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Cambridge Bancorp CATC

Annual report 2023
added 03-12-2024

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Cambridge Bancorp Financial Ratios 2011-2026 | CATC

Annual Financial Ratios Cambridge Bancorp

2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011

P/E

14.9 9.6 12.0 13.4 13.4 12.7 21.3 15.1 11.5 11.7 11.6 11.0 7.7

P/S

- - - - 2.9 3.1 3.6 3.1 2.3 2.4 2.4 2.2 1.6

EPS

4.3 7.3 7.8 5.1 5.4 5.8 3.6 4.2 3.9 - - - -

EV (Enterprise Value)

5.36 B 5.52 B 4.92 B 3.9 B 2.85 B 2.22 B 2.01 B 1.92 B 1.74 B 1.63 B 1.59 B 1.46 B 96.6 M

EBITDA per Share

0.15 0.1 -0.27 -1.29 - - - - - - - - -

EV/EBITDA

-2675.6 4.4 - - - - - - - - 5.4

PEG

- 0.58 -1.9 0.21 -1.62 2.38 3.38 2.67 2.53 0.31 1.24

P/B

0.9 1.0 1.5 1.1 1.2 1.8 2.1 1.9 1.4 1.5 1.5 1.4 1.0

P/CF

15.3 9.8 9.9 11.7 12.6 13.2 11.3 18.2 12.0 11.0 9.2 33.0 6.9

ROE %

6.38 10.22 12.34 7.96 8.81 14.30 10.01 12.55 12.55 12.85 12.94 12.78 12.92

ROA %

0.63 0.95 1.10 0.81 0.88 1.14 0.76 0.91 0.92 0.95 0.92 0.95 0.98

ROCE %

- - - - - - - - - - - - 14.36

Current Ratio

1.1 1.1 1.1 1.1 0.0 0.0 0.1 - - - - - -

DSO

- - - - 22.4 21.8 21.3 20.5 19.9 19.7 19.3 21.3 -

All numbers in USD currency

Quarterly Financial Ratios Cambridge Bancorp

2023-Q3 2023-Q2 2023-Q1 2022-Q4 2022-Q3 2022-Q2 2022-Q1 2021-Q4 2021-Q3 2021-Q2 2021-Q1 2020-Q4 2020-Q3 2020-Q2 2020-Q1 2019-Q4 2019-Q3 2019-Q2 2019-Q1 2018-Q4 2018-Q3 2018-Q2 2018-Q1 2017-Q4 2017-Q3 2017-Q2 2017-Q1 2016-Q4 2016-Q3 2016-Q2 2016-Q1 2015-Q4 2015-Q3 2015-Q2 2015-Q1 2014-Q4 2014-Q3 2014-Q2 2014-Q1 2013-Q4 2013-Q3 2013-Q2 2013-Q1 2012-Q4 2012-Q3 2012-Q2 2012-Q1 2011-Q4 2011-Q3 2011-Q2 2011-Q1

EPS

0.83 0.91 1.59 - 2.09 1.95 1.91 - 1.91 2 1.95 1.88 1.94 -0.29 1.34 1.43 1.58 0.91 1.51 1.29 1.62 1.49 1.42 0.24 1.23 1.11 1.07 1.1 1.13 1 0.97 - - - - - - - - - - - - - - - - - - - -

EBITDA per Share

- - 0.03 - 0.11 - 0.01 - -0.27 - -0.11 - -0.84 -0.39 0.01 - 0.11 0.19 0.1 - 0.36 0.23 0.11 - 0.36 0.25 0.12 - 0.39 - - - - - - - - - - - - - - - - - - - - - -

ROE %

8.23 10.26 12.00 9.42 12.53 12.37 12.61 9.75 12.99 13.22 9.47 7.96 7.20 6.53 8.45 8.81 9.51 10.82 12.99 14.30 11.77 11.17 10.56 10.01 12.65 12.66 9.61 6.68 3.40 - - - - - - - - - - - - - - - - - - - - - -

