Banco Santander-Chile Cost of Revenue 2011-2026 | BSAC

Cost of Revenue is a financial metric that reflects all direct costs associated with the production of goods or the provision of services that directly led to revenue during the reporting period. It is the total amount of expenses incurred by the company to deliver its products or services, including both production costs and related expenses necessary for delivery or customer support.

What is included in the cost of revenue

Cost Category	Examples
Production Costs	Materials, wages of production staff, depreciation of equipment
Service and Support	Customer service, user support, technical assistance
Delivery and Logistics	Packaging, delivery of goods to customers
Hosting and Infrastructure	Servers, cloud platforms (especially for IT and SaaS companies)
Content and Licenses	License purchases, production royalties (e.g., in streaming services)

Importance of the Metric

Helps to understand how costly the revenue-generating process is.
A high cost of revenue may indicate:
Poor cost control
Low operational efficiency
A low cost of revenue combined with high revenue indicates high profitability and business competitiveness.

Annual Cost of Revenue Banco Santander-Chile

2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011
-	-	-	-	-	-	1.55 B	-	-	-	-	-	-	-	-

All numbers in CLP currency

Indicator range from annual reports

Maximum	Minimum	Average
1.55 B	1.55 B	1.55 B

Cost of Revenue of other stocks in the Banks regional industry

Issuer	Cost of Revenue	Price	% 24h	Market Cap	Country
Atlantic Capital Bancshares ACBI	34.2 M	-	-1.48 %	$ 566 M	USA
Atlantic Union Bankshares Corporation AUB	402 M	$ 34.94	0.72 %	$ 4.5 B	USA
Allegiance Bancshares ABTX	90.2 M	-	-0.86 %	$ 1.51 B	USA
CNB Financial Corporation CCNE	35.2 M	$ 28.33	0.57 %	$ 697 M	USA
Citizens Financial Group CFG	2.8 B	$ 58.94	1.66 %	$ 25.5 B	USA
Enterprise Financial Services Corp EFSC	199 M	$ 54.18	-0.39 %	$ 2 B	USA
Citizens Holding Company CIZN	18.6 M	-	-5.65 %	$ 49.5 M	USA
BankFinancial Corporation BFIN	22.2 M	-	-	$ 151 M	USA
ESSA Bancorp ESSA	26.9 M	-	-	$ 196 M	USA
Bank of South Carolina Corporation BKSC	7.55 M	-	-0.41 %	$ 66.6 M	USA
First Business Financial Services FBIZ	67.9 M	$ 53.7	0.81 %	$ 438 M	USA
First Financial Bankshares FFIN	175 M	$ 29.55	0.03 %	$ 4.23 B	USA
Brookline Bancorp BRKL	144 M	-	-	$ 974 M	USA
First Financial Northwest FFNW	20.4 M	-	-1.23 %	$ 206 M	USA
Bogota Financial Corp. BSBK	8.75 M	$ 8.31	-0.84 %	$ 106 M	USA
First Guaranty Bancshares FGBI	40.4 M	$ 8.47	3.42 %	$ 94.6 M	USA
Byline Bancorp BY	150 M	$ 31.12	0.58 %	$ 1.39 B	USA
Fulton Financial Corporation FULT	444 M	$ 20.01	0.76 %	$ 3.63 B	USA
CBTX CBTX	169 M	-	1.49 %	$ 1.51 B	USA
Community Bank System CBU	314 M	$ 57.31	0.09 %	$ 3.02 B	USA
Glen Burnie Bancorp GLBZ	6.58 M	-	-	$ 12.5 M	USA
Coastal Financial Corporation CCB	66.5 M	$ 76.84	-0.38 %	$ 1.16 B	USA
CrossFirst Bankshares CFB	89.2 M	-	-	$ 784 M	USA
First Capital FCAP	15.5 M	$ 48.12	-4.16 %	$ 161 M	USA
FFBW FFBW	5.21 M	-	-	$ 68.2 M	USA
Home Federal Bancorp of Louisiana HFBL	8.94 M	$ 16.51	1.91 %	$ 50.4 M	USA
C&F Financial Corporation CFFI	56.8 M	$ 73.02	-2.65 %	$ 236 M	USA
HomeStreet HMST	107 M	-	1.84 %	$ 262 M	USA
Capitol Federal Financial CFFN	60.4 M	$ 7.11	-0.28 %	$ 924 M	USA
Mizuho Financial Group MFG	686 B	$ 7.81	0.77 %	$ 19.8 B	Japan
Home Bancshares (Conway, AR) HOMB	241 M	$ 26.6	0.34 %	$ 5.32 B	USA
Hawthorn Bancshares HWBK	27.8 M	$ 32.54	-4.01 %	$ 226 M	USA
Independent Bank Corp. INDB	287 M	$ 75.01	-0.17 %	$ 3.46 B	USA
Customers Bancorp CUBI	189 M	$ 68.12	1.01 %	$ 2.21 B	USA
HMN Financial HMNF	18.1 M	-	-2.13 %	$ 122 M	USA
Columbia Financial CLBK	119 M	$ 17.46	-0.4 %	$ 1.78 B	USA
ACNB Corporation ACNB	40.9 M	$ 47.09	-0.34 %	$ 401 M	USA
ConnectOne Bancorp CNOB	111 M	$ 26.35	-1.38 %	$ 1.19 B	USA
Lakeland Financial Corporation LKFN	75.3 M	$ 57.28	0.86 %	$ 1.47 B	USA