360 DigiTech Book Value 2011-2026 | QFIN

Book value is a financial metric that reflects the value of a company's assets minus its liabilities as of a specific date, according to accounting records. In simple terms, it is the amount that would remain for the owners of the company if all assets were sold and all debts paid off.

What is included in book value

Assets — all company resources: real estate, equipment, inventory, cash, accounts receivable, and others.
Liabilities — all debts and financial obligations: loans, accounts payable, taxes, and other obligations.

Features of the metric

Assessment of the company's "real" value
Book value shows how much the company is worth according to accounting data, that is, the value of its property taking debts into account.
Comparison with market capitalization
Comparing book value and the market price of shares helps to understand whether the company is overvalued or undervalued by the market.
Indicator of financial stability
If the book value is high, it indicates the company has significant assets, which reduces risks for investors.
Key component for financial ratios
Many metrics, such as the price-to-book ratio (P/B), use book value to analyze the attractiveness of shares.

Annual Book Value 360 DigiTech

2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011
24.2 B	22 B	18.9 B	15.2 B	9.48 B	7.21 B	4.44 B	402 M	-21.8 M	-	-	-	-	-

All numbers in CNY currency

Indicator range from annual reports

Maximum	Minimum	Average
24.2 B	-21.8 M	11.3 B

Quarterly Book Value 360 DigiTech

2024-Q4	2023-Q4	2022-Q4	2022-Q3	2022-Q2	2022-Q1	2021-Q4	2021-Q3	2021-Q2	2021-Q1	2020-Q4	2020-Q3	2020-Q2	2020-Q1	2019-Q4	2019-Q3	2019-Q2	2019-Q1	2018-Q4	2018-Q3	2018-Q2	2018-Q1	2017-Q4	2017-Q3	2017-Q2	2017-Q1	2016-Q4	2016-Q3	2016-Q2	2016-Q1	2015-Q4	2015-Q3	2015-Q2	2015-Q1	2014-Q4	2014-Q3	2014-Q2	2014-Q1	2013-Q4	2013-Q3	2013-Q2	2013-Q1	2012-Q4	2012-Q3	2012-Q2	2012-Q1	2011-Q4	2011-Q3	2011-Q2	2011-Q1
24.2 B	22 B	18.9 B	18 B	17 B	-	15.2 B	-	-	-	9.48 B	-	-	-	7.21 B	-	-	-	4.44 B	-	-	-	734 M	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

All numbers in CNY currency

Indicator range from quarterly reporting

Maximum	Minimum	Average
24.2 B	734 M	13.7 B

Book Value of other stocks in the Payment services industry

Issuer	Book Value	Price	% 24h	Market Cap	Country
Qiwi plc QIWI	83.9 B	-	-	-	Cyprus
Barings BDC, Inc. BBDC	136 B	$ 8.38	0.18 %	$ 402 M	USA
Jianpu Technology JT	521 M	-	7.78 %	$ 331 M	-
Pintec Technology Holdings Limited PT	-395 M	-	-	$ 671 M	China
American Express Company AXP	33.5 B	$ 318.7	1.65 %	$ 221 B	USA
Dunxin Financial Holdings Limited DXF	28 M	$ 0.75	-0.61 %	$ 722 M	China
CURO Group Holdings Corp. CURO	160 M	-	-6.4 %	$ 7.82 M	USA
Goldman Sachs BDC, Inc. GSBD	617 M	$ 9.02	0.56 %	$ 364 M	USA
Elevate Credit ELVT	109 M	-	-	$ 58.8 M	USA
Capital One Financial Corporation COF	114 B	$ 194.8	0.95 %	$ 105 B	USA
FlexShopper FPAY	29.2 M	-	2.7 %	$ 4.12 M	USA
Alliance Data Systems Corporation ADS	604 M	-	-1.74 %	$ 2.84 B	USA
Xiaobai Maimai Inc. HX	3.51 B	-	-10.24 %	$ 37.1 M	China
Dragon Victory International Limited LYL	8.55 M	-	-2.89 %	$ 13.5 M	China
Marlin Business Services Corp. MRLN	44 M	-	-0.17 %	$ 276 M	USA
Owl Rock Capital Corporation ORCC	768 M	-	-0.15 %	$ 5.25 B	USA
Santander Consumer USA Holdings Inc. SC	-5.31 B	-	1.44 %	$ 13 B	USA
Medallion Financial Corp. MFIN	508 M	$ 8.89	0.62 %	$ 202 M	USA
LexinFintech Holdings Ltd. LX	10.7 B	$ 2.27	2.71 %	$ 752 M	China
Atlanticus Holdings Corporation ATLC	644 M	$ 65.42	3.2 %	$ 989 M	USA
Federal Agricultural Mortgage Corporation AGM	1.72 B	$ 158.06	-0.16 %	$ 1.72 B	USA
FirstCash FCFS	2.28 B	$ 203.3	0.83 %	$ 9.01 B	USA
OneMain Holdings OMF	3.4 B	$ 56.17	0.34 %	$ 6.67 B	USA
Nicholas Financial NICK	67 M	-	-0.16 %	$ 45.1 M	USA
EZCORP EZPW	1.03 B	$ 29.49	2.77 %	$ 1.69 B	USA
Oaktree Specialty Lending Corporation OCSL	477 M	$ 11.96	-0.13 %	$ 1.69 B	USA
Senmiao Technology Limited AIHS	583 K	$ 1.23	-0.77 %	$ 12.9 M	China
Regional Management Corp. RM	373 M	$ 37.26	1.91 %	$ 351 M	USA
ORIX Corporation IX	3.1 T	$ 30.9	-0.26 %	$ 38.2 B	Japan
Consumer Portfolio Services CPSS	310 M	$ 8.26	0.24 %	$ 181 M	USA
Discover Financial Services DFS	17.9 B	-	-0.21 %	$ 50.2 B	USA
Mastercard Inc. MA	7.75 B	$ 502.2	0.7 %	$ 454 B	USA
Green Dot Corporation GDOT	890 M	$ 11.66	1.04 %	$ 642 M	USA
FinVolution Group FINV	15.6 B	$ 4.84	-2.42 %	$ 6.23 B	USA
Navient Corporation NAVI	2.64 B	$ 8.03	1.13 %	$ 875 M	USA
Nelnet NNI	3.58 B	$ 131.03	-0.91 %	$ 4.76 B	USA
Synchrony Financial SYF	16.8 B	$ 72.76	0.43 %	$ 26.9 B	USA
Visa V	35.6 B	$ 306.42	0.63 %	$ 584 B	USA
World Acceptance Corporation WRLD	439 M	$ 130.1	-12.57 %	$ 706 M	USA
The Western Union Company WU	958 M	$ 9.01	1.41 %	$ 2.94 B	USA
X Financial XYF	6.95 B	$ 4.35	0.81 %	$ 1.26 B	-
Yiren Digital Ltd. YRD	757 M	$ 1.83	1.95 %	$ 309 M	China
Oportun Financial Corporation OPRT	404 M	$ 5.06	3.05 %	$ 187 M	USA
MoneyGram International MGI	-146 M	-	-	$ 1.07 B	USA
SLM Corporation SLM	2.45 B	$ 21.8	1.54 %	$ 4.52 B	USA
Security National Financial Corporation SNFCA	410 M	$ 9.52	-0.31 %	$ 235 M	USA
Qudian QD	11.9 B	-	-	$ 634 M	China
Upstart Holdings UPST	799 M	$ 27.45	0.69 %	$ 2.64 B	USA
LendingClub Corporation LC	1.5 B	$ 15.19	2.88 %	$ 1.74 B	USA