MarketCapExport financials
Sierra Bancorp (BSRR)
The export includes the complete available history of financial statements and ratios. Numbers are provided in full, without million or billion abbreviations, in their original reporting units.
CSV downloads as a ZIP archive with one file for each report and frequency.
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Sierra Bancorp Financial Ratios 2025-2008 | BSRR
Brief overview of Sierra Bancorp's multiples and efficiency
The review covers five available annual periods spanning 2021 to 2025.
Market valuation is represented by P/E 12.18x (median 9.62x), P/B 1.41x (median 1.14x), P/CF 15.29x (median 7.86x). The combined multiple level is about 26.6% above the company's historical norm, leaving less valuation cushion.
At the current P/E, inverse earnings yield is 8.2%, a useful bridge between price and business earnings.
Current measures of operating quality are ROE 11.6%, ROA 1.1%. Quality ratios send a mostly positive signal: resources are productive, with room for improvement.
PEG of 0.55x shows valuation is not outpacing embedded growth. The conclusion depends on earnings durability.
For this sector, valuation ratios are useful only alongside capital adequacy, reserves and credit-portfolio quality.
Overall assessment
Sierra Bancorp combines strong efficiency with demanding valuation. The cushion depends on continued earnings growth.
Annual Financial Ratios Sierra Bancorp
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 12.2 | 10.6 | 7.8 | 8.6 | 9.6 | 9.9 | 11.7 | 13.7 | 20.0 | 20.8 | 13.6 | 14.6 | 17.4 | 21.6 | 16.3 | 19.6 | - | - | |
P/S |
- | - | - | - | - | - | 3.7 | 3.8 | 4.2 | 4.6 | 3.3 | 3.4 | 3.7 | 2.7 | 1.8 | - | - | - |
EPS |
3.1 | 2.8 | 2.4 | 2.2 | 2.8 | 2.3 | 2.4 | 1.9 | 1.4 | 1.3 | 1.3 | 1.1 | 0.9 | 0.6 | 0.6 | 0.6 | 0.9 | - |
EV (Enterprise Value) |
3.84 B | 3.59 B | 3.58 B | 3.52 B | 3.16 B | 3.16 B | 2.62 B | 2.58 B | 2.4 B | 2.07 B | 1.8 B | 1.62 B | 1.38 B | 1.38 B | 1.23 B | 1.23 B | -66.2 M | -51.5 M |
EBITDA per Share |
-0.02 | -0.01 | -0.02 | -0.02 | -0.03 | -0.04 | - | - | - | - | - | - | - | - | - | 0.21 | - | - |
EV/EBITDA |
-18661.3 | -21107.4 | -11526.4 | -12603.0 | -7694.7 | 8.7 | - | - | - | - | - | - | - | - | - | 492.4 | -21.3 | - |
PEG |
-7.31 | - | - | - | - | -6.29 | 0.55 | 0.34 | 3.24 | -6.97 | 0.59 | 0.94 | 0.28 | 4.6 | -1.79 | - | - | - |
P/B |
1.4 | 1.2 | 0.8 | 0.9 | 1.1 | 1.0 | 1.4 | 1.5 | 1.5 | 1.8 | 1.3 | 1.2 | 1.3 | 1.0 | 0.8 | 0.9 | - | - |
P/CF |
15.3 | 7.6 | 5.1 | 8.6 | 7.9 | 8.8 | 9.1 | 14.9 | 9.9 | 26.2 | 9.0 | 8.5 | 6.9 | 5.0 | 4.0 | 4.5 | - | - |
ROE % |
11.60 | 11.35 | 10.31 | 11.09 | 11.87 | 10.31 | 11.63 | 10.87 | 7.63 | 8.53 | 9.49 | 8.15 | 7.36 | 4.71 | 4.62 | 4.61 | 6.64 | - |
ROA % |
1.11 | 1.12 | 0.93 | 0.93 | 1.28 | 1.10 | 1.39 | 1.18 | 0.83 | 0.86 | 1.01 | 0.93 | 0.95 | 0.57 | 0.58 | 0.57 | - | - |
Current Ratio |
1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 0.3 | 0.3 | 0.3 | 0.4 | 0.4 | 1.2 | 0.4 | 0.4 | 0.4 | 1.1 | - | - |
DSO |
- | - | - | - | - | - | 26.8 | 29.2 | 30.5 | 29.0 | 28.7 | 33.1 | 29.2 | 28.2 | - | - | - | - |
Annual performance
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All numbers in USD currency
Quarterly Financial Ratios Sierra Bancorp
| 2026-Q2 | 2026-Q1 | 2025-Q3 | 2025-Q2 | 2025-Q1 | 2024-Q4 | 2024-Q3 | 2024-Q2 | 2024-Q1 | 2023-Q4 | 2023-Q3 | 2023-Q2 | 2023-Q1 | 2022-Q4 | 2022-Q3 | 2022-Q2 | 2022-Q1 | 2021-Q4 | 2021-Q3 | 2021-Q2 | 2021-Q1 | 2020-Q4 | 2020-Q3 | 2020-Q2 | 2020-Q1 | 2019-Q4 | 2019-Q3 | 2019-Q2 | 2019-Q1 | 2018-Q4 | 2018-Q3 | 2018-Q2 | 2018-Q1 | 2017-Q4 | 2017-Q3 | 2017-Q2 | 2017-Q1 | 2016-Q4 | 2016-Q3 | 2016-Q2 | 2016-Q1 | 2015-Q4 | 2015-Q3 | 2015-Q2 | 2015-Q1 | 2014-Q4 | 2014-Q3 | 2014-Q2 | 2014-Q1 | 2013-Q4 | 2013-Q3 | 2013-Q2 | 2013-Q1 | 2012-Q4 | 2012-Q3 | 2012-Q2 | 2012-Q1 | 2011-Q4 | 2011-Q3 | 2011-Q2 | 2011-Q1 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
