Waterstone Financial EPS Ratio 2011-2026 | WSBF

EPS is a measure used to assess the financial stability and profitability of a company. EPS (Earnings Per Share) represents the company's net income divided by the number of its outstanding shares. This measure allows investors and analysts to evaluate the return on investment in the company's stock and compare it to other companies in the industry.

The term earnings per share (EPS) represents the portion of a company's earnings, net of taxes and preferred stock dividends, that is allocated to each share of common stock. The figure can be calculated simply by dividing net income earned in a given reporting period (usually quarterly or annually) by the total number of shares outstanding during the same term. Because the number of shares outstanding can fluctuate, a weighted average is typically used.
Calculated as:
EPS = (Net Income - Dividends on Preffered Stock) / Average Outstanding shares^[1]

EPS can be calculated as a simple ratio of net income to shares, or in various variations, such as diluted EPS, which takes into account the potential issuance of new shares or convertible securities.

A high EPS ratio usually indicates that the company has good profitability and efficiency in utilizing its assets. However, other factors such as sales growth, debt burden, and the company's competitive position should also be considered.

EPS ratio is an important indicator for investors when making decisions to buy or sell a company's stock. It is also used by analysts to assess the financial condition of the company and its potential for growth and development.

Annual EPS Ratio Waterstone Financial

2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011
1.01	0.47	0.89	2.98	3.32	1.38	1.12	0.95	0.94	0.57	0.38	0.43	1.02	-0.22

All numbers in USD currency

Indicator range from annual reports

Maximum	Minimum	Average
3.32	-0.22	1.09

Quarterly EPS Ratio Waterstone Financial

2025-Q3	2025-Q2	2025-Q1	2024-Q4	2024-Q3	2024-Q2	2024-Q1	2023-Q4	2023-Q3	2023-Q2	2023-Q1	2022-Q4	2022-Q3	2022-Q2	2022-Q1	2021-Q4	2021-Q3	2021-Q2	2021-Q1	2020-Q4	2020-Q3	2020-Q2	2020-Q1	2019-Q4	2019-Q3	2019-Q2	2019-Q1	2018-Q4	2018-Q3	2018-Q2	2018-Q1	2017-Q4	2017-Q3	2017-Q2	2017-Q1	2016-Q4	2016-Q3	2016-Q2	2016-Q1	2015-Q4	2015-Q3	2015-Q2	2015-Q1	2014-Q4	2014-Q3	2014-Q2	2014-Q1	2013-Q4	2013-Q3	2013-Q2	2013-Q1	2012-Q4	2012-Q3	2012-Q2	2012-Q1	2011-Q4	2011-Q3	2011-Q2	2011-Q1
0.45	0.43	0.17	-	0.26	0.31	0.16	-	0.16	0.2	0.1	-	0.25	0.36	0.23	-	0.8	0.75	0.9	-	1.08	0.86	0.24	-	0.42	0.37	0.25	-	0.32	0.34	0.25	-	0.27	0.32	0.24	-	0.28	0.29	0.14	-	0.19	0.17	0.09	-	0.14	0.11	0.05	-	0.09	0.14	-	-	0.14	-	-	-	-	-	-

All numbers in USD currency

Indicator range from quarterly reporting

Maximum	Minimum	Average
1.08	0.05	0.316

References

Khan, T. R., Islam, M. R., Choudhury, T. T., & Adnan, A. M. (2014). How earning per share (EPS) affects on share price and firm value.