ROA %

0.76 0.92 1.06 0.81 1.11 0.86 1.18 0.94 1.27 1.31 0.94 0.81 0.73 0.66 0.85 0.88 0.89 0.94 1.08 1.14 0.93 0.87 0.81 0.76 0.95 0.94 0.71 0.49 0.25 - - - - - - - - - - - - - - - - - - - - - -

Current Ratio

1.1 1.1 1.1 1.1 1.1 - 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 - - - - - - - - - - - - - - - - - - - - - -

All numbers in USD currency

Multiples are an important financial analysis tool for the company Cambridge Bancorp, allowing investors and analysts to quickly assess the company’s value and investment attractiveness based on the ratio of market indicators to the company’s financial performance. Essentially, multiples express how the market values the company relative to its earnings, revenue, equity, or other key metrics.

Advantages of Using Financial Ratios
  • Simplified Data Analysis
    Financial ratios transform large volumes of accounting data into compact and easily interpretable indicators, significantly simplifying the assessment of the company’s condition.
  • Comparability Between Companies
    Multiples standardize financial metrics, enabling objective comparison of companies of different sizes, industries, and market capitalizations.
  • Identification of Trends and Issues
    Regular analysis of ratios helps track the dynamics of financial health, identify strengths and weaknesses of the business, as well as potential risks.
  • Decision Support
    Financial multiples serve as an important tool for investors, creditors, and company management in making investment, credit, and managerial decisions.
  • Accelerated Assessment of Investment Attractiveness
    Ratios allow quick determination of key performance, liquidity, and financial stability indicators, facilitating prompt evaluation of companies’ attractiveness for investments.

Using multiples enables comparison between companies, even if they differ in size or industry, as they standardize financial data into ratios convenient for analysis. This is especially useful for evaluating companies where direct analysis of financial statements may be complex or require in-depth knowledge.

