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X Financial XYF
$ 4.55 5.57%

Quarterly report 2024-Q4
added 04-11-2026

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X Financial Interest Expense 2011-2026 | XYF

Interest expense is the amount of interest a company is obligated to pay to creditors for using debt financing (bank loans, bonds, leasing, etc.) during the reporting period.
Includes:
  • Interest on bank loans
  • Interest on corporate bonds
  • Interest on leases
  • Interest on credit lines and overdrafts

High interest expenses indicate a high debt burden — the company may be vulnerable to rising rates or declining revenue.

Low interest expenses with high profits are a sign of financial stability.

Annual Interest Expense X Financial

2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011
- - - 32.5 M 12.7 M 26.1 M -5.9 M 89.7 K -9.27 K - - - - -

All numbers in CNY currency

Indicator range from annual reports

Maximum Minimum Average
32.5 M -5.9 M 10.9 M

Interest Expense of other stocks in the Payment services industry

Issuer Interest Expense Price % 24h Market Cap Country
Qiwi plc Qiwi plc
QIWI
51 M - - - cyprusCyprus
Jianpu Technology Jianpu Technology
JT
58 M - 7.78 % $ 331 M -
Pintec Technology Holdings Limited Pintec Technology Holdings Limited
PT
7.34 M - - $ 671 M chinaChina
American Express Company American Express Company
AXP
17.4 B $ 323.82 3.28 % $ 225 B usaUSA
Dunxin Financial Holdings Limited Dunxin Financial Holdings Limited
DXF
856 K $ 0.79 4.83 % $ 722 M chinaChina
CURO Group Holdings Corp. CURO Group Holdings Corp.
CURO
97.3 M - -6.4 % $ 7.82 M usaUSA
Medallion Financial Corp. Medallion Financial Corp.
MFIN
217 M $ 9.02 2.15 % $ 205 M usaUSA
Elevate Credit Elevate Credit
ELVT
38.5 M - - $ 58.8 M usaUSA
Capital One Financial Corporation Capital One Financial Corporation
COF
42.9 B $ 197.55 2.36 % $ 107 B usaUSA
FlexShopper FlexShopper
FPAY
18.9 M - 2.7 % $ 4.12 M usaUSA
Dragon Victory International Limited Dragon Victory International Limited
LYL
1.61 M - -2.89 % $ 13.5 M chinaChina
LexinFintech Holdings Ltd. LexinFintech Holdings Ltd.
LX
9.01 M $ 2.29 3.62 % $ 759 M chinaChina
Atlanticus Holdings Corporation Atlanticus Holdings Corporation
ATLC
302 M $ 67.09 5.84 % $ 1.01 B usaUSA
Federal Agricultural Mortgage Corporation Federal Agricultural Mortgage Corporation
AGM
391 M $ 161.15 1.89 % $ 1.76 B usaUSA
OneMain Holdings OneMain Holdings
OMF
4.18 B $ 56.85 1.59 % $ 6.75 B usaUSA
FirstCash FirstCash
FCFS
15.9 M $ 204.49 1.42 % $ 9.06 B usaUSA
Nicholas Financial Nicholas Financial
NICK
66 K - -0.16 % $ 45.1 M usaUSA
EZCORP EZCORP
EZPW
-238 K $ 29.61 3.21 % $ 1.7 B usaUSA
Senmiao Technology Limited Senmiao Technology Limited
AIHS
96.6 K $ 1.22 -1.57 % $ 12.8 M chinaChina
Regional Management Corp. Regional Management Corp.
RM
40.1 M $ 37.78 3.91 % $ 356 M usaUSA
ORIX Corporation ORIX Corporation
IX
78.1 B $ 31.04 0.19 % $ 38.4 B japanJapan
Consumer Portfolio Services Consumer Portfolio Services
CPSS
232 M $ 8.46 2.67 % $ 185 M usaUSA
Discover Financial Services Discover Financial Services
DFS
14.3 B - -0.21 % $ 50.2 B usaUSA
Mastercard Inc. Mastercard Inc.
MA
166 M $ 508.58 1.98 % $ 460 B usaUSA
Green Dot Corporation Green Dot Corporation
GDOT
-105 M $ 11.75 1.82 % $ 647 M usaUSA
FinVolution Group FinVolution Group
FINV
53.1 M $ 4.98 0.61 % $ 6.41 B usaUSA
Navient Corporation Navient Corporation
NAVI
536 M $ 8.16 2.77 % $ 889 M usaUSA
Synchrony Financial Synchrony Financial
SYF
18.5 B $ 73.79 1.91 % $ 27.3 B usaUSA
Nelnet Nelnet
NNI
355 M $ 133.21 0.7 % $ 4.84 B usaUSA
Visa Visa
V
-139 M $ 309.39 1.65 % $ 590 B usaUSA
World Acceptance Corporation World Acceptance Corporation
WRLD
11.2 M $ 140.95 -5.28 % $ 765 M usaUSA
The Western Union Company The Western Union Company
WU
3.5 M $ 9.08 2.25 % $ 2.97 B usaUSA
360 DigiTech 360 DigiTech
QFIN
64.6 M $ 13.67 0.66 % $ 4.07 B chinaChina
Yiren Digital Ltd. Yiren Digital Ltd.
YRD
4.18 M $ 1.87 4.18 % $ 316 M chinaChina
MoneyGram International MoneyGram International
MGI
49.4 M - - $ 1.07 B usaUSA
SLM Corporation SLM Corporation
SLM
1.5 B $ 21.95 2.24 % $ 4.55 B usaUSA
Security National Financial Corporation Security National Financial Corporation
SNFCA
4.52 M $ 9.68 1.36 % $ 239 M usaUSA
Qudian Qudian
QD
355 M - - $ 634 M chinaChina
Upstart Holdings Upstart Holdings
UPST
24.3 M $ 28.06 2.93 % $ 2.69 B usaUSA
LendingClub Corporation LendingClub Corporation
LC
336 M $ 15.59 5.55 % $ 1.79 B usaUSA