ACNB Corporation Book Value | ACNB

Book value is a financial metric that reflects the value of a company's assets minus its liabilities as of a specific date, according to accounting records. In simple terms, it is the amount that would remain for the owners of the company if all assets were sold and all debts paid off.

What is included in book value

Assets — all company resources: real estate, equipment, inventory, cash, accounts receivable, and others.
Liabilities — all debts and financial obligations: loans, accounts payable, taxes, and other obligations.

Features of the metric

Assessment of the company's "real" value
Book value shows how much the company is worth according to accounting data, that is, the value of its property taking debts into account.
Comparison with market capitalization
Comparing book value and the market price of shares helps to understand whether the company is overvalued or undervalued by the market.
Indicator of financial stability
If the book value is high, it indicates the company has significant assets, which reduces risks for investors.
Key component for financial ratios
Many metrics, such as the price-to-book ratio (P/B), use book value to analyze the attractiveness of shares.

Annual Book Value ACNB Corporation

2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008
420 M	303 M	277 M	245 M	272 M	258 M	190 M	168 M	154 M	120 M	115 M	110 M	107 M	101 M	97.5 M	93.8 M	-	-

All numbers in USD currency

Indicator range from annual reports

Maximum	Minimum	Average
420 M	93.8 M	189 M

Quarterly Book Value ACNB Corporation

2026-Q2	2026-Q1	2025-Q3	2025-Q2	2025-Q1	2024-Q4	2024-Q3	2024-Q2	2024-Q1	2023-Q4	2023-Q3	2023-Q2	2023-Q1	2022-Q4	2022-Q3	2022-Q2	2022-Q1	2021-Q4	2021-Q3	2021-Q2	2021-Q1	2020-Q4	2020-Q3	2020-Q2	2020-Q1	2019-Q4	2019-Q3	2019-Q2	2019-Q1	2018-Q4	2018-Q3	2018-Q2	2018-Q1	2017-Q4	2017-Q3	2017-Q2	2017-Q1	2016-Q4	2016-Q3	2016-Q2	2016-Q1	2015-Q4	2015-Q3	2015-Q2	2015-Q1	2014-Q4	2014-Q3	2014-Q2	2014-Q1	2013-Q4	2013-Q3	2013-Q2	2013-Q1	2012-Q4	2012-Q3	2012-Q2	2012-Q1	2011-Q4	2011-Q3	2011-Q2	2011-Q1
423 M	425 M	409 M	395 M	387 M	303 M	307 M	289 M	-	277 M	256 M	257 M	256 M	245 M	232 M	2.68 B	256 M	272 M	270 M	266 M	258 M	258 M	258 M	258 M	258 M	190 M	190 M	190 M	190 M	168 M	168 M	168 M	168 M	154 M	154 M	154 M	154 M	120 M	120 M	120 M	120 M	115 M	115 M	115 M	115 M	110 M	110 M	110 M	110 M	107 M	107 M	107 M	107 M	101 M	101 M	101 M	101 M	97.5 M	97.5 M	97.5 M	97.5 M

