MarketCap
Facebook
X
Telegram
CBM Bancorp Balance Sheet 2021-2011 | CBMB
Brief overview of CBM Bancorp's balance sheet structure
This overview follows the five latest available annual observations between 2016 and 2020.
Over the period, assets gained +34.6%, moving from $174.5 million to $234.8 million. CAGR near 7.7% shows consistent growth.
Liability growth of +18.6% trailed asset growth of +34.6%. The funding structure became more resilient.
A liability-heavy structure is normal for a financial institution; equity represents 22.8% of assets, from initially.
Retained earnings stand at $22.4 million; the five-period change was +3.4%. This reflects accumulated business performance.
What the balance sheet shows
CBM Bancorp retains a reasonably healthy balance sheet structure, which still needs support from earnings and cash flow.
Annual Balance Sheet CBM Bancorp
| 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
Net Debt |
- | -42.6 M | -3.49 M | - | -17 M | -28.3 M | - | - | - | - | - |
Long Term Debt |
- | 5 M | 2.5 M | - | - | - | - | - | - | - | - |
Total Non Current Liabilities |
- | - | - | 16.4 K | - | - | - | - | - | - | - |
Total Liabilities |
- | 181 M | 160 M | 155 M | 156 M | 153 M | - | - | - | - | - |
Deferred Revenue |
- | 856 K | - | - | - | - | - | - | - | - | - |
Retained Earnings |
- | 22.4 M | 23.2 M | 22.3 M | 21.7 M | 21.7 M | - | - | - | - | - |
Total Assets |
- | 235 M | 220 M | 215 M | 178 M | 174 M | - | - | - | - | - |
Cash and Cash Equivalents |
- | 47.6 M | 5.99 M | 18.8 M | 12 M | - | - | - | - | - | - |
Book Value |
- | 53.6 M | 59.9 M | 60.3 M | 21.6 M | 21.6 M | - | - | - | - | - |
Total Shareholders Equity |
- | 53.6 M | 59.9 M | 60.3 M | 21.6 M | - | - | - | - | - | - |
All numbers in USD currency
Quarterly Balance Sheet CBM Bancorp
| 2022-Q4 | 2022-Q3 | 2022-Q2 | 2022-Q1 | 2021-Q4 | 2021-Q3 | 2021-Q2 | 2021-Q1 | 2020-Q4 | 2020-Q3 | 2020-Q2 | 2020-Q1 | 2019-Q4 | 2019-Q3 | 2019-Q2 | 2019-Q1 | 2018-Q4 | 2018-Q3 | 2018-Q2 | 2018-Q1 | 2017-Q4 | 2017-Q3 | 2017-Q2 | 2017-Q1 | 2016-Q4 | 2016-Q3 | 2016-Q2 | 2016-Q1 | 2015-Q4 | 2015-Q3 | 2015-Q2 | 2015-Q1 | 2014-Q4 | 2014-Q3 | 2014-Q2 | 2014-Q1 | 2013-Q4 | 2013-Q3 | 2013-Q2 | 2013-Q1 | 2012-Q4 | 2012-Q3 | 2012-Q2 | 2012-Q1 | 2011-Q4 | 2011-Q3 | 2011-Q2 | 2011-Q1 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Total Liabilities |
- | - | - | - | - | - | 200 M | 190 M | 181 M | 179 M | 182 M | 172 M | 160 M | 157 M | 160 M | 156 M | 155 M | 157 M | 155 M | 155 M | 156 M | 156 M | 156 M | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Retained Earnings |
- | - | - | - | - | - | 21 M | 20.9 M | 22.4 M | 22 M | 21.8 M | 23.4 M | 23.2 M | 23.1 M | 22.8 M | 22.6 M | 22.3 M | 22.5 M | 22.3 M | 22.3 M | 21.7 M | 21.7 M | 21.7 M | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Total Assets |
- | - | - | - | - | - | 250 M | 240 M | 235 M | 232 M | 235 M | 228 M | 220 M | 218 M | 221 M | 217 M | 215 M | 217 M | 215 M | 215 M | 178 M | 178 M | 178 M | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Cash and Cash Equivalents |
- | - | - | - | - | - | 59.8 M | 50.9 M | 47.6 M | 33.2 M | 28.6 M | 13.6 M | 5.99 M | 10.2 M | 16.6 M | 11.6 M | 18.8 M | 50.7 M | 18.8 M | 18.8 M | 12 M | 12 M | 12 M | - | 21.4 M | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Book Value |
- | - | - | - | - | - | 50.2 M | 49.9 M | 53.6 M | 53.3 M | 53.8 M | 56 M | 59.9 M | 60.8 M | 61.1 M | 61 M | 60.3 M | 60.2 M | 60.3 M | 60.3 M | 21.6 M | 21.6 M | 21.6 M | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Total Shareholders Equity |
- | - | - | - | - | - | 50.2 M | 49.9 M | 53.6 M | 53.3 M | 53.8 M | 56 M | 59.9 M | 60.8 M | 61.1 M | 61 M | 60.3 M | 60.2 M | 60.3 M | 60.3 M | 21.6 M | 21.6 M | 21.6 M | - | 21.6 M | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
All numbers in USD currency
Balance Sheet is a fundamental financial report of CBM Bancorp, providing a complete picture of the company’s financial position at a specific point in time. Unlike the income statement, which records the results of operations over a certain period, the balance sheet shows what assets the company owns, what liabilities it has to creditors, and what equity is available to the owners.
For an investor, the balance sheet is important because it allows assessing the company’s financial stability, understanding how much debt it carries, and how dependent it is on borrowed financing. It helps calculate key liquidity and leverage ratios. When analyzing, attention should be paid to the debt-to-equity ratio (Debt/Equity), the amount of cash on the balance sheet, and the ratio of current liabilities to liquid assets.
Features of balance sheet analysis- Vertical and horizontal analysis
Vertical analysis shows the structure of the balance sheet as a percentage of total assets or liabilities, while horizontal analysis shows the dynamics of changes over multiple periods. - Asset quality
It is important to evaluate not only the amount of assets but also their liquidity and realizability. - Accounting for off-balance sheet liabilities
Some liabilities may not be directly reflected in the balance sheet, which requires additional attention.
USA
Mexico
Brasil
Chile
Colombia
