTBA	185 M	$ 28.93	0.97 %	$ 489 M	USA
TowneBank TOWN	-1.16 B	$ 37.07	0.49 %	$ 2.67 B	USA
Zions Bancorporation, National Association ZION	789 M	$ 68.37	0.09 %	$ 10.1 B	USA
Emclaire Financial Corp EMCF	5.92 M	-	-4.21 %	$ 86.4 M	USA
Atlantic Capital Bancshares ACBI	-580 M	-	-1.48 %	$ 566 M	USA
American National Bankshares AMNB	-44 M	-	-	$ 508 M	USA
Silvergate Capital Corporation SI	-5.37 B	$ 19.99	0.71 %	$ 511 M	USA
Cambridge Bancorp CATC	109 M	-	-	$ 576 M	USA
CBM Bancorp CBMB	-42.6 M	-	0.52 %	$ 61.6 M	USA
CrossFirst Bankshares CFB	1.66 B	-	-	$ 784 M	USA
Citizens Holding Company CIZN	-76.5 M	-	-5.65 %	$ 49.5 M	USA
Capstar Financial Holdings CSTR	122 M	-	-	$ 425 M	USA
Codorus Valley Bancorp CVLY	8.67 M	-	-	$ 231 M	USA