360 DigiTech Net Income | QFIN

Net profit is a financial indicator that reflects the remaining amount of money after deducting all expenses and taxes from the company’s total income over a certain period of time. It is one of the key indicators of a company’s financial stability and success.

Net profit is the portion of total profit remaining after taxes and depreciation have been deducted.^[1]

It is the result of a company’s operations and reflects its efficiency in managing resources, controlling expenses, and generating income. It includes all operating revenues and expenses, such as sales of goods or services, production costs, administrative expenses, taxes, and other financial metrics.

The calculation of net profit includes the deduction of all necessary expenses such as employee salaries, rent, utilities, taxes, and other mandatory payments. After all these expenses are deducted from the total income, the remaining amount is considered the company’s net profit.

Net profit is an important indicator of a company’s financial health, as it reflects its ability to generate earnings and manage its finances. High net profit indicates business success, competitiveness, and efficiency in resource utilization. It also allows a company to invest in its development, pay dividends to shareholders, or create reserve funds for unforeseen situations.

It serves as a basis for calculating other financial indicators, such as return on sales, return on assets, or return on equity. It is also used to assess the performance of management and make decisions regarding the future development of the company.

However, it should be noted that net profit can be affected by various factors, such as economic conditions, changes in legislation, market competition, and other external influences. Therefore, companies must be prepared for possible changes and take measures to ensure the stability of their financial results.

Annual Net Income 360 DigiTech

2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011
5.98 B	6.25 B	4.27 B	4.01 B	5.76 B	3.5 B	2.5 B	1.19 B	165 M	-	-	-	-	-	-

All numbers in CNY currency

Indicator range from annual reports

Maximum	Minimum	Average
6.25 B	165 M	3.74 B

Quarterly Net Income 360 DigiTech

2025-Q4	2024-Q4	2023-Q4	2022-Q4	2022-Q3	2022-Q2	2022-Q1	2021-Q4	2021-Q3	2021-Q2	2021-Q1	2020-Q4	2020-Q3	2020-Q2	2020-Q1	2019-Q4	2019-Q3	2019-Q2	2019-Q1	2018-Q4	2018-Q3	2018-Q2	2018-Q1	2017-Q4	2017-Q3	2017-Q2	2017-Q1	2016-Q4	2016-Q3	2016-Q2	2016-Q1	2015-Q4	2015-Q3	2015-Q2	2015-Q1	2014-Q4	2014-Q3	2014-Q2	2014-Q1	2013-Q4	2013-Q3	2013-Q2	2013-Q1	2012-Q4	2012-Q3	2012-Q2	2012-Q1	2011-Q4	2011-Q3	2011-Q2	2011-Q1
5.98 B	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

All numbers in CNY currency

Indicator range from quarterly reporting

Maximum	Minimum	Average
5.98 B	5.98 B	5.98 B

References

Bhamornsiri, S., & Wiggins, C. (2001). Comprehensive income disclosures. The CPA Journal, 71(10), 54.

