Silvergate Capital Corporation Long-Term Debt 2011-2026 | SI

Long-term debt is a financial obligation of a company or an individual with a repayment period exceeding one year from the date it arises. In accounting, such obligations are recorded under the "long-term liabilities" section.

Main characteristics:

Term exceeds 12 months
Can take the form of bonds, bank loans, credit lines, leasing, or loans from affiliated parties
Repaid through regular payments (interest and/or principal) over several years

Why long-term debt is needed:

Investment in development
Allows financing of large projects — new factories, production lines, innovative developments — without diverting working capital.
Smoothing of cash flows
A long-term payment schedule facilitates budget planning and reduces short-term financial risks.
Optimization of capital structure
A combination of equity and borrowed capital can reduce the average cost of business financing.

A high level of long-term debt may indicate that a company heavily relies on borrowed funds. This increases risks, especially in conditions of rising interest rates or declining profits. However, a moderate level of debt can signal a sound growth strategy — for example, the company takes a loan to expand its business.

If a company uses borrowed funds effectively (e.g., invests in profitable projects), this can lead to profit growth and, consequently, an increase in stock value. An investor evaluates whether the investments made using debt are paying off.

It is important to monitor whether the company can regularly pay interest and repay the principal. Payment difficulties can lead to reduced dividends, a drop in stock value, and even bankruptcy.

Examples of long-term debt:

Mortgage loans for property purchases
Corporate bonds issued by a company to raise capital
Project financing — long-term loans for building or expanding production facilities
Leasing obligations for equipment or transport

Annual Long-Term Debt Silvergate Capital Corporation

2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011
-	15.8 M	68.5 M	20.7 M	36.8 M	138 M	-	-	-	-	-

All numbers in USD currency

Indicator range from annual reports

Maximum	Minimum	Average
138 M	15.8 M	55.9 M

Quarterly Long-Term Debt Silvergate Capital Corporation

2022-Q4	2022-Q3	2022-Q2	2022-Q1	2021-Q4	2021-Q3	2021-Q2	2021-Q1	2020-Q4	2020-Q3	2020-Q2	2020-Q1	2019-Q4	2019-Q3	2019-Q2	2019-Q1	2018-Q4	2018-Q3	2018-Q2	2018-Q1	2017-Q4	2017-Q3	2017-Q2	2017-Q1	2016-Q4	2016-Q3	2016-Q2	2016-Q1	2015-Q4	2015-Q3	2015-Q2	2015-Q1	2014-Q4	2014-Q3	2014-Q2	2014-Q1	2013-Q4	2013-Q3	2013-Q2	2013-Q1	2012-Q4	2012-Q3	2012-Q2	2012-Q1	2011-Q4	2011-Q3	2011-Q2	2011-Q1
-	-	-	-	15.8 M	-	-	-	15.8 M	-	-	-	19.5 M	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

