Oconee Federal Financial Corp. EBITDA | OFED

Earnings before Interest, Taxes, Depreciation, and Amortization (EBITDA), is an often used measure of a company's profitability. Financial analysts use EBITDA for a number of purposes including calculating simple valuations of a firm, estimating cash flows, and assessing debt servicing capability. The uses for EBITDA in financial analysis are numerous, but in practice should be more restrained. While EBITDA has some useful applications, it should be used with caution, as the problems with EBITDA are abundant and can lead to a number of misguided conclusions.^[1]

EBITDA is an important indicator for investors and analysts because it allows them to evaluate a company's operating profit without considering the impact of financial expenses, taxes, or non-cash depreciation and amortization. It provides better comparability between companies in different industries or with different tax conditions.

EBITDA is often used to assess a company's ability to generate cash flow and repay debts. It can also serve as a measure of a company's operational efficiency, as it shows how profitable the core business is, regardless of external factors such as interest or taxes.

However, it is important to note that EBITDA is not an official financial statement measure and can be defined and calculated differently by companies. Therefore, investors and analysts should exercise caution when using EBITDA as an evaluation tool and combine it with other financial metrics and information to get a more complete picture of a company's financial condition.

Annual EBITDA Oconee Federal Financial Corp.

2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010
1.64 M	1.91 M	1.3 M	1.15 M	1.32 M	1.42 M	1.27 M	1.08 M	907 K	1.15 M	579 K	324 K	-

All numbers in USD currency

Indicator range from annual reports

Maximum	Minimum	Average
1.91 M	324 K	1.17 M

Quarterly EBITDA Oconee Federal Financial Corp.

2023-Q3	2023-Q2	2023-Q1	2022-Q4	2022-Q3	2022-Q2	2022-Q1	2021-Q4	2021-Q3	2021-Q2	2021-Q1	2020-Q4	2020-Q3	2020-Q2	2020-Q1	2019-Q4	2019-Q3	2019-Q2	2019-Q1	2018-Q4	2018-Q3	2018-Q2	2018-Q1	2017-Q4	2017-Q3	2017-Q2	2017-Q1	2016-Q4	2016-Q3	2016-Q2	2016-Q1	2015-Q4	2015-Q3	2015-Q2	2015-Q1	2014-Q4	2014-Q3	2014-Q2	2014-Q1	2013-Q4	2013-Q3	2013-Q2	2013-Q1	2012-Q4	2012-Q3	2012-Q2	2012-Q1	2011-Q4	2011-Q3	2011-Q2	2011-Q1
738 K	506 K	264 K	-	264 K	506 K	-	-	1.34 M	988 K	530	-	932 K	613 K	300 K	-	879 K	598 K	298 K	-	995 K	669 K	345 K	-	1.1 M	745 K	355 K	-	1.08 M	557 K	325 K	-	782 K	454 K	221 K	-	681 K	479 K	252 K	-	858 K	569 K	276 K	-	341 K	306 K	91 K	-	91 K	306 K	91 K

All numbers in USD currency

Indicator range from quarterly reporting

Maximum	Minimum	Average
1.34 M	530	531 K

References

Brockman, C. M., & Russell, J. W. (2012). EBITDA: use it... or lose it?. International Journal of Business, Accounting and Finance, 6(2), 84-93.

