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Signature Bank Retained Earnings | SBNY

Retained earnings — this is the portion of a company’s net profit that has not been distributed to shareholders as dividends but remains at the company’s disposal for future use. It is also referred to as retained income or accumulated earnings.
Possible uses include
  • reinvestment in development (R&D, equipment, marketing)
  • debt repayment
  • acquisition of other companies
  • creation of reserves for the future

A high level of retained earnings indicates that the company is in a growth phase, accumulating capital and prioritizing reinvestment over dividend payouts. Conversely, low or negative retained earnings may suggest either a generous dividend policy, in which all profits are distributed to shareholders, or ongoing losses that reduce the overall financial result.

The presence of retained earnings does not indicate that the company has available cash — it is solely an accounting figure reflecting the accumulated portion of net profit remaining after dividends have been paid. Therefore, it is important for investors to analyze not only the amount of retained earnings, but also how effectively it is used to develop the business, reduce debt, or build financial stability.

Annual Retained Earnings Signature Bank

2020 2019 2018 2017 2016 2015 2014 2013 2012 2011
3.55 B 3.2 B 2.73 B 2.29 B 1.9 B 1.51 B 1.13 B 837 M 609 M 423 M

All numbers in USD currency

Indicator range from annual reports

Maximum Minimum Average
3.55 B 423 M 1.82 B

Retained Earnings of other stocks in the Banks regional industry

Issuer Retained Earnings Price % 24h Market Cap Country
Bank of South Carolina Corporation Bank of South Carolina Corporation
BKSC
14 M - -0.41 % $ 66.6 M usaUSA
FNCB Bancorp FNCB Bancorp
FNCB
71.8 M - - $ 133 M usaUSA
Atlantic Capital Bancshares Atlantic Capital Bancshares
ACBI
114 M - -1.48 % $ 566 M usaUSA
Fidelity D & D Bancorp Fidelity D & D Bancorp
FDBC
159 M $ 51.55 1.66 % $ 297 M usaUSA
First Midwest Bancorp, Inc. First Midwest Bancorp, Inc.
FMBI
1.39 B - -1.2 % $ 2.26 B usaUSA
Home Federal Bancorp of Louisiana Home Federal Bancorp of Louisiana
HFBL
15.2 M $ 21.95 -0.43 % $ 67 M usaUSA
Flagstar Bancorp Flagstar Bancorp
FBC
1.33 B - -0.08 % $ 2.02 B usaUSA
Professional Holding Corp. Professional Holding Corp.
PFHD
36.1 M - -0.52 % $ 404 M usaUSA
Provident Bancorp Provident Bancorp
PVBC
114 M - - $ 226 M usaUSA
KeyCorp KeyCorp
KEY
15.4 B $ 22.65 -0.31 % $ 24.9 B usaUSA
American National Bankshares American National Bankshares
AMNB
233 M - - $ 508 M usaUSA
Metropolitan Bank Holding Corp. Metropolitan Bank Holding Corp.
MCB
451 M $ 91.03 0.26 % $ 964 M usaUSA
Cadence Bancorporation Cadence Bancorporation
CADE
260 M - - $ 5.43 B usaUSA
Magyar Bancorp Magyar Bancorp
MGYR
66.6 M $ 18.29 4.66 % $ 114 M usaUSA
MainStreet Bancshares MainStreet Bancshares