EPS |
0.77 | 0.96 | 0.73 | 0.78 | 0.66 | - | 0.75 | 0.72 | 0.64 | - | 0.68 | 0.67 | 0.58 | - | 0.66 | 0.62 | 0.49 | - | 0.7 | 0.77 | 0.73 | - | 0.68 | 0.55 | 0.51 | - | 0.58 | 0.58 | 0.58 | - | 0.46 | 0.52 | 0.44 | - | 0.41 | 0.38 | 0.33 | - | 0.28 | 0.31 | 0.3 | - | 0.33 | 0.34 | 0.27 | - | 0.25 | 0.3 | 0.27 | - | 0.24 | 0.27 | 0.17 | - | 0.12 | 0.18 | 0.13 | - | 0.18 | 0.16 | 0.11 |
EBITDA per Share |
- | - | -0.02 | -0.01 | -0.01 | - | - | - | - | - | - | - | -0.01 | - | -0.01 | - | - | - | -0.02 | - | -0.01 | - | -0.03 | -0.02 | -0.01 | - | -0.05 | -0.03 | 0.05 | - | -0.09 | -0.06 | 0.05 | - | 0.16 | 0.11 | 0.05 | - | 0.14 | 0.09 | 0.05 | - | 0.13 | 0.08 | 0.04 | - | 0.11 | 0.07 | 0.04 | - | 0.12 | 0.08 | 0.04 | - | 0.13 | 0.08 | 0.04 | - | 0.14 | 0.09 | 0.05 |
ROE % |
11.83 | 11.71 | 11.23 | 11.46 | 11.18 | 8.59 | 11.79 | 12.04 | 11.96 | 9.25 | 12.62 | 12.50 | 11.57 | 8.72 | 11.37 | 10.92 | 11.11 | 12.02 | 11.98 | 12.08 | 11.22 | 10.31 | 10.70 | 10.58 | 11.02 | 11.63 | 11.52 | 11.22 | 11.29 | 10.87 | 9.55 | 9.21 | 8.31 | 7.63 | 8.73 | 8.40 | 8.35 | 8.53 | 8.67 | 9.08 | 9.49 | 9.49 | 8.63 | 8.21 | 8.08 | 8.15 | 8.32 | 8.28 | 8.10 | 7.36 | 6.44 | 5.52 | 4.91 | 4.71 | 4.41 | 4.97 | 4.79 | 4.62 | 1.50 | 1.30 | 0.91 |
ROA % |
1.14 | 1.13 | 1.08 | 1.10 | 1.08 | 0.83 | 1.09 | 1.07 | 1.03 | 0.76 | 1.05 | 1.00 | 1.02 | 0.78 | 1.09 | 0.81 | 1.17 | 1.28 | 1.28 | 1.29 | 1.19 | 1.10 | 1.18 | 1.20 | 1.29 | 1.39 | 1.34 | 1.28 | 1.25 | 1.18 | 1.04 | 1.00 | 0.91 | 0.83 | 0.93 | 0.88 | 0.86 | 0.86 | 0.89 | 0.94 | 1.00 | 1.01 | 0.93 | 0.90 | 0.91 | 0.93 | 0.98 | 1.00 | 1.01 | 0.95 | 0.82 | 0.69 | 0.60 | 0.57 | 0.54 | 0.61 | 0.60 | 0.58 | 0.19 | 0.16 | 0.11 |
Current Ratio |
1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | - | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 |
Quarterly performance
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All numbers in USD currency
Multiples are an important financial analysis tool for the company Sierra Bancorp, allowing investors and analysts to quickly assess the company’s value and investment attractiveness based on the ratio of market indicators to the company’s financial performance. Essentially, multiples express how the market values the company relative to its earnings, revenue, equity, or other key metrics.
Advantages of Using Financial Ratios- Simplified Data Analysis
Financial ratios transform large volumes of accounting data into compact and easily interpretable indicators, significantly simplifying the assessment of the company’s condition. - Comparability Between Companies
Multiples standardize financial metrics, enabling objective comparison of companies of different sizes, industries, and market capitalizations. - Identification of Trends and Issues
Regular analysis of ratios helps track the dynamics of financial health, identify strengths and weaknesses of the business, as well as potential risks. - Decision Support
Financial multiples serve as an important tool for investors, creditors, and company management in making investment, credit, and managerial decisions. - Accelerated Assessment of Investment Attractiveness
Ratios allow quick determination of key performance, liquidity, and financial stability indicators, facilitating prompt evaluation of companies’ attractiveness for investments.
Using multiples enables comparison between companies, even if they differ in size or industry, as they standardize financial data into ratios convenient for analysis. This is especially useful for evaluating companies where direct analysis of financial statements may be complex or require in-depth knowledge.
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