Velocity Financial Book Value 2011-2025 | VEL

Book value is a financial metric that reflects the value of a company's assets minus its liabilities as of a specific date, according to accounting records. In simple terms, it is the amount that would remain for the owners of the company if all assets were sold and all debts paid off.

What is included in book value

Assets — all company resources: real estate, equipment, inventory, cash, accounts receivable, and others.
Liabilities — all debts and financial obligations: loans, accounts payable, taxes, and other obligations.

Features of the metric

Assessment of the company's "real" value
Book value shows how much the company is worth according to accounting data, that is, the value of its property taking debts into account.
Comparison with market capitalization
Comparing book value and the market price of shares helps to understand whether the company is overvalued or undervalued by the market.
Indicator of financial stability
If the book value is high, it indicates the company has significant assets, which reduces risks for investors.
Key component for financial ratios
Many metrics, such as the price-to-book ratio (P/B), use book value to analyze the attractiveness of shares.

Annual Book Value Velocity Financial

2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011
437 M	380 M	344 M	220 M	153 M	140 M	131 M	-	-	-	-	-	-

All numbers in USD currency

Indicator range from annual reports

Maximum	Minimum	Average
437 M	131 M	258 M

Quarterly Book Value Velocity Financial

2025-Q1	2024-Q4	2024-Q1	2022-Q4	2022-Q3	2022-Q2	2022-Q1	2021-Q4	2021-Q3	2021-Q2	2021-Q1	2020-Q4	2020-Q3	2020-Q2	2020-Q1	2019-Q4	2019-Q3	2019-Q2	2019-Q1	2018-Q4	2018-Q3	2018-Q2	2018-Q1	2017-Q4	2017-Q3	2017-Q2	2017-Q1	2016-Q4	2016-Q3	2016-Q2	2016-Q1	2015-Q4	2015-Q3	2015-Q2	2015-Q1	2014-Q4	2014-Q3	2014-Q2	2014-Q1	2013-Q4	2013-Q3	2013-Q2	2013-Q1	2012-Q4	2012-Q3	2012-Q2	2012-Q1	2011-Q4	2011-Q3	2011-Q2	2011-Q1
566 M	520 M	-	-	-	-	348 M	344 M	332 M	323 M	313 M	310 M	310 M	310 M	310 M	153 M	153 M	153 M	153 M	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

All numbers in USD currency

Indicator range from quarterly reporting

Maximum	Minimum	Average
566 M	153 M	307 M

Book Value of other stocks in the Mortgage finance industry

Issuer	Book Value	Price	% 24h	Market Cap	Country
Altisource Portfolio Solutions S.A. ASPS	144 M	$ 6.25	-5.16 %	$ 178 M	Luxembourg
CNFinance Holdings Limited CNF	4.06 B	$ 5.98	-0.33 %	$ 8.2 B	-
Mr. Cooper Group COOP	4.81 B	-	-	$ 13.6 B	USA
Hercules Capital, Inc. HTGC	598 M	$ 18.7	-0.69 %	$ 2.09 B	USA
Ellington Financial EFC	1.59 B	$ 13.68	0.15 %	$ 1.2 B	USA
Encore Capital Group ECPG	767 M	$ 53.66	-0.09 %	$ 1.28 B	USA
Guild Holdings Company GHLD	1.25 B	$ 20.01	-	$ 1.23 B	USA
Impac Mortgage Holdings IMH	-11.6 M	-	-2.22 %	$ 8.37 M	USA
Income Opportunity Realty Investors IOR	118 M	$ 18.65	-	$ 77.6 M	USA
Monroe Capital Corporation MRCC	1.67 B	$ 6.47	-2.93 %	$ 134 M	USA
loanDepot LDI	704 M	$ 2.5	-4.22 %	$ 437 M	USA
Essent Group Ltd. ESNT	4.46 B	$ 65.22	1.34 %	$ 6.99 B	Bermuda
Ocwen Financial Corporation OCN	493 M	-	-0.75 %	$ 192 M	USA
PennyMac Financial Services PFSI	3.83 B	$ 130.0	-0.31 %	$ 6.63 B	USA
LendingTree TREE	448 M	$ 50.71	-6.2 %	$ 669 M	USA
Rocket Companies RKT	9.04 B	$ 18.15	-2.99 %	$ 2.56 B	USA
Walker & Dunlop WD	1.76 B	$ 62.16	-0.69 %	$ 2.06 B	USA