EPS Ratio of other stocks in the Banks regional industry

Issuer	EPS Ratio	Price	% 24h	Market Cap	Country
BOK Financial Corporation BOKF	9.17	$ 130.38	1.4 %	$ 8.16 B	USA
Popular BPOP	12.3	$ 139.78	2.17 %	$ 9.45 B	USA
Camden National Corporation CAC	3.86	$ 49.0	1.6 %	$ 828 M	USA
CNB Financial Corporation CCNE	0.67	$ 29.92	2.06 %	$ 736 M	USA
CF Bankshares CFBK	2.84	$ 28.75	2.68 %	$ 184 M	USA
C&F Financial Corporation CFFI	8.29	$ 74.45	3.26 %	$ 241 M	USA
Cullen/Frost Bankers CFR	9.92	$ 140.11	1.11 %	$ 8.97 B	USA
City Holding Company CHCO	8.94	$ 123.26	1.03 %	$ 1.78 B	USA
Atlantic Capital Bancshares ACBI	1.06	-	-1.48 %	$ 566 M	USA
Allegiance Bancshares ABTX	4.04	-	-0.86 %	$ 1.51 B	USA
ConnectOne Bancorp CNOB	0.76	$ 27.38	1.29 %	$ 1.24 B	USA
ChoiceOne Financial Services COFS	2.02	$ 28.76	0.91 %	$ 401 M	USA
American National Bankshares AMNB	2.46	-	-	$ 508 M	USA
Bancolombia S.A. CIB	4.31 K	$ 73.02	1.18 %	$ 13.9 B	Colombia
Customers Bancorp CUBI	6.46	$ 71.62	1.7 %	$ 2.32 B	USA
CVB Financial Corp. CVBF	1.52	$ 19.81	0.74 %	$ 2.71 B	USA
Community West Bancshares CWBC	1.54	$ 23.34	0.73 %	$ 204 M	USA
Deutsche Bank Aktiengesellschaft DB	1	$ 30.06	0.96 %	$ 22.4 B	Germany
Dime Community Bancshares DCOM	2.36	$ 34.69	1.37 %	$ 1.49 B	USA
Dime Community Bancshares DCOMP	2.36	$ 18.51	-1.23 %	$ 796 M	USA
Eagle Bancorp Montana EBMT	1.9	$ 21.35	2.1 %	$ 167 M	USA
BankFinancial Corporation BFIN	0.74	-	-	$ 151 M	USA
Auburn National Bancorporation AUBN	2.08	$ 23.41	0.96 %	$ 81.8 M	USA
Bank of South Carolina Corporation BKSC	0.33	-	-0.41 %	$ 66.6 M	USA
Banco BBVA Argentina S.A. BBAR	15.3	$ 15.88	-0.81 %	$ 450 B	Argentina
Esquire Financial Holdings ESQ	6.3	$ 108.88	-0.06 %	$ 878 M	USA
First Business Financial Services FBIZ	1.58	$ 55.85	1.2 %	$ 456 M	USA
FB Financial Corporation FBK	2.47	$ 53.7	0.54 %	$ 2.67 B	USA
First Bancorp FBNC	2.68	$ 56.2	0.58 %	$ 2.32 B	USA
First BanCorp. FBP	1.82	$ 22.06	1.47 %	$ 3.63 B	Puerto-rico
Equity Bancshares EQBK	1.24	$ 45.03	0.74 %	$ 824 M	USA
First Capital FCAP	1.46	$ 50.06	-	$ 167 M	USA
First Commonwealth Financial Corporation FCF	1.48	$ 18.16	1.57 %	$ 1.87 B	USA
Fidelity D & D Bancorp FDBC	4.89	$ 43.73	0.16 %	$ 252 M	USA
Citizens Holding Company CIZN	0.33	-	-5.65 %	$ 49.5 M	USA
First Financial Bancorp. FFBC	2.68	$ 28.52	1.57 %	$ 2.72 B	USA
Flushing Financial Corporation FFIC	0.54	$ 15.8	1.41 %	$ 536 M	USA
First Financial Bankshares FFIN	1.77	$ 30.41	1.45 %	$ 4.35 B	USA
First Guaranty Bancshares FGBI	-4.17	$ 9.61	6.68 %	$ 134 M	USA
First Hawaiian FHB	1.8	$ 25.54	1.94 %	$ 3.26 B	USA
First Horizon Corporation FHN	1.37	$ 23.36	0.78 %	$ 12.6 B	USA
Financial Institutions FISI	3.65	$ 32.77	1.71 %	$ 659 M	USA
Brookline Bancorp BRKL	0.77	-	-	$ 974 M	USA
F.N.B. Corporation FNB	1.57	$ 17.09	1.36 %	$ 6.17 B	USA