MNSB
102 M $ 23.45 1.6 % $ 179 M usaUSA
Ames National Corporation Ames National Corporation
ATLO
196 M $ 30.05 0.87 % $ 267 M usaUSA
Northfield Bancorp (Staten Island, NY) Northfield Bancorp (Staten Island, NY)
NFBK
420 M $ 15.31 - $ 614 M usaUSA
Northrim BanCorp Northrim BanCorp
NRIM
310 M $ 27.09 -0.22 % $ 598 M usaUSA
1895 Bancorp of Wisconsin 1895 Bancorp of Wisconsin
BCOW
33.9 M - -6.47 % $ 52 M usaUSA
Spirit of Texas Bancshares, Inc. Spirit of Texas Bancshares, Inc.
STXB
76.7 M - -0.23 % $ 446 M usaUSA
BankFinancial Corporation BankFinancial Corporation
BFIN
73.5 M - - $ 151 M usaUSA
People's United Financial, Inc. People's United Financial, Inc.
PBCT
1.36 B - - $ 8.34 B usaUSA
Customers Bancorp Customers Bancorp
CUBI
1.54 B $ 76.52 0.65 % $ 2.48 B usaUSA
Cambridge Bancorp Cambridge Bancorp
CATC
250 M - - $ 576 M usaUSA
CBM Bancorp CBM Bancorp
CBMB
22.4 M - 0.52 % $ 61.6 M usaUSA
Brookline Bancorp Brookline Bancorp
BRKL
265 M - - $ 974 M usaUSA
Pathfinder Bancorp Pathfinder Bancorp
PBHC
73.4 M $ 15.9 -0.74 % $ 75.5 M usaUSA
PDL Community Bancorp PDL Community Bancorp
PDLB
135 M $ 20.2 1.46 % $ 459 M usaUSA
California BanCorp California BanCorp
CALB
84.2 M - 1.05 % $ 210 M usaUSA
CBTX CBTX
CBTX
566 M - 1.49 % $ 1.51 B usaUSA
American River Bankshares American River Bankshares
AMRB
56 M - 2.00 % $ 125 M usaUSA
CrossFirst Bankshares CrossFirst Bankshares
CFB
272 M - - $ 784 M usaUSA
Bank of Commerce Holdings Bank of Commerce Holdings
BOCH
111 M - -1.56 % $ 254 M usaUSA
HMN Financial HMN Financial
HMNF
142 M - -2.13 % $ 122 M usaUSA
Citizens Holding Company Citizens Holding Company
CIZN
99.4 M - -5.65 % $ 49.5 M usaUSA
CIT Group Inc. CIT Group Inc.
CIT
1.43 B - -1.4 % $ 4.74 B usaUSA
Comerica Incorporated Comerica Incorporated
CMA
12 B - - $ 11.8 B usaUSA
Provident Financial Holdings Provident Financial Holdings
PROV
212 M $ 17.22 0.06 % $ 116 M usaUSA
Cincinnati Bancorp Cincinnati Bancorp
CNNB
21.8 M - -4.28 % $ 43.3 M usaUSA
Richmond Mutual Bancorporation Richmond Mutual Bancorporation
RMBI
78.3 M $ 15.56 1.3 % $ 163 M usaUSA
Capstar Financial Holdings Capstar Financial Holdings
CSTR
159 M - - $ 425 M usaUSA
Codorus Valley Bancorp Codorus Valley Bancorp
CVLY
68.6 M - - $ 231 M usaUSA
BancorpSouth Bank BancorpSouth Bank
BXS
1.82 B - -1.07 % $ 3.12 B usaUSA
Sound Financial Bancorp Sound Financial Bancorp
SFBC
81.5 M $ 45.06 0.13 % $ 115 M usaUSA
ServisFirst Bancshares ServisFirst Bancshares
SFBS
1.61 B $ 87.61 0.71 % $ 4.78 B usaUSA
Simmons First National Corporation Simmons First National Corporation
SFNC
864 M $ 23.18 0.74 % $ 3.11 B usaUSA
Shore Bancshares Shore Bancshares
SHBI
234 M $ 23.61 3.1 % $ 788 M usaUSA
Bryn Mawr Bank Corporation Bryn Mawr Bank Corporation
BMTC
297 M - -1.52 % $ 888 M usaUSA
Boston Private Financial Holdings, Inc. Boston Private Financial Holdings, Inc.
BPFH
156 M - 0.07 % $ 1.22 B usaUSA