Atlantic Capital Bancshares Accounts Receivables | ACBI

Accounts receivable — is the amount of money owed to a company by other organizations, individuals, or the government. It arises when a company has already delivered goods, performed work, or provided services, but has not yet received payment for them.

Examples of accounts receivable

Customers have not paid invoices for delivered products
An advance has been paid to a supplier, but goods have not yet been received
Employees have not reported on accountable amounts
The government must refund tax overpayments
Outstanding loans issued

Importance of accounts receivable in company analysis

Asset quality
Accounts receivable are part of current assets. But they are not cash — they are promises. Investors assess how realistic these promises are to be collected. The higher the share of overdue or doubtful receivables, the greater the risk of asset impairment.
Impact on cash flow
Even if a company shows a profit, the money can be "tied up" in receivables. This means profit does not turn into actual cash, and the company may face liquidity shortages.
Assessment of management efficiency
The following accounts receivable turnover ratios are commonly used:
Receivables turnover = Revenue / Average accounts receivable
(the higher — the better)

Days Sales Outstanding (DSO) = 365 / Turnover
(the fewer days — the faster customers pay)

If the DSO is constantly increasing — this is a red flag — customers are delaying payments, and money gets stuck in settlements.

Annual Accounts Receivables Atlantic Capital Bancshares

2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011
-	2.1 M	796 K	-	-	-	-	-	-	-	-

All numbers in USD currency

Indicator range from annual reports

Maximum	Minimum	Average
2.1 M	796 K	1.45 M

Quarterly Accounts Receivables Atlantic Capital Bancshares

2022-Q4	2022-Q3	2022-Q2	2022-Q1	2021-Q4	2021-Q3	2021-Q2	2021-Q1	2020-Q4	2020-Q3	2020-Q2	2020-Q1	2019-Q4	2019-Q3	2019-Q2	2019-Q1	2018-Q4	2018-Q3	2018-Q2	2018-Q1	2017-Q4	2017-Q3	2017-Q2	2017-Q1	2016-Q4	2016-Q3	2016-Q2	2016-Q1	2015-Q4	2015-Q3	2015-Q2	2015-Q1	2014-Q4	2014-Q3	2014-Q2	2014-Q1	2013-Q4	2013-Q3	2013-Q2	2013-Q1	2012-Q4	2012-Q3	2012-Q2	2012-Q1	2011-Q4	2011-Q3	2011-Q2	2011-Q1
-	-	-	-	-	1.7 M	2.3 M	1.6 M	2.1 M	1.5 M	2 M	1.4 M	796 K	796 K	796 K	796 K	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

All numbers in USD currency

Indicator range from quarterly reporting

Maximum	Minimum	Average
2.3 M	796 K	1.43 M

Accounts Receivables of other stocks in the Banks regional industry

Issuer	Accounts Receivables	Price	% 24h	Market Cap	Country
Bank of South Carolina Corporation BKSC	2.15 M	-	-0.41 %	$ 66.6 M	USA
FNCB Bancorp FNCB	7.08 M	-	-	$ 133 M	USA
Fidelity D & D Bancorp FDBC	9.67 M	$ 51.55	1.66 %	$ 297 M	USA
Home Federal Bancorp of Louisiana HFBL	1.84 M	$ 21.95	-0.43 %	$ 67 M	USA
Flagstar Bancorp FBC	92 M	-	-0.08 %	$ 2.02 B	USA
Provident Bancorp PVBC	5.3 M	-	-	$ 226 M	USA
Metropolitan Bank Holding Corp. MCB	5.67 M	$ 91.03	0.26 %	$ 964 M	USA
Magyar Bancorp MGYR	4.6 M	$ 18.29	4.66 %	$ 114 M	USA
Ames National Corporation ATLO	14.1 M	$ 30.05	0.87 %	$ 267 M	USA
Northrim BanCorp NRIM	102 M	$ 27.09	-0.22 %	$ 598 M	USA
1895 Bancorp of Wisconsin BCOW	1.55 M	-	-6.47 %	$ 52 M	USA
BankFinancial Corporation BFIN	6.4 M	-	-	$ 151 M	USA
Customers Bancorp CUBI	104 M	$ 76.52	0.65 %	$ 2.48 B	USA
Cambridge Bancorp CATC	15.8 M	-	-	$ 576 M	USA
CBM Bancorp CBMB	605 K	-	0.52 %	$ 61.6 M	USA
Brookline Bancorp BRKL	8.6 M	-	-	$ 974 M	USA
PDL Community Bancorp PDLB	17.9 M	$ 20.2	1.46 %	$ 459 M	USA
CBTX CBTX	35.9 M	-	1.49 %	$ 1.51 B	USA
CrossFirst Bankshares CFB	37.3 M	-	-	$ 784 M	USA
HMN Financial HMNF	3.55 M	-	-2.13 %	$ 122 M	USA
Citizens Holding Company CIZN	5.23 M	-	-5.65 %	$ 49.5 M	USA
Comerica Incorporated CMA	38 M	-	-	$ 11.8 B	USA
Provident Financial Holdings PROV	4.22 M	$ 17.22	0.06 %	$ 116 M	USA
Cincinnati Bancorp CNNB	577 K	-	-4.28 %	$ 43.3 M	USA
Richmond Mutual Bancorporation RMBI	6.3 M	$ 15.56	1.3 %	$ 163 M	USA
Sound Financial Bancorp SFBC	3.77 M	$ 45.06	0.13 %	$ 115 M	USA
Simmons First National Corporation SFNC	104 M	$ 23.18	0.74 %	$ 3.11 B	USA
Shore Bancshares SHBI	18.6 M	$ 23.61	3.1 %	$ 788 M	USA