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X Financial XYF
$ 4.47 3.71%

Quarterly report 2024-Q4
added 04-11-2026

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X Financial Interest Expense 2011-2026 | XYF

Interest expense is the amount of interest a company is obligated to pay to creditors for using debt financing (bank loans, bonds, leasing, etc.) during the reporting period.
Includes:
  • Interest on bank loans
  • Interest on corporate bonds
  • Interest on leases
  • Interest on credit lines and overdrafts

High interest expenses indicate a high debt burden — the company may be vulnerable to rising rates or declining revenue.

Low interest expenses with high profits are a sign of financial stability.

Annual Interest Expense X Financial

2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011
- - - 32.5 M 12.7 M 26.1 M -5.9 M 89.7 K -9.27 K - - - - -

All numbers in CNY currency

Indicator range from annual reports

Maximum Minimum Average
32.5 M -5.9 M 10.9 M

Interest Expense of other stocks in the Payment services industry

Issuer Interest Expense Price % 24h Market Cap Country
Qiwi plc Qiwi plc
QIWI
51 M - - - cyprusCyprus
Jianpu Technology Jianpu Technology
JT
58 M - 7.78 % $ 331 M -
Pintec Technology Holdings Limited Pintec Technology Holdings Limited
PT
7.34 M - - $ 671 M chinaChina
American Express Company American Express Company
AXP
17.4 B $ 322.08 2.72 % $ 224 B usaUSA
Dunxin Financial Holdings Limited Dunxin Financial Holdings Limited
DXF
856 K $ 0.75 -0.61 % $ 722 M chinaChina
CURO Group Holdings Corp. CURO Group Holdings Corp.
CURO
97.3 M - -6.4 % $ 7.82 M usaUSA
Medallion Financial Corp. Medallion Financial Corp.
MFIN
217 M $ 8.9 0.79 % $ 203 M usaUSA
Elevate Credit Elevate Credit
ELVT
38.5 M - - $ 58.8 M usaUSA
Capital One Financial Corporation Capital One Financial Corporation
COF
42.9 B $ 196.46 1.81 % $ 106 B usaUSA
FlexShopper FlexShopper
FPAY
18.9 M - 2.7 % $ 4.12 M usaUSA
Dragon Victory International Limited Dragon Victory International Limited
LYL
1.61 M - -2.89 % $ 13.5 M chinaChina
LexinFintech Holdings Ltd. LexinFintech Holdings Ltd.
LX
9.01 M $ 2.29 3.39 % $ 759 M chinaChina
Atlanticus Holdings Corporation Atlanticus Holdings Corporation
ATLC
302 M $ 66.64 5.13 % $ 1.01 B usaUSA
Federal Agricultural Mortgage Corporation Federal Agricultural Mortgage Corporation
AGM
391 M $ 160.43 1.33 % $ 1.75 B usaUSA
FirstCash FirstCash
FCFS
15.9 M $ 204.13 1.24 % $ 9.05 B usaUSA
OneMain Holdings OneMain Holdings
OMF
4.18 B $ 56.62 1.14 % $ 6.72 B usaUSA
Nicholas Financial Nicholas Financial
NICK
66 K - -0.16 % $ 45.1 M usaUSA
EZCORP EZCORP
EZPW
-238 K $ 29.38 2.41 % $ 1.69 B usaUSA
Senmiao Technology Limited Senmiao Technology Limited
AIHS
96.6 K $ 1.21 -2.03 % $ 12.7 M chinaChina
Regional Management Corp. Regional Management Corp.
RM
40.1 M $ 37.75 3.25 % $ 356 M usaUSA
ORIX Corporation ORIX Corporation
IX
78.1 B $ 30.95 -0.1 % $ 38.3 B japanJapan
Consumer Portfolio Services Consumer Portfolio Services
CPSS
232 M $ 8.21 -0.36 % $ 180 M usaUSA
Discover Financial Services Discover Financial Services
DFS
14.3 B - -0.21 % $ 50.2 B usaUSA
Mastercard Inc. Mastercard Inc.
MA
166 M $ 504.74 1.21 % $ 457 B usaUSA
Green Dot Corporation Green Dot Corporation
GDOT
-105 M $ 11.69 1.34 % $ 644 M usaUSA
FinVolution Group FinVolution Group
FINV
53.1 M $ 4.93 -0.5 % $ 6.35 B usaUSA
Navient Corporation Navient Corporation
NAVI
536 M $ 8.13 2.33 % $ 886 M usaUSA
Synchrony Financial Synchrony Financial
SYF
18.5 B $ 73.49 1.44 % $ 27.2 B usaUSA
Nelnet Nelnet
NNI
355 M $ 131.74 -0.42 % $ 4.79 B usaUSA
Visa Visa
V
-139 M $ 307.81 1.09 % $ 587 B usaUSA
World Acceptance Corporation World Acceptance Corporation
WRLD
11.2 M $ 139.01 -6.58 % $ 754 M usaUSA
The Western Union Company The Western Union Company
WU
3.5 M $ 9.02 1.58 % $ 2.95 B usaUSA
360 DigiTech 360 DigiTech
QFIN
64.6 M $ 13.62 0.29 % $ 4.06 B chinaChina
Yiren Digital Ltd. Yiren Digital Ltd.
YRD
4.18 M $ 1.88 5.61 % $ 318 M chinaChina
MoneyGram International MoneyGram International
MGI
49.4 M - - $ 1.07 B usaUSA
SLM Corporation SLM Corporation
SLM
1.5 B $ 21.96 2.26 % $ 4.55 B usaUSA
Security National Financial Corporation Security National Financial Corporation
SNFCA
4.52 M $ 9.67 1.26 % $ 239 M usaUSA
Qudian Qudian
QD
355 M - - $ 634 M chinaChina
Upstart Holdings Upstart Holdings
UPST
24.3 M $ 27.92 2.42 % $ 2.68 B usaUSA
LendingClub Corporation LendingClub Corporation
LC
336 M $ 15.44 4.61 % $ 1.77 B usaUSA