Financial Ratios of other stocks in the Banks regional industry

Issuer Price % 24h Market Cap Country
Signature Bank Signature Bank
SBNY
- - $ 4.41 B usaUSA
Banc of California Banc of California
BANC
$ 18.57 0.76 % $ 2.97 B usaUSA
Banco Macro S.A. Banco Macro S.A.
BMA
$ 81.31 1.51 % $ 14.4 M argentinaArgentina
First Midwest Bancorp, Inc. First Midwest Bancorp, Inc.
FMBI
- -1.2 % $ 2.26 B usaUSA
Bancolombia S.A. Bancolombia S.A.
CIB
$ 77.25 3.59 % $ 13.9 B colombiaColombia
Allegiance Bancshares Allegiance Bancshares
ABTX
- -0.86 % $ 1.51 B usaUSA
Atlantic Capital Bancshares Atlantic Capital Bancshares
ACBI
- -1.48 % $ 566 M usaUSA
Civista Bancshares Civista Bancshares
CIVB
$ 24.01 -0.17 % $ 418 M usaUSA
Banco Santander-Chile Banco Santander-Chile
BSAC
$ 35.32 0.34 % $ 3.42 T chileChile
1895 Bancorp of Wisconsin 1895 Bancorp of Wisconsin
BCOW
- -6.47 % $ 52 M usaUSA
BankFinancial Corporation BankFinancial Corporation
BFIN
- - $ 151 M usaUSA
Comerica Incorporated Comerica Incorporated
CMA
- - $ 11.8 B usaUSA
Cadence Bancorporation Cadence Bancorporation
CADE
- - $ 5.43 B usaUSA
First Financial Bankshares First Financial Bankshares
FFIN
$ 31.43 0.87 % $ 4.5 B usaUSA
Brookline Bancorp Brookline Bancorp
BRKL
- - $ 974 M usaUSA
Camden National Corporation Camden National Corporation
CAC
$ 51.17 0.69 % $ 865 M usaUSA
Enterprise Financial Services Corp Enterprise Financial Services Corp
EFSC
$ 58.02 0.26 % $ 2.15 B usaUSA
CBTX CBTX
CBTX
- 1.49 % $ 1.51 B usaUSA
Auburn National Bancorporation Auburn National Bancorporation
AUBN
$ 23.75 - $ 83 M usaUSA
Popular Popular
BPOP
$ 146.4 1.09 % $ 9.89 B usaUSA
Banco BBVA Argentina S.A. Banco BBVA Argentina S.A.
BBAR
$ 16.29 -0.24 % $ 450 B argentinaArgentina
American National Bankshares American National Bankshares
AMNB
- - $ 508 M usaUSA
CrossFirst Bankshares CrossFirst Bankshares
CFB
- - $ 784 M usaUSA
C&F Financial Corporation C&F Financial Corporation
CFFI
$ 76.46 -2.14 % $ 248 M usaUSA
Citizens Holding Company Citizens Holding Company
CIZN
- -5.65 % $ 49.5 M usaUSA
Grupo Financiero Galicia S.A. Grupo Financiero Galicia S.A.
GGAL
$ 48.85 1.52 % $ 3.54 B argentinaArgentina
Cincinnati Bancorp Cincinnati Bancorp
CNNB
- -4.28 % $ 43.3 M usaUSA
Banco Bradesco S.A. Banco Bradesco S.A.
BBDO
$ 3.68 3.08 % $ 13.1 M brasilBrasil
Financial Institutions Financial Institutions
FISI
$ 33.85 -0.59 % $ 680 M usaUSA
Spirit of Texas Bancshares, Inc. Spirit of Texas Bancshares, Inc.
STXB
- -0.23 % $ 446 M usaUSA
First Busey Corporation First Busey Corporation
BUSE
$ 26.71 0.15 % $ 2.24 B usaUSA
People's United Financial, Inc. People's United Financial, Inc.
PBCT
- - $ 8.34 B usaUSA
CNB Financial Corporation CNB Financial Corporation
CCNE
$ 30.94 -0.83 % $ 761 M usaUSA
Codorus Valley Bancorp Codorus Valley Bancorp
CVLY
- - $ 231 M usaUSA
Capstar Financial Holdings Capstar Financial Holdings
CSTR
- - $ 425 M usaUSA
Dime Community Bancshares Dime Community Bancshares
DCOM
- - $ 1.48 B usaUSA
Dime Community Bancshares Dime Community Bancshares
DCOMP
- - $ 796 M usaUSA
American River Bankshares American River Bankshares
AMRB
- 2.00 % $ 125 M usaUSA
Bank of Commerce Holdings Bank of Commerce Holdings
BOCH
- -1.56 % $ 254 M usaUSA
Axos Financial Axos Financial
AX
$ 93.65 1.24 % $ 5.33 B usaUSA
Hope Bancorp Hope Bancorp
HOPE
$ 12.26 0.08 % $ 1.55 B usaUSA
Fidelity D & D Bancorp Fidelity D & D Bancorp
FDBC
$ 45.04 -2.07 % $ 260 M usaUSA
CIT Group Inc. CIT Group Inc.
CIT
- -1.4 % $ 4.74 B usaUSA
Enterprise Bancorp Enterprise Bancorp
EBTC
- - $ 491 M usaUSA
Itaú Unibanco Holding S.A. Itaú Unibanco Holding S.A.
ITUB
$ 9.17 0.11 % $ 499 B brasilBrasil
Emclaire Financial Corp Emclaire Financial Corp
EMCF
- -4.21 % $ 86.4 M usaUSA
ConnectOne Bancorp ConnectOne Bancorp
CNOB
$ 28.22 0.36 % $ 1.28 B usaUSA
ESSA Bancorp ESSA Bancorp
ESSA
- - $ 196 M usaUSA
HarborOne Bancorp HarborOne Bancorp
HONE
- - $ 499 M usaUSA
Evans Bancorp Evans Bancorp
EVBN
- 2.41 % $ 218 M usaUSA