EBITDA of other stocks in the Banks regional industry

Issuer	EBITDA	Price	% 24h	Market Cap	Country
Prosperity Bancshares PB	34.1 M	$ 71.79	0.54 %	$ 6.81 B	USA
Pathfinder Bancorp PBHC	1.38 M	$ 16.3	3.2 %	$ 77.3 M	USA
Seacoast Banking Corporation of Florida SBCF	9.74 M	$ 34.52	0.64 %	$ 3.05 B	USA
Southside Bancshares SBSI	10.6 M	$ 32.15	1.2 %	$ 969 M	USA
Peoples Bancorp of North Carolina PEBK	2.74 M	$ 43.26	1.92 %	$ 230 M	USA
Provident Financial Services PFS	51.3 M	$ 23.43	0.68 %	$ 3.06 B	USA
ServisFirst Bancshares SFBS	4.7 M	$ 42.7	1.48 %	$ 2.33 B	USA
Southern First Bancshares SFST	4.3 M	$ 62.81	1.26 %	$ 508 M	USA
Shore Bancshares SHBI	4.4 M	$ 23.19	1.42 %	$ 774 M	USA
Patriot National Bancorp PNBK	986 K	$ 0.99	1.79 %	$ 76 M	USA
Southern Missouri Bancorp SMBC	3.54 M	$ 73.52	1.04 %	$ 826 M	USA
South Plains Financial SPFI	5.81 M	$ 45.32	0.75 %	$ 738 M	USA
S&T Bancorp STBA	10.4 M	$ 49.95	1.06 %	$ 1.91 B	USA
Rhinebeck Bancorp RBKB	1.3 M	$ 13.07	1.95 %	$ 141 M	USA
Stock Yards Bancorp SYBT	7.8 M	$ 78.59	0.05 %	$ 2.31 B	USA
Truist Financial Corporation TFC	290 M	$ 50.55	0.08 %	$ 65 B	USA
TFS Financial Corporation TFSL	4.62 M	$ 17.39	0.4 %	$ 4.85 B	USA
First Financial Corporation THFF	12.2 M	$ 77.88	0.81 %	$ 923 M	USA
Tompkins Financial Corporation TMP	6.62 M	$ 98.42	0.89 %	$ 1.4 B	USA
Sound Financial Bancorp SFBC	491 K	$ 48.0	0.52 %	$ 123 M	USA
United Bankshares UBSI	16.8 M	$ 47.27	0.5 %	$ 6.64 B	USA
Simmons First National Corporation SFNC	40.8 M	$ 23.21	3.09 %	$ 3.12 B	USA
Shinhan Financial Group Co., Ltd. SHG	6.46 T	$ 83.54	1.53 %	$ 42.3 B	South-korea
UMB Financial Corporation UMBF	142 M	$ 142.55	0.03 %	$ 10.4 B	USA
Unity Bancorp UNTY	1.4 M	$ 58.97	1.78 %	$ 592 M	USA
U.S. Bancorp USB	498 M	$ 62.49	0.15 %	$ 97.3 B	USA
Univest Financial Corporation UVSP	469 K	$ 42.09	0.71 %	$ 1.19 B	USA
Valley National Bancorp VLY	38.1 M	$ 13.92	0.9 %	$ 7.79 B	USA
Westamerica Bancorporation WABC	7.25 M	$ 58.45	0.52 %	$ 1.5 B	USA
Washington Federal WAFD	9.72 M	$ 34.28	0.89 %	$ 2.75 B	USA
Western Alliance Bancorporation WAL	107 M	$ 79.94	0.01 %	$ 8.7 B	USA
Webster Financial Corporation WBS	1.54 B	$ 77.57	0.03 %	$ 12.8 B	USA
The Bancorp TBBK	4.6 M	$ 64.41	1.94 %	$ 2.95 B	USA
Western New England Bancorp WNEB	2.1 M	$ 13.61	1.31 %	$ 275 M	USA
WesBanco WSBC	20.2 M	$ 40.52	0.98 %	$ 3.68 B	USA
Waterstone Financial WSBF	2.55 M	$ 21.18	0.77 %	$ 378 M	USA
WSFS Financial Corporation WSFS	15.3 M	$ 79.26	0.75 %	$ 4.46 B	USA
West Bancorporation WTBA	4.52 M	$ 28.93	0.97 %	$ 489 M	USA
TowneBank TOWN	107 M	$ 37.07	0.49 %	$ 2.67 B	USA
Zions Bancorporation, National Association ZION	116 M	$ 68.37	0.09 %	$ 10.1 B	USA
Emclaire Financial Corp EMCF	1.36 M	-	-4.21 %	$ 86.4 M	USA
Atlantic Capital Bancshares ACBI	5.14 M	-	-1.48 %	$ 566 M	USA
American National Bankshares AMNB	3.16 M	-	-	$ 508 M	USA
Silvergate Capital Corporation SI	1 M	$ 19.99	0.71 %	$ 511 M	USA
Cambridge Bancorp CATC	1.19 M	-	-	$ 576 M	USA
CBM Bancorp CBMB	145 K	-	0.52 %	$ 61.6 M	USA
CrossFirst Bankshares CFB	9.46 M	-	-	$ 784 M	USA
Citizens Holding Company CIZN	1.44 M	-	-5.65 %	$ 49.5 M	USA
Capstar Financial Holdings CSTR	2.82 M	-	-	$ 425 M	USA
Codorus Valley Bancorp CVLY	2.36 M	-	-	$ 231 M	USA