X Financial logo
X Financial XYF
$ 4.6 2.45%

Quarterly report 2024-Q4
added 03-21-2026

report update icon

X Financial P/B Ratio 2011-2026 | XYF

Annual P/B Ratio X Financial

2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011
0.53 0.192 0.253 0.268 0.36 0.356 1.75 0.562 - - - - - -

All numbers in CNY currency

Indicator range from annual reports

Maximum Minimum Average
1.75 0.192 0.534

P/B Ratio of other stocks in the Payment services industry

Issuer P/B Ratio Price % 24h Market Cap Country
Qiwi plc Qiwi plc
QIWI
0.00556 - - - cyprusCyprus
Jianpu Technology Jianpu Technology
JT
0.598 - 7.78 % $ 331 M -
American Express Company American Express Company
AXP
7.49 $ 304.7 0.95 % $ 212 B usaUSA
Pintec Technology Holdings Limited Pintec Technology Holdings Limited
PT
-1.42 - - $ 671 M chinaChina
Medallion Financial Corp. Medallion Financial Corp.
MFIN
0.43 $ 8.68 2.48 % $ 198 M usaUSA
Discover Financial Services Discover Financial Services
DFS
2.8 - -0.21 % $ 50.2 B usaUSA
Navient Corporation Navient Corporation
NAVI
0.576 $ 8.27 1.54 % $ 901 M usaUSA
Ally Financial Ally Financial
ALLY
0.829 $ 40.12 1.44 % $ 12.4 B usaUSA
OneMain Holdings OneMain Holdings
OMF
2.15 $ 53.85 1.11 % $ 6.39 B usaUSA
CURO Group Holdings Corp. CURO Group Holdings Corp.
CURO
3.34 - -6.4 % $ 7.82 M usaUSA
Alliance Data Systems Corporation Alliance Data Systems Corporation
ADS
2.22 - -1.74 % $ 2.84 B usaUSA
Capital One Financial Corporation Capital One Financial Corporation
COF
0.974 $ 188.79 2.27 % $ 102 B usaUSA
PayPal Holdings PayPal Holdings
PYPL
1.99 $ 45.23 2.31 % $ 43.4 B usaUSA
Xiaobai Maimai Inc. Xiaobai Maimai Inc.
HX
0.392 - -10.24 % $ 37.1 M chinaChina
Dragon Victory International Limited Dragon Victory International Limited
LYL
1.65 - -2.89 % $ 13.5 M chinaChina
Marlin Business Services Corp. Marlin Business Services Corp.
MRLN
0.853 - -0.17 % $ 276 M usaUSA
Nicholas Financial Nicholas Financial
NICK
0.618 - -0.16 % $ 45.1 M usaUSA
Owl Rock Capital Corporation Owl Rock Capital Corporation
ORCC
0.868 - -0.15 % $ 5.25 B usaUSA
Santander Consumer USA Holdings Inc. Santander Consumer USA Holdings Inc.
SC
1.22 - 1.44 % $ 13 B usaUSA
Goldman Sachs BDC, Inc. Goldman Sachs BDC, Inc.
GSBD
0.439 $ 9.29 1.53 % $ 375 M usaUSA
Barings BDC, Inc. Barings BDC, Inc.
BBDC
0.59 $ 8.3 1.53 % $ 398 M usaUSA
Oaktree Specialty Lending Corporation Oaktree Specialty Lending Corporation
OCSL
0.703 $ 11.34 1.52 % $ 1.6 B usaUSA
Oportun Financial Corporation Oportun Financial Corporation
OPRT
0.28 $ 4.73 3.05 % $ 174 M usaUSA
SLM Corporation SLM Corporation
SLM
1.98 $ 20.56 1.86 % $ 4.26 B usaUSA
Senmiao Technology Limited Senmiao Technology Limited
AIHS
5.6 $ 1.48 - $ 15.6 M chinaChina
Credit Acceptance Corporation Credit Acceptance Corporation
CACC
3.65 $ 449.06 2.11 % $ 5.14 B usaUSA
PRA Group PRA Group
PRAA
0.629 $ 17.93 0.7 % $ 702 M usaUSA
Atlanticus Holdings Corporation Atlanticus Holdings Corporation
ATLC
1.24 $ 57.3 2.38 % $ 866 M usaUSA
EZCORP EZCORP
EZPW
0.978 $ 26.52 1.14 % $ 1.52 B usaUSA
Synchrony Financial Synchrony Financial
SYF
1.66 $ 68.34 1.65 % $ 25.3 B usaUSA
Lufax Holding Ltd Lufax Holding Ltd
LU
70.4 $ 1.91 3.25 % $ 1.55 T chinaChina
Regional Management Corp. Regional Management Corp.
RM
0.874 $ 32.44 1.14 % $ 306 M usaUSA
Nelnet Nelnet
NNI
1.34 $ 129.81 0.1 % $ 4.72 B usaUSA
Elevate Credit Elevate Credit
ELVT
0.629 - - $ 58.8 M usaUSA
FlexShopper FlexShopper
FPAY
1.01 - 2.7 % $ 4.12 M usaUSA
Enova International Enova International
ENVA
2.73 $ 139.47 1.39 % $ 3.51 B usaUSA
FirstCash FirstCash
FCFS
3.54 $ 197.16 0.42 % $ 8.74 B usaUSA
FinVolution Group FinVolution Group
FINV
0.725 $ 5.04 3.17 % $ 6.49 B usaUSA
Green Dot Corporation Green Dot Corporation
GDOT
0.659 $ 11.27 0.99 % $ 621 M usaUSA
360 DigiTech 360 DigiTech
QFIN
0.47 $ 13.59 3.42 % $ 4.05 B chinaChina
Consumer Portfolio Services Consumer Portfolio Services
CPSS
0.564 $ 7.93 2.66 % $ 174 M usaUSA
Mastercard Inc. Mastercard Inc.
MA
63.1 $ 503.3 0.85 % $ 455 B usaUSA
MoneyGram International MoneyGram International
MGI
-7.17 - - $ 1.07 B usaUSA
Security National Financial Corporation Security National Financial Corporation
SNFCA
0.556 $ 9.24 - $ 228 M usaUSA
Qudian Qudian
QD
0.281 - - $ 634 M chinaChina
World Acceptance Corporation World Acceptance Corporation
WRLD
1.39 $ 136.46 0.69 % $ 740 M usaUSA
LexinFintech Holdings Ltd. LexinFintech Holdings Ltd.
LX
0.253 $ 2.36 1.07 % $ 782 M chinaChina
Yiren Digital Ltd. Yiren Digital Ltd.
YRD
0.447 $ 1.86 2.76 % $ 314 M chinaChina
ORIX Corporation ORIX Corporation
IX
0.0391 $ 30.42 2.01 % $ 37.6 B japanJapan