All numbers in USD currency

Indicator range from quarterly reporting

Maximum	Minimum	Average
19.5 M	15.8 M	17.1 M

Long-Term Debt of other stocks in the Banks regional industry

Issuer	Long-Term Debt	Price	% 24h	Market Cap	Country
Banco Macro S.A. BMA	39.2 B	$ 81.75	-1.1 %	$ 14.4 M	Argentina
Banco Santander-Chile BSAC	14.5 T	$ 35.71	0.48 %	$ 3.42 T	Chile
Signature Bank SBNY	3.67 B	-	-	$ 4.41 B	USA
BankFinancial Corporation BFIN	4 M	-	-	$ 151 M	USA
First Midwest Bancorp, Inc. FMBI	1.64 B	-	-1.2 %	$ 2.26 B	USA
Cambridge Bancorp CATC	3.41 M	-	-	$ 576 M	USA
Atlantic Capital Bancshares ACBI	73.8 M	-	-1.48 %	$ 566 M	USA
Bancolombia S.A. CIB	30.9 T	$ 75.99	1.23 %	$ 13.9 B	Colombia
Civista Bancshares CIVB	256 M	$ 23.64	-1.13 %	$ 412 M	USA
C&F Financial Corporation CFFI	69.8 M	$ 76.6	-2.42 %	$ 248 M	USA
HBT Financial HBT	37.6 M	$ 28.12	-0.99 %	$ 886 M	USA
Citizens Holding Company CIZN	18 M	-	-5.65 %	$ 49.5 M	USA
Comerica Incorporated CMA	6.67 B	-	-	$ 11.8 B	USA
Cincinnati Bancorp CNNB	47.2 M	-	-4.28 %	$ 43.3 M	USA
CBTX CBTX	50 M	-	1.49 %	$ 1.51 B	USA
1895 Bancorp of Wisconsin BCOW	17.6 M	-	-6.47 %	$ 52 M	USA
Itaú Unibanco Holding S.A. ITUB	192 B	$ 9.36	-0.37 %	$ 103 B	Brasil
Cadence Bancorporation CADE	373 M	-	-	$ 5.43 B	USA
Brookline Bancorp BRKL	1.52 B	-	-	$ 974 M	USA
Camden National Corporation CAC	69.1 M	$ 49.84	-1.07 %	$ 842 M	USA
Auburn National Bancorporation AUBN	3.22 M	$ 23.52	-1.59 %	$ 82.2 M	USA
Popular BPOP	1.1 B	$ 144.89	-0.04 %	$ 9.79 B	USA
Banco BBVA Argentina S.A. BBAR	1.17 B	$ 16.47	1.23 %	$ 450 B	Argentina
American National Bankshares AMNB	35.5 M	-	-	$ 508 M	USA
CrossFirst Bankshares CFB	1.92 B	-	-	$ 784 M	USA
Codorus Valley Bancorp CVLY	42.4 M	-	-	$ 231 M	USA
Banco Bradesco S.A. BBDO	213 B	$ 3.69	-0.27 %	$ 13.1 M	Brasil
First Horizon Corporation FHN	745 M	$ 24.09	-0.33 %	$ 13 B	USA
Spirit of Texas Bancshares, Inc. STXB	92.2 M	-	-0.23 %	$ 446 M	USA
First Busey Corporation BUSE	114 M	$ 26.28	-1.17 %	$ 2.21 B	USA
People's United Financial, Inc. PBCT	1.02 B	-	-	$ 8.34 B	USA
CNB Financial Corporation CCNE	84.9 M	$ 30.51	0.03 %	$ 750 M	USA
Dime Community Bancshares DCOM	1.32 B	-	-	$ 1.48 B	USA
Enterprise Financial Services Corp EFSC	398 M	$ 57.42	-0.71 %	$ 2.12 B	USA
Dime Community Bancshares DCOMP	1.32 B	-	-	$ 796 M	USA
Grupo Financiero Galicia S.A. GGAL	52.6 B	$ 48.89	-0.99 %	$ 3.54 B	Argentina
Capstar Financial Holdings CSTR	10 M	-	-	$ 425 M	USA
American River Bankshares AMRB	13.8 M	-	2.00 %	$ 125 M	USA
ESSA Bancorp ESSA	14.2 M	-	-	$ 196 M	USA
Bank of Commerce Holdings BOCH	25.3 M	-	-1.56 %	$ 254 M	USA
Axos Financial AX	313 M	$ 94.58	-0.2 %	$ 5.38 B	USA
Enterprise Bancorp EBTC	111 M	-	-	$ 491 M	USA
CIT Group Inc. CIT	5.84 B	-	-1.4 %	$ 4.74 B	USA
Emclaire Financial Corp EMCF	15 M	-	-4.21 %	$ 86.4 M	USA
Norwood Financial Corp. NWFL	42.5 M	$ 30.64	-0.68 %	$ 283 M	USA
Fidelity D & D Bancorp FDBC	15 M	$ 44.28	-1.13 %	$ 255 M	USA
First Foundation FFWM	240 M	-	-	$ 487 M	USA
ConnectOne Bancorp CNOB	629 M	$ 28.13	-0.97 %	$ 1.27 B	USA
Park National Corporation PRK	208 M	$ 170.67	-0.57 %	$ 2.75 B	USA
Financial Institutions FISI	194 M	$ 34.3	0.06 %	$ 689 M	USA