Heartland Financial USA Book Value | HTLF

Book value is a financial metric that reflects the value of a company's assets minus its liabilities as of a specific date, according to accounting records. In simple terms, it is the amount that would remain for the owners of the company if all assets were sold and all debts paid off.

What is included in book value

Assets — all company resources: real estate, equipment, inventory, cash, accounts receivable, and others.
Liabilities — all debts and financial obligations: loans, accounts payable, taxes, and other obligations.

Features of the metric

Assessment of the company's "real" value
Book value shows how much the company is worth according to accounting data, that is, the value of its property taking debts into account.
Comparison with market capitalization
Comparing book value and the market price of shares helps to understand whether the company is overvalued or undervalued by the market.
Indicator of financial stability
If the book value is high, it indicates the company has significant assets, which reduces risks for investors.
Key component for financial ratios
Many metrics, such as the price-to-book ratio (P/B), use book value to analyze the attractiveness of shares.

Annual Book Value Heartland Financial USA

2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008
1.93 B	1.74 B	2.18 B	2.08 B	1.58 B	1.33 B	991 M	741 M	663 M	496 M	439 M	405 M	353 M	332 M	-	-

All numbers in USD currency

Indicator range from annual reports

Maximum	Minimum	Average
2.18 B	332 M	1.09 B

Quarterly Book Value Heartland Financial USA

2024-Q3	2024-Q2	2024-Q1	2023-Q3	2023-Q2	2023-Q1	2022-Q4	2022-Q3	2022-Q2	2022-Q1	2021-Q4	2021-Q3	2021-Q2	2021-Q1	2020-Q4	2020-Q3	2020-Q2	2020-Q1	2019-Q4	2019-Q3	2019-Q2	2019-Q1	2018-Q4	2018-Q3	2018-Q2	2018-Q1	2017-Q4	2017-Q3	2017-Q2	2017-Q1	2016-Q4	2016-Q3	2016-Q2	2016-Q1	2015-Q4	2015-Q3	2015-Q2	2015-Q1	2014-Q4	2014-Q3	2014-Q2	2014-Q1	2013-Q4	2013-Q3	2013-Q2	2013-Q1	2012-Q4	2012-Q3	2012-Q2	2012-Q1	2011-Q4	2011-Q3	2011-Q2	2011-Q1
2.14 B	2.03 B	1.98 B	1.83 B	1.86 B	1.83 B	-	1.66 B	1.77 B	1.93 B	2.18 B	2.17 B	2.16 B	2.06 B	2.08 B	2.08 B	2.06 B	1.55 B	1.58 B	1.56 B	1.52 B	1.37 B	1.33 B	1.28 B	1.26 B	1.05 B	991 M	982 M	806 M	781 M	741 M	704 M	688 M	670 M	663 M	591 M	579 M	567 M	496 M	483 M	472 M	457 M	439 M	397 M	395 M	414 M	405 M	395 M	375 M	405 M	353 M	353 M	353 M	353 M