All numbers in USD currency

Indicator range from quarterly reporting

Maximum	Minimum	Average
2.68 B	97.5 M	236 M

Book Value of other stocks in the Banks regional industry

Issuer	Book Value	Price	% 24h	Market Cap	Country
Ameris Bancorp ABCB	4.08 B	$ 84.83	0.01 %	$ 5.81 B	USA
CrossFirst Bankshares CFB	708 M	-	-	$ 784 M	USA
Citizens Holding Company CIZN	42.8 M	-	-5.65 %	$ 49.5 M	USA
Capstar Financial Holdings CSTR	362 M	-	-	$ 425 M	USA
Codorus Valley Bancorp CVLY	200 M	-	-	$ 231 M	USA
Flagstar Bancorp FBC	2.72 B	-	-0.08 %	$ 2.02 B	USA
Evans Bancorp EVBN	183 M	-	2.41 %	$ 218 M	USA
FFBW FFBW	94 M	-	-	$ 68.2 M	USA
The First of Long Island Corporation FLIC	379 M	-	0.25 %	$ 268 M	USA
Republic First Bancorp FRBK	324 M	-	-55.86 %	$ 19.7 M	USA
HarborOne Bancorp HONE	575 M	-	-	$ 499 M	USA
Heartland Financial USA HTLF	1.93 B	-	-2.16 %	$ 2.77 B	USA
HV Bancorp HVBC	42.1 M	-	2.06 %	$ 77.4 M	USA
Investors Bancorp ISBC	2.94 B	-	-2.46 %	$ 3.45 B	USA
Lakeland Bancorp LBAI	1.17 B	-	1.45 %	$ 866 M	USA
Luther Burbank Corporation LBC	683 M	-	0.55 %	$ 466 M	USA
Macatawa Bank Corporation MCBC	287 M	-	-	$ 508 M	USA
Malvern Bancorp MLVF	146 M	-	-	$ 130 M	USA
Mid-Southern Bancorp MSVB	33.3 M	-	1.55 %	$ 30.4 M	USA
Oconee Federal Financial Corp. OFED	75.3 M	-	-	$ 75.8 M	USA
Old Point Financial Corporation OPOF	114 M	-	-	$ 213 M	USA
PCSB Financial Corporation PCSB	277 M	-	-0.62 %	$ 295 M	USA
Professional Holding Corp. PFHD	232 M	-	-0.52 %	$ 404 M	USA
Randolph Bancorp RNDB	101 M	-	-	$ 140 M	USA
Sterling Bancorp (Southfield, MI) SBT	334 M	-	-0.82 %	$ 245 M	USA
Sandy Spring Bancorp SASR	1.56 B	-	1.27 %	$ 1.26 B	USA
Summit Financial Group SMMF	440 M	-	-	$ 365 M	USA
Salisbury Bancorp SAL	128 M	-	-	$ 162 M	USA
United Bancshares UBOH	82.7 M	-	-7.31 %	$ 64.4 M	USA
WVS Financial Corp. WVFC	38.4 M	-	-4.0 %	$ 27.5 M	USA
Allegiance Bancshares ABTX	816 M	-	-0.86 %	$ 1.51 B	USA
SVB Financial Group SIVB	16.3 B	-	-	$ 6.28 B	USA
Veritex Holdings VBTX	1.6 B	-	-	$ 1.65 B	USA
Cincinnati Bancorp CNNB	42.9 M	-	-4.28 %	$ 43.3 M	USA
ESSA Bancorp ESSA	230 M	-	-	$ 196 M	USA
First Financial Northwest FFNW	162 M	-	-1.23 %	$ 206 M	USA
Guaranty Bancshares GNTY	319 M	-	-	$ 570 M	USA
Penns Woods Bancorp PWOD	205 M	-	-	$ 213 M	USA
Territorial Bancorp TBNK	248 M	-	-	$ 71.7 M	USA
The Community Financial Corporation TCFC	187 M	-	-1.56 %	$ 154 M	USA
TriState Capital Holdings TSC	837 M	-	-	$ 1.03 B	USA
Umpqua Holdings Corporation UMPQ	2.48 B	-	-	$ 3.83 B	USA
1895 Bancorp of Wisconsin BCOW	72.8 M	-	-6.47 %	$ 52 M	USA
Brookline Bancorp BRKL	1.22 B	-	-	$ 974 M	USA
FNCB Bancorp FNCB	135 M	-	-	$ 133 M	USA
Pacific Premier Bancorp PPBI	2.96 B	-	-	$ 2.32 B	USA
Emclaire Financial Corp EMCF	97 M	-	-4.21 %	$ 86.4 M	USA
Arrow Financial Corporation AROW	432 M	$ 38.81	1.1 %	$ 640 M	USA
Atlantic Capital Bancshares ACBI	339 M	-	-1.48 %	$ 566 M	USA