Net Income of other stocks in the Payment services industry

Issuer	Net Income	Price	% 24h	Market Cap	Country
Pintec Technology Holdings Limited PT	-15.5 M	-	-	$ 671 M	China
Jianpu Technology JT	32.1 M	-	7.78 %	$ 331 M	-
Qiwi plc QIWI	3.08 B	-	-	-	Cyprus
Elevate Credit ELVT	-32.3 M	-	-	$ 58.8 M	USA
American Express Company AXP	10.8 B	$ 326.17	-4.28 %	$ 227 B	USA
CURO Group Holdings Corp. CURO	-185 M	-	-6.4 %	$ 7.82 M	USA
Regional Management Corp. RM	44.4 M	$ 41.65	1.31 %	$ 393 M	USA
Alliance Data Systems Corporation ADS	214 M	-	-1.74 %	$ 2.84 B	USA
Xiaobai Maimai Inc. HX	-71.2 M	-	-10.24 %	$ 37.1 M	China
Dragon Victory International Limited LYL	15.9 M	-	-2.89 %	$ 13.5 M	China
Marlin Business Services Corp. MRLN	342 K	-	-0.17 %	$ 276 M	USA
Owl Rock Capital Corporation ORCC	388 M	-	-0.15 %	$ 5.25 B	USA
Santander Consumer USA Holdings Inc. SC	911 M	-	1.44 %	$ 13 B	USA
FlexShopper FPAY	-4.23 M	-	2.7 %	$ 4.12 M	USA
World Acceptance Corporation WRLD	35.3 M	$ 204.67	13.03 %	$ 1.01 B	USA
Discover Financial Services DFS	4.54 B	-	-0.21 %	$ 50.2 B	USA
Nicholas Financial NICK	-5.15 M	-	-0.16 %	$ 45.1 M	USA
LendingClub Corporation LC	136 M	-	-	$ 2.2 B	USA
Consumer Portfolio Services CPSS	19.3 M	$ 9.45	0.21 %	$ 207 M	USA
MoneyGram International MGI	34.2 M	-	-	$ 1.07 B	USA
Qudian QD	709 M	-	-	$ 634 M	China
Nelnet NNI	428 M	$ 133.36	1.34 %	$ 4.85 B	USA
FirstCash FCFS	330 M	$ 195.06	-1.19 %	$ 8.64 B	USA
Federal Agricultural Mortgage Corporation AGM	207 M	$ 209.51	1.97 %	$ 2.29 B	USA
Atlanticus Holdings Corporation ATLC	121 M	$ 99.48	4.04 %	$ 1.5 B	USA
Senmiao Technology Limited AIHS	-5.27 M	$ 1.33	-6.99 %	$ 3.56 M	China
Barings BDC, Inc. BBDC	8.18 M	$ 8.23	0.43 %	$ 395 M	USA
Security National Financial Corporation SNFCA	32.2 B	$ 9.48	1.61 %	$ 234 M	USA
Credit Acceptance Corporation CACC	424 M	$ 574.08	-3.12 %	$ 6.57 B	USA
EZCORP EZPW	110 M	$ 29.54	-2.06 %	$ 1.7 B	USA
Goldman Sachs BDC, Inc. GSBD	176 M	$ 8.66	0.58 %	$ 350 M	USA
Ally Financial ALLY	852 M	$ 42.92	-2.39 %	$ 13.3 B	USA
Capital One Financial Corporation COF	2.45 B	$ 202.84	1.45 %	$ 110 B	USA
Green Dot Corporation GDOT	-98.9 M	$ 13.28	1.37 %	$ 732 M	USA
Enova International ENVA	308 M	$ 237.27	8.94 %	$ 5.97 B	USA
Dunxin Financial Holdings Limited DXF	-502 M	$ 0.48	-7.11 %	$ 6.12 B	China
FinVolution Group FINV	2.54 B	$ 4.75	0.64 %	$ 5.98 B	USA
ORIX Corporation IX	447 B	$ 40.31	0.52 %	$ 45 B	Japan
Navient Corporation NAVI	131 M	$ 8.23	-2.49 %	$ 897 M	USA
OneMain Holdings OMF	783 M	$ 59.74	1.63 %	$ 7.09 B	USA
Mastercard Inc. MA	15 B	$ 539.66	1.77 %	$ 488 B	USA
LexinFintech Holdings Ltd. LX	1.68 B	$ 1.48	1.37 %	$ 502 M	China
Medallion Financial Corp. MFIN	43 M	$ 9.77	2.2 %	$ 223 M	USA
Oaktree Specialty Lending Corporation OCSL	39.2 M	$ 11.68	0.52 %	$ 1.65 B	USA
PRA Group PRAA	-305 M	$ 16.98	5.14 %	$ 665 M	USA
Synchrony Financial SYF	3.55 B	$ 72.9	1.56 %	$ 27 B	USA
Lufax Holding Ltd LU	-3.6 B	$ 1.38	2.22 %	$ 1.93 B	China
Upstart Holdings UPST	53.6 M	$ 26.93	-2.39 %	$ 2.59 B	USA
Visa V	20.1 B	$ 355.74	1.18 %	$ 670 B	USA