MarketCap
Facebook
X
Telegram
1895 Bancorp of Wisconsin Balance Sheet 2023-2011 | BCOW
Brief overview of 1895 Bancorp of Wisconsin's assets and capital
The review uses the five latest available annual reports between 2019 and 2023.
Assets increased from $428 million to $557.6 million, or +30.3%; CAGR of about 6.8% indicates steady balance sheet expansion.
Assets and liabilities changed at similar rates, +30.3% and +31.3%. The funding mix did not shift sharply.
For a financial business, a high liability share is part of the operating model, so capital is the key reference point: equity equals 13% of assets versus initially.
Retained earnings stand at $33.9 million; the five-period change was -15.7%. This reflects accumulated business performance.
Overall assessment
1895 Bancorp of Wisconsin's balance sheet sends more positive than negative signals, but liabilities should not begin outpacing the capital base.
Annual Balance Sheet 1895 Bancorp of Wisconsin
| 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Net Debt |
- | - | - | -92.5 M | 77.5 M | 88 M | 111 M | 137 M | - | - | - | - | - |
Long Term Debt |
- | - | - | - | 17.6 M | 30 M | 34.7 M | 48.2 M | - | - | - | - | - |
Total Non Current Liabilities |
- | - | - | - | 17.6 M | 30 M | - | - | - | - | - | - | - |
Total Liabilities |
485 M | 468 M | 449 M | 457 M | 369 M | 443 M | 429 M | 413 M | - | - | - | - | - |
Retained Earnings |
33.9 M | 41.5 M | 41.6 M | 41.5 M | 40.2 M | 39.8 M | 39.8 M | 38 M | - | - | - | - | - |
Total Assets |
558 M | 543 M | 540 M | 517 M | 428 M | 481 M | 468 M | 450 M | - | - | - | - | - |
Book Value |
72.8 M | 75.4 M | 90.9 M | 60 M | 58.7 M | 38.2 M | 39 M | 37.3 M | - | - | - | - | - |
Total Shareholders Equity |
72.8 M | 75.4 M | 90.9 M | 60 M | - | - | - | - | - | - | - | - | - |
All numbers in USD currency
Quarterly Balance Sheet 1895 Bancorp of Wisconsin
| 2024-Q3 | 2024-Q2 | 2024-Q1 | 2023-Q4 | 2023-Q3 | 2023-Q2 | 2023-Q1 | 2022-Q4 | 2022-Q3 | 2022-Q2 | 2022-Q1 | 2021-Q4 | 2021-Q3 | 2021-Q2 | 2021-Q1 | 2020-Q4 | 2020-Q3 | 2020-Q2 | 2020-Q1 | 2019-Q4 | 2019-Q3 | 2019-Q2 | 2019-Q1 | 2018-Q4 | 2018-Q3 | 2018-Q2 | 2018-Q1 | 2017-Q4 | 2017-Q3 | 2017-Q2 | 2017-Q1 | 2016-Q4 | 2016-Q3 | 2016-Q2 | 2016-Q1 | 2015-Q4 | 2015-Q3 | 2015-Q2 | 2015-Q1 | 2014-Q4 | 2014-Q3 | 2014-Q2 | 2014-Q1 | 2013-Q4 | 2013-Q3 | 2013-Q2 | 2013-Q1 | 2012-Q4 | 2012-Q3 | 2012-Q2 | 2012-Q1 | 2011-Q4 | 2011-Q3 | 2011-Q2 | 2011-Q1 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Total Liabilities |
491 M | 490 M | 493 M | 485 M | 484 M | 479 M | 476 M | 468 M | 453 M | 455 M | 461 M | 449 M | 449 M | 545 M | - | 457 M | 457 M | 457 M | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Retained Earnings |
32.9 M | 33.1 M | 33.6 M | 33.9 M | 36.2 M | 39.8 M | 40.3 M | 41.5 M | 41.4 M | 41.3 M | 41.6 M | 41.6 M | 41.9 M | 42 M | - | 41.5 M | 41.5 M | 41.5 M | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Total Assets |
565 M | 561 M | 564 M | 558 M | 555 M | 553 M | 552 M | 543 M | 529 M | 536 M | 546 M | 540 M | 541 M | 606 M | - | 517 M | 517 M | 517 M | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Book Value |
73.2 M | 71.1 M | 71.5 M | 72.8 M | 70.2 M | 74.1 M | 75.9 M | 75.4 M | 75.9 M | 81 M | 85.2 M | 90.9 M | 92.2 M | 60.3 M | - | 60 M | 60 M | 60 M | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Total Shareholders Equity |
73.2 M | 71.1 M | 71.5 M | 72.8 M | 70.2 M | 74.1 M | 75.9 M | 75.4 M | 75.9 M | 81 M | 85.2 M | 90.9 M | 92.2 M | 60.3 M | 60 M | 60 M | 60 M | 60 M | 58.7 M | 58.7 M | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
All numbers in USD currency
Balance Sheet is a fundamental financial report of 1895 Bancorp of Wisconsin, providing a complete picture of the company’s financial position at a specific point in time. Unlike the income statement, which records the results of operations over a certain period, the balance sheet shows what assets the company owns, what liabilities it has to creditors, and what equity is available to the owners.
For an investor, the balance sheet is important because it allows assessing the company’s financial stability, understanding how much debt it carries, and how dependent it is on borrowed financing. It helps calculate key liquidity and leverage ratios. When analyzing, attention should be paid to the debt-to-equity ratio (Debt/Equity), the amount of cash on the balance sheet, and the ratio of current liabilities to liquid assets.
Features of balance sheet analysis- Vertical and horizontal analysis
Vertical analysis shows the structure of the balance sheet as a percentage of total assets or liabilities, while horizontal analysis shows the dynamics of changes over multiple periods. - Asset quality
It is important to evaluate not only the amount of assets but also their liquidity and realizability. - Accounting for off-balance sheet liabilities
Some liabilities may not be directly reflected in the balance sheet, which requires additional attention.
USA
Mexico
Brasil
Chile
Colombia