All numbers in USD currency

Indicator range from quarterly reporting

Maximum	Minimum	Average
2.18 B	353 M	1.12 B

Book Value of other stocks in the Banks regional industry

Issuer	Book Value	Price	% 24h	Market Cap	Country
Arrow Financial Corporation AROW	432 M	$ 38.24	0.17 %	$ 631 M	USA
Atlantic Union Bankshares Corporation AUB	5.01 B	$ 39.14	0.13 %	$ 5.04 B	USA
Auburn National Bancorporation AUBN	92.1 M	$ 26.25	0.75 %	$ 91.7 M	USA
Axos Financial AX	3.17 B	$ 92.54	0.46 %	$ 5.24 B	USA
Banc of California BANC	3.54 B	$ 18.28	0.08 %	$ 2.92 B	USA
BancFirst Corporation BANF	1.85 B	$ 109.63	0.02 %	$ 3.65 B	USA
CrossFirst Bankshares CFB	708 M	-	-	$ 784 M	USA
Ameris Bancorp ABCB	4.08 B	$ 83.72	0.01 %	$ 5.73 B	USA
Bank First Corporation BFC	644 M	$ 150.54	0.34 %	$ 1.48 B	USA
Business First Bancshares BFST	897 M	$ 30.97	0.02 %	$ 910 M	USA
BankUnited BKU	3.05 B	$ 44.48	0.4 %	$ 3.29 B	USA
Citizens Holding Company CIZN	42.8 M	-	-5.65 %	$ 49.5 M	USA
Blue Ridge Bankshares BRBS	324 M	$ 3.94	0.12 %	$ 346 M	USA
Bridgewater Bancshares BWB	517 M	$ 20.87	0.05 %	$ 575 M	USA
Bankwell Financial Group BWFG	301 M	$ 66.69	0.12 %	$ 517 M	USA
Broadway Financial Corporation BYFC	263 M	$ 11.86	0.04 %	$ 102 M	USA
Camden National Corporation CAC	697 M	$ 57.12	0.1 %	$ 965 M	USA
Carter Bankshares CARE	420 M	$ 30.58	0.16 %	$ 687 M	USA
Meta Financial Group CASH	857 M	$ 78.45	0.81 %	$ 1.84 B	USA
Colony Bankcorp CBAN	376 M	$ 21.06	0.05 %	$ 375 M	USA
CB Financial Services CBFV	158 M	$ 37.21	2.18 %	$ 187 M	USA
Community Bank System CBU	2.01 B	$ 62.77	0.1 %	$ 3.31 B	USA
Capital City Bank Group CCBG	553 M	$ 50.14	0.18 %	$ 855 M	USA
CNB Financial Corporation CCNE	872 M	$ 34.04	0.06 %	$ 837 M	USA
CF Bankshares CFBK	184 M	$ 34.86	0.11 %	$ 219 M	USA
Capitol Federal Financial CFFN	1.05 B	$ 8.86	0.51 %	$ 1.15 B	USA
Cullen/Frost Bankers CFR	4.57 B	$ 159.44	0.59 %	$ 10.2 B	USA
City Holding Company CHCO	810 M	$ 143.82	0.06 %	$ 2.08 B	USA
Chemung Financial Corporation CHMG	255 M	$ 83.55	0.28 %	$ 401 M	USA
Civista Bancshares CIVB	543 M	$ 27.16	0.07 %	$ 473 M	USA
ACNB Corporation ACNB	420 M	$ 64.55	0.54 %	$ 662 M	USA
Columbia Banking System COLB	7.84 B	$ 29.72	0.25 %	$ 7.07 B	USA
Central Pacific Financial Corp. CPF	593 M	$ 37.55	0.61 %	$ 1.01 B	USA
Capstar Financial Holdings CSTR	362 M	-	-	$ 425 M	USA
Codorus Valley Bancorp CVLY	200 M	-	-	$ 231 M	USA
Flagstar Bancorp FBC	2.72 B	-	-0.08 %	$ 2.02 B	USA
Evans Bancorp EVBN	183 M	-	2.41 %	$ 218 M	USA
FFBW FFBW	94 M	-	-	$ 68.2 M	USA
The First of Long Island Corporation FLIC	379 M	-	0.25 %	$ 268 M	USA
Republic First Bancorp FRBK	324 M	-	-55.86 %	$ 19.7 M	USA
HarborOne Bancorp HONE	575 M	-	-	$ 499 M	USA
HV Bancorp HVBC	42.1 M	-	2.06 %	$ 77.4 M	USA
Investors Bancorp ISBC	2.94 B	-	-2.46 %	$ 3.45 B	USA
Lakeland Bancorp LBAI	1.17 B	-	1.45 %	$ 866 M	USA
Luther Burbank Corporation LBC	683 M	-	0.55 %	$ 466 M	USA
Macatawa Bank Corporation MCBC	287 M	-	-	$ 508 M	USA
Malvern Bancorp MLVF	146 M	-	-	$ 130 M	USA
Mid-Southern Bancorp MSVB	33.3 M	-	1.55 %	$ 30.4 M	USA
Oconee Federal Financial Corp. OFED	75.3 M	-	-	$ 75.8 M	USA