Westamerica Bancorporation Accounts Receivables | WABC

Accounts receivable — is the amount of money owed to a company by other organizations, individuals, or the government. It arises when a company has already delivered goods, performed work, or provided services, but has not yet received payment for them.

Examples of accounts receivable

Customers have not paid invoices for delivered products
An advance has been paid to a supplier, but goods have not yet been received
Employees have not reported on accountable amounts
The government must refund tax overpayments
Outstanding loans issued

Importance of accounts receivable in company analysis

Asset quality
Accounts receivable are part of current assets. But they are not cash — they are promises. Investors assess how realistic these promises are to be collected. The higher the share of overdue or doubtful receivables, the greater the risk of asset impairment.
Impact on cash flow
Even if a company shows a profit, the money can be "tied up" in receivables. This means profit does not turn into actual cash, and the company may face liquidity shortages.
Assessment of management efficiency
The following accounts receivable turnover ratios are commonly used:
Receivables turnover = Revenue / Average accounts receivable
(the higher — the better)

Days Sales Outstanding (DSO) = 365 / Turnover
(the fewer days — the faster customers pay)

If the DSO is constantly increasing — this is a red flag — customers are delaying payments, and money gets stuck in settlements.

Annual Accounts Receivables Westamerica Bancorporation

2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007
37.1 M	44.6 M	-	-	-	-	-	-	-	-	20.2 M	19.4 M	18.9 M	20.3 M	-	-	-	-	-

All numbers in USD currency

Indicator range from annual reports

Maximum	Minimum	Average
44.6 M	18.9 M	26.8 M

Quarterly Accounts Receivables Westamerica Bancorporation

2026-Q2	2026-Q1	2025-Q3	2025-Q2	2025-Q1	2024-Q4	2024-Q3	2024-Q2	2024-Q1	2023-Q4	2023-Q3	2023-Q2	2023-Q1	2022-Q4	2022-Q3	2022-Q2	2022-Q1	2021-Q4	2021-Q3	2021-Q2	2021-Q1	2020-Q4	2020-Q3	2020-Q2	2020-Q1	2019-Q4	2019-Q3	2019-Q2	2019-Q1	2018-Q4	2018-Q3	2018-Q2	2018-Q1	2017-Q4	2017-Q3	2017-Q2	2017-Q1	2016-Q4	2016-Q3	2016-Q2	2016-Q1	2015-Q4	2015-Q3	2015-Q2	2015-Q1	2014-Q4	2014-Q3	2014-Q2	2014-Q1	2013-Q4	2013-Q3	2013-Q2	2013-Q1	2012-Q4	2012-Q3	2012-Q2	2012-Q1	2011-Q4	2011-Q3	2011-Q2	2011-Q1	2010-Q3	2010-Q2
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	19.7 M	20 M	18.8 M	20.2 M	18.6 M	20.2 M	20.2 M	19.4 M	19.4 M	19.4 M	19.4 M	18.9 M	18.9 M	18.9 M	18.9 M	20.3 M	20.3 M	20.3 M	20.3 M	23.3 M	-	-	-	-	-

All numbers in USD currency

Indicator range from quarterly reporting

Maximum	Minimum	Average
23.3 M	18.6 M	19.8 M

Accounts Receivables of other stocks in the Banks regional industry

Issuer	Accounts Receivables	Price	% 24h	Market Cap	Country
BancFirst Corporation BANF	41.8 M	$ 108.71	1.27 %	$ 3.62 B	USA
Business First Bancshares BFST	38.5 M	$ 30.86	0.75 %	$ 907 M	USA
Citizens Holding Company CIZN	5.23 M	-	-5.65 %	$ 49.5 M	USA
Republic First Bancorp FRBK	4.22 M	-	-55.86 %	$ 19.7 M	USA
FFBW FFBW	813 K	-	-	$ 68.2 M	USA
Camden National Corporation CAC	8 K	$ 57.82	1.62 %	$ 977 M	USA
Cathay General Bancorp CATY	97 M	$ 61.45	0.52 %	$ 4.25 B	USA
Community Bank System CBU	57.7 M	$ 61.57	1.37 %	$ 3.24 B	USA
CNB Financial Corporation CCNE	30.3 M	$ 34.09	0.53 %	$ 838 M	USA
C&F Financial Corporation CFFI	11.7 M	$ 93.6	0.63 %	$ 303 M	USA
Citizens Financial Group CFG	825 M	$ 65.53	1.24 %	$ 28.4 B	USA
City Holding Company CHCO	20.7 M	$ 141.97	1.34 %	$ 2.05 B	USA
Associated Banc-Corp ASB	161 M	$ 29.37	1.03 %	$ 4.85 B	USA
Bridgewater Bancshares BWB	18.9 M	$ 20.77	0.44 %	$ 572 M	USA
Civista Bancshares CIVB	14.4 M	$ 27.06	0.55 %	$ 471 M	USA
ChoiceOne Financial Services COFS	9 M	$ 33.06	0.58 %	$ 461 M	USA
Columbia Banking System COLB	64.9 M	$ 29.64	1.58 %	$ 7.05 B	USA
Central Pacific Financial Corp. CPF	23.6 M	$ 36.85	0.03 %	$ 992 M	USA
HarborOne Bancorp HONE	18.4 M	-	-	$ 499 M	USA
HV Bancorp HVBC	2.47 M	-	2.06 %	$ 77.4 M	USA
Flagstar Bancorp FBC	92 M	-	-0.08 %	$ 2.02 B	USA
CrossFirst Bankshares CFB	37.3 M	-	-	$ 784 M	USA
Lakeland Bancorp LBAI	37.5 M	-	1.45 %	$ 866 M	USA
Luther Burbank Corporation LBC	24.3 M	-	0.55 %	$ 466 M	USA
Macatawa Bank Corporation MCBC	8.98 M	-	-	$ 508 M	USA
Enterprise Financial Services Corp EFSC	58.3 M	$ 60.93	0.4 %	$ 2.25 B	USA
The First of Long Island Corporation FLIC	10.7 M	-	0.25 %	$ 268 M	USA
FNCB Bancorp FNCB	7.08 M	-	-	$ 133 M	USA
First Business Financial Services FBIZ	13.1 M	$ 70.53	0.47 %	$ 575 M	USA
FB Financial Corporation FBK	58.6 M	$ 52.74	0.4 %	$ 2.62 B	USA
First Bancorp FBNC	39.2 M	$ 63.5	1.11 %	$ 2.62 B	USA
First BanCorp. FBP	71.4 M	$ 27.06	1.01 %	$ 4.33 B	Puerto-rico
Fidelity D & D Bancorp FDBC	9.67 M	$ 55.74	1.88 %	$ 321 M	USA
First Financial Bancorp. FFBC	54.1 M	$ 32.4	2.69 %	$ 3.09 B	USA
Evans Bancorp EVBN	2.68 M	-	2.41 %	$ 218 M	USA
First Interstate BancSystem FIBK	103 M	$ 36.91	1.1 %	$ 3.79 B	USA