Axos Financial EBITDA | AX

Earnings before Interest, Taxes, Depreciation, and Amortization (EBITDA), is an often used measure of a company's profitability. Financial analysts use EBITDA for a number of purposes including calculating simple valuations of a firm, estimating cash flows, and assessing debt servicing capability. The uses for EBITDA in financial analysis are numerous, but in practice should be more restrained. While EBITDA has some useful applications, it should be used with caution, as the problems with EBITDA are abundant and can lead to a number of misguided conclusions.^[1]

EBITDA is an important indicator for investors and analysts because it allows them to evaluate a company's operating profit without considering the impact of financial expenses, taxes, or non-cash depreciation and amortization. It provides better comparability between companies in different industries or with different tax conditions.

EBITDA is often used to assess a company's ability to generate cash flow and repay debts. It can also serve as a measure of a company's operational efficiency, as it shows how profitable the core business is, regardless of external factors such as interest or taxes.

However, it is important to note that EBITDA is not an official financial statement measure and can be defined and calculated differently by companies. Therefore, investors and analysts should exercise caution when using EBITDA as an evaluation tool and combine it with other financial metrics and information to get a more complete picture of a company's financial condition.

Annual EBITDA Axos Financial

2026	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009
29.7 M	21.6 M	16.2 M	12.2 M	13.1 M	14.4 M	622 M	-	-	-	-	-	-	-	-	-	235 K	-

All numbers in USD currency

Indicator range from annual reports

Maximum	Minimum	Average
622 M	235 K	91.2 M

Quarterly EBITDA Axos Financial

2026-Q4	2026-Q3	2026-Q2	2026-Q1	2025-Q4	2025-Q3	2025-Q2	2025-Q1	2024-Q4	2024-Q3	2024-Q2	2024-Q1	2023-Q4	2023-Q3	2023-Q2	2023-Q1	2022-Q4	2022-Q3	2022-Q2	2022-Q1	2021-Q4	2021-Q3	2021-Q2	2021-Q1	2020-Q4	2020-Q3	2020-Q2	2020-Q1	2019-Q4	2019-Q3	2019-Q2	2019-Q1	2018-Q4	2018-Q3	2018-Q2	2018-Q1	2017-Q4	2017-Q3	2017-Q2	2017-Q1	2016-Q4	2016-Q3	2016-Q2	2016-Q1	2015-Q4	2015-Q3	2015-Q2	2015-Q1	2014-Q4	2014-Q3	2014-Q2	2014-Q1	2013-Q4	2013-Q3	2013-Q2	2013-Q1	2012-Q4	2012-Q3	2012-Q2	2012-Q1	2011-Q4	2011-Q3	2011-Q2	2011-Q1
-	6.85 M	7.03 M	22.3 M	23.2 M	7.22 M	-	6.85 M	7.03 M	7.45 M	-	7.22 M	6.49 M	5.88 M	-	5.67 M	5.96 M	6.09 M	12.6 M	6.06 M	6.78 M	5.73 M	14.3 M	12.5 M	5.86 M	6.19 M	5.86 M	6.19 M	6.04 M	5.22 M	11.3 M	5.22 M	3.57 M	3.02 M	6.58 M	3.02 M	1.95 M	1.75 M	3.7 M	1.75 M	1.41 M	1.35 M	2.76 M	1.35 M	998 K	1.01 M	2.01 M	1.01 M	766 K	717 K	1.48 M	717 K	696 K	721 K	1.42 M	721 K	449 K	337 K	786 K	337 K	332 K	298 K	630 K	298 K

All numbers in USD currency

Indicator range from quarterly reporting

Maximum	Minimum	Average
23.2 M	298 K	4.72 M

References

Brockman, C. M., & Russell, J. W. (2012). EBITDA: use it... or lose it?. International Journal of Business, Accounting and Finance, 6(2), 84-93.

