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Arrow Financial Corporation AROW
$ 33.21 -0.09%

Annual report 2025
added 03-06-2026

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Arrow Financial Corporation Accounts Receivables 2011-2026 | AROW

Accounts receivable — is the amount of money owed to a company by other organizations, individuals, or the government. It arises when a company has already delivered goods, performed work, or provided services, but has not yet received payment for them.
Examples of accounts receivable
  • Customers have not paid invoices for delivered products
  • An advance has been paid to a supplier, but goods have not yet been received
  • Employees have not reported on accountable amounts
  • The government must refund tax overpayments
  • Outstanding loans issued
Importance of accounts receivable in company analysis
  1. Asset quality
    Accounts receivable are part of current assets. But they are not cash — they are promises. Investors assess how realistic these promises are to be collected. The higher the share of overdue or doubtful receivables, the greater the risk of asset impairment.
  2. Impact on cash flow
    Even if a company shows a profit, the money can be "tied up" in receivables. This means profit does not turn into actual cash, and the company may face liquidity shortages.
  3. Assessment of management efficiency
    The following accounts receivable turnover ratios are commonly used:
    Receivables turnover = Revenue / Average accounts receivable
    (the higher — the better)

    Days Sales Outstanding (DSO) = 365 / Turnover
    (the fewer days — the faster customers pay)

    If the DSO is constantly increasing — this is a red flag — customers are delaying payments, and money gets stuck in settlements.

Annual Accounts Receivables Arrow Financial Corporation

2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011
- - - - - - - - - - - - - 5.49 M 6.08 M

All numbers in USD currency

Indicator range from annual reports

Maximum Minimum Average
6.08 M 5.49 M 5.78 M

Quarterly Accounts Receivables Arrow Financial Corporation

2025-Q3 2025-Q2 2025-Q1 2024-Q3 2024-Q2 2024-Q1 2023-Q3 2023-Q2 2023-Q1 2022-Q4 2022-Q3 2022-Q2 2022-Q1 2021-Q4 2021-Q3 2021-Q2 2021-Q1 2020-Q4 2020-Q3 2020-Q2 2020-Q1 2019-Q4 2019-Q3 2019-Q2 2019-Q1 2018-Q4 2018-Q3 2018-Q2 2018-Q1 2017-Q4 2017-Q3 2017-Q2 2017-Q1 2016-Q4 2016-Q3 2016-Q2 2016-Q1 2015-Q4 2015-Q3 2015-Q2 2015-Q1 2014-Q4 2014-Q3 2014-Q2 2014-Q1 2013-Q4 2013-Q3 2013-Q2 2013-Q1 2012-Q4 2012-Q3 2012-Q2 2012-Q1 2011-Q4 2011-Q3 2011-Q2 2011-Q1
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - 6.61 M 5.71 M 6.48 M 5.49 M 6.51 M 5.49 M 5.49 M 6.08 M 6.08 M 6.08 M 6.08 M

All numbers in USD currency

Indicator range from quarterly reporting

Maximum Minimum Average
6.61 M 5.49 M 6.01 M

Accounts Receivables of other stocks in the Banks regional industry

Issuer Accounts Receivables Price % 24h Market Cap Country
Atlantic Capital Bancshares Atlantic Capital Bancshares
ACBI
2.1 M - -1.48 % $ 566 M usaUSA
Allegiance Bancshares Allegiance Bancshares
ABTX
33.4 M - -0.86 % $ 1.51 B usaUSA
BankFinancial Corporation BankFinancial Corporation
BFIN
7.54 M - - $ 151 M usaUSA
Citizens Holding Company Citizens Holding Company
CIZN
5.23 M - -5.65 % $ 49.5 M usaUSA
Bank of South Carolina Corporation Bank of South Carolina Corporation
BKSC
2.15 M - -0.41 % $ 66.6 M usaUSA
Bogota Financial Corp. Bogota Financial Corp.
BSBK
4.23 M $ 8.37 0.72 % $ 107 M usaUSA
Byline Bancorp Byline Bancorp
BY
39.8 M $ 31.08 -0.13 % $ 1.39 B usaUSA
CBTX CBTX
CBTX
35.9 M - 1.49 % $ 1.51 B usaUSA
Community Bank System Community Bank System
CBU
57.7 M $ 57.61 0.52 % $ 3.04 B usaUSA
CrossFirst Bankshares CrossFirst Bankshares
CFB
37.3 M - - $ 784 M usaUSA
First Capital First Capital
FCAP
4.58 M $ 47.99 -0.27 % $ 161 M usaUSA
C&F Financial Corporation C&F Financial Corporation
CFFI
11.7 M $ 73.0 -0.03 % $ 236 M usaUSA
Hawthorn Bancshares Hawthorn Bancshares
HWBK
6.62 M $ 32.66 0.37 % $ 226 M usaUSA
Intercorp Financial Services Intercorp Financial Services
IFS
1.88 M $ 48.27 -1.0 % $ 2.7 B -
First Business Financial Services First Business Financial Services
FBIZ
13.1 M $ 53.3 -0.74 % $ 435 M usaUSA
FFBW FFBW
FFBW
813 K - - $ 68.2 M usaUSA
First Financial Northwest First Financial Northwest
FFNW
7.36 M - -1.23 % $ 206 M usaUSA
Customers Bancorp Customers Bancorp
CUBI
104 M $ 69.37 1.83 % $ 2.25 B usaUSA
First Guaranty Bancshares First Guaranty Bancshares
FGBI
15.7 M $ 8.32 -1.77 % $ 92.9 M usaUSA
Fulton Financial Corporation Fulton Financial Corporation
FULT
114 M $ 20.1 0.45 % $ 3.65 B usaUSA
Columbia Financial Columbia Financial
CLBK
41.5 M $ 17.38 -0.46 % $ 1.77 B usaUSA
Glen Burnie Bancorp Glen Burnie Bancorp
GLBZ
1.34 M - - $ 12.5 M usaUSA
ConnectOne Bancorp ConnectOne Bancorp
CNOB
60.8 M $ 26.27 -0.3 % $ 1.19 B usaUSA
Emclaire Financial Corp Emclaire Financial Corp
EMCF
3.73 M - -4.21 % $ 86.4 M usaUSA
Axos Financial Axos Financial
AX
235 M $ 85.69 1.44 % $ 4.87 B usaUSA
Horizon Bancorp Horizon Bancorp
HBNC
29.7 M $ 16.23 -0.18 % $ 754 M usaUSA
Citizens & Northern Corporation Citizens & Northern Corporation
CZNC
2.51 M $ 22.03 -0.36 % $ 351 M usaUSA
Home Federal Bancorp of Louisiana Home Federal Bancorp of Louisiana
HFBL
1.84 M $ 16.51 -0.3 % $ 50.4 M usaUSA
HMN Financial HMN Financial
HMNF
3.55 M - -2.13 % $ 122 M usaUSA