EBITDA of other stocks in the Banks regional industry

Issuer	EBITDA	Price	% 24h	Market Cap	Country
Arrow Financial Corporation AROW	5.42 M	$ 38.24	0.17 %	$ 631 M	USA
Atlantic Union Bankshares Corporation AUB	17.7 M	$ 39.14	0.13 %	$ 5.04 B	USA
Auburn National Bancorporation AUBN	2.11 M	$ 26.25	0.75 %	$ 91.7 M	USA
Banc of California BANC	49.3 M	$ 18.28	0.08 %	$ 2.92 B	USA
BancFirst Corporation BANF	22.5 M	$ 109.63	0.02 %	$ 3.65 B	USA
CrossFirst Bankshares CFB	9.46 M	-	-	$ 784 M	USA
Ameris Bancorp ABCB	29.7 M	$ 83.72	0.01 %	$ 5.73 B	USA
Bank First Corporation BFC	2.4 M	$ 150.54	0.34 %	$ 1.48 B	USA
Business First Bancshares BFST	5.68 M	$ 30.97	0.02 %	$ 910 M	USA
BankUnited BKU	51 M	$ 44.48	0.4 %	$ 3.29 B	USA
Citizens Holding Company CIZN	1.44 M	-	-5.65 %	$ 49.5 M	USA
Blue Ridge Bankshares BRBS	1.37 M	$ 3.94	0.12 %	$ 346 M	USA
Bridgewater Bancshares BWB	2.47 M	$ 20.87	0.05 %	$ 575 M	USA
Bankwell Financial Group BWFG	4.08 M	$ 66.69	0.12 %	$ 517 M	USA
Broadway Financial Corporation BYFC	410 K	$ 11.86	0.04 %	$ 102 M	USA
Camden National Corporation CAC	5.21 M	$ 57.12	0.1 %	$ 965 M	USA
Carter Bankshares CARE	7.86 M	$ 30.58	0.16 %	$ 687 M	USA
Meta Financial Group CASH	59.7 M	$ 78.45	0.81 %	$ 1.84 B	USA
Colony Bankcorp CBAN	7.72 M	$ 21.06	0.05 %	$ 375 M	USA
CB Financial Services CBFV	1.81 M	$ 37.21	2.18 %	$ 187 M	USA
Community Bank System CBU	15.6 M	$ 62.77	0.1 %	$ 3.31 B	USA
Capital City Bank Group CCBG	107 K	$ 50.14	0.18 %	$ 855 M	USA
CNB Financial Corporation CCNE	10.9 M	$ 34.04	0.06 %	$ 837 M	USA
CF Bankshares CFBK	476 K	$ 34.86	0.11 %	$ 219 M	USA
Capitol Federal Financial CFFN	523 K	$ 8.86	0.51 %	$ 1.15 B	USA
Cullen/Frost Bankers CFR	87.8 M	$ 159.44	0.59 %	$ 10.2 B	USA
City Holding Company CHCO	4.29 M	$ 143.82	0.06 %	$ 2.08 B	USA
Chemung Financial Corporation CHMG	1.9 M	$ 83.55	0.28 %	$ 401 M	USA
Civista Bancshares CIVB	8.32 M	$ 27.16	0.07 %	$ 473 M	USA
ACNB Corporation ACNB	6.74 M	$ 64.55	0.54 %	$ 662 M	USA
Columbia Banking System COLB	141 M	$ 29.72	0.25 %	$ 7.07 B	USA
Central Pacific Financial Corp. CPF	7.1 M	$ 37.55	0.61 %	$ 1.01 B	USA
Capstar Financial Holdings CSTR	2.82 M	-	-	$ 425 M	USA
Codorus Valley Bancorp CVLY	2.36 M	-	-	$ 231 M	USA
Flagstar Bancorp FBC	84 M	-	-0.08 %	$ 2.02 B	USA
Evans Bancorp EVBN	1.24 M	-	2.41 %	$ 218 M	USA
FFBW FFBW	293 K	-	-	$ 68.2 M	USA
The First of Long Island Corporation FLIC	3.1 M	-	0.25 %	$ 268 M	USA
Republic First Bancorp FRBK	8.42 M	-	-55.86 %	$ 19.7 M	USA
HarborOne Bancorp HONE	3.73 M	-	-	$ 499 M	USA
Heartland Financial USA HTLF	20.4 M	-	-2.16 %	$ 2.77 B	USA
HV Bancorp HVBC	674 K	-	2.06 %	$ 77.4 M	USA
Investors Bancorp ISBC	21.6 M	-	-2.46 %	$ 3.45 B	USA
Lakeland Bancorp LBAI	5.12 M	-	1.45 %	$ 866 M	USA
Luther Burbank Corporation LBC	2.9 M	-	0.55 %	$ 466 M	USA
Macatawa Bank Corporation MCBC	316 K	-	-	$ 508 M	USA
Malvern Bancorp MLVF	627 K	-	-	$ 130 M	USA
Mid-Southern Bancorp MSVB	189 K	-	1.55 %	$ 30.4 M	USA
Oconee Federal Financial Corp. OFED	1.64 M	-	-	$ 75.8 M	USA