
Bridgewater Bancshares Financial Ratios 2025-2011 | BWB
Brief overview of Bridgewater Bancshares's valuation multiples
The comparison uses the five latest available annual observations between 2021 and 2025.
The current valuation set is P/E 11.4x (median 10.32x), P/B 1.02x (median 1.02x), P/CF 18.9x (median 8.7x). On average, multiples differ from their five-year medians by only +10.4%. Valuation is near its familiar historical range.
At the current P/E, inverse earnings yield is 8.8%, a useful bridge between price and business earnings.
Current measures of operating quality are ROE 8.9%, ROA 0.9%. Profitability sends a weak positive signal and leaves the business sensitive to cost or demand pressure.
Current PEG is 0.83x; the market pays comparatively little per unit of expected growth.
Financial-company multiples cannot be compared directly with industrial businesses; P/B and sustainable capital returns remain central.
Conclusion
Bridgewater Bancshares trades near its familiar ratio range. A new earnings or profitability trend is needed to change the view.
Annual Financial Ratios Bridgewater Bancshares
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
P/E |
11.4 | 11.6 | 8.1 | 7.6 | 10.3 | 15.2 | 12.5 | 12.1 | - | - | - | - | - | - | - |
P/S |
- | - | - | - | - | - | 5.1 | 4.8 | - | - | - | - | - | - | - |
EPS |
1.5 | 1.1 | 1.3 | 1.8 | 1.6 | 0.9 | 1.1 | 0.9 | 0.7 | 0.6 | - | - | - | - | - |
EV (Enterprise Value) |
5.29 B | 4.76 B | 4.38 B | 4.27 B | 3.43 B | 2.91 B | 2.39 B | 2.05 B | 1.46 B | 1.13 B | - | - | - | - | - |
EBITDA per Share |
0.09 | 0.09 | 0.09 | 0.09 | 0.08 | 0.04 | - | - | - | - | - | - | - | - | - |
EV/EBITDA |
2144.2 | 2009.4 | 1746.8 | 1664.1 | 1436.6 | 77.2 | - | - | - | - | - | - | - | - | - |
PEG |
0.51 | - | - | - | - | -0.98 | 0.83 | 0.18 | - | - | - | - | - | - | - |
P/B |
1.0 | 0.8 | 0.8 | 1.0 | 1.2 | 1.6 | 1.6 | 1.5 | - | - | - | - | - | - | - |
P/CF |
18.9 | 8.2 | 10.8 | 4.8 | 8.7 | 17.9 | 16.4 | 12.7 | - | - | - | - | - | - | - |
ROE % |
8.91 | 7.17 | 9.39 | 13.55 | 12.05 | 10.25 | 12.83 | 12.18 | - | - | - | - | - | - | - |
ROA % |
0.85 | 0.65 | 0.87 | 1.23 | 1.31 | 0.93 | 1.38 | 1.36 | - | - | - | - | - | - | - |
Current Ratio |
1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 0.2 | 0.2 | - | - | - | - | - | - | - |
DSO |
- | - | - | - | - | - | 31.7 | 35.7 | - | - | - | - | - | - | - |
All numbers in USD currency
Quarterly Financial Ratios Bridgewater Bancshares
| 2026-Q2 | 2026-Q1 | 2025-Q3 | 2025-Q2 | 2025-Q1 | 2024-Q4 | 2024-Q3 | 2024-Q2 | 2024-Q1 | 2023-Q4 | 2023-Q3 | 2023-Q2 | 2023-Q1 | 2022-Q4 | 2022-Q3 | 2022-Q2 | 2022-Q1 | 2021-Q4 | 2021-Q3 | 2021-Q2 | 2021-Q1 | 2020-Q4 | 2020-Q3 | 2020-Q2 | 2020-Q1 | 2019-Q4 | 2019-Q3 | 2019-Q2 | 2019-Q1 | 2018-Q4 | 2018-Q3 | 2018-Q2 | 2018-Q1 | 2017-Q4 | 2017-Q3 | 2017-Q2 | 2017-Q1 | 2016-Q4 | 2016-Q3 | 2016-Q2 | 2016-Q1 | 2015-Q4 | 2015-Q3 | 2015-Q2 | 2015-Q1 | 2014-Q4 | 2014-Q3 | 2014-Q2 | 2014-Q1 | 2013-Q4 | 2013-Q3 | 2013-Q2 | 2013-Q1 | 2012-Q4 | 2012-Q3 | 2012-Q2 | 2012-Q1 | 2011-Q4 | 2011-Q3 | 2011-Q2 | 2011-Q1 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
EPS |
0.47 | 0.59 | 0.38 | 0.38 | 0.31 | - | 0.28 | 0.26 | 0.25 | - | 0.31 | 0.32 | 0.38 | - | 0.49 | 0.43 | 0.4 | - | 0.41 | 0.39 | 0.38 | 0.18 | 0.25 | 0.26 | 0.26 | 0.3 | 0.27 | 0.27 | 0.23 | 0.26 | 0.22 | 0.22 | 0.23 | 0.14 | 0.19 | 0.2 | 0.17 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
EBITDA per Share |
0.05 | 0.02 | 0.07 | 0.01 | 0.02 | - | - | - | 0.02 | - | - | - | 0.02 | - | 0.07 | - | 0.02 | - | 0.06 | - | 0.02 | - | 0.01 | 0.01 | 0.01 | - | 0.01 | 0.01 | 0.01 | - | 0.02 | 0.01 | 0.01 | - | 0.02 | 0.01 | 0.01 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
ROE % |
10.60 | 10.10 | 8.72 | 8.24 | 7.63 | 5.57 | 7.89 | 8.37 | 9.42 | 7.61 | 11.41 | 12.53 | 13.36 | 10.47 | 13.60 | 13.58 | 13.96 | 10.73 | 12.61 | 12.18 | 11.26 | 10.25 | 11.87 | 12.36 | 12.77 | 12.83 | 12.84 | 12.57 | 12.36 | 12.18 | 11.10 | 11.58 | 12.03 | 12.31 | 3.41 | 3.50 | 2.98 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
ROA % |
1.02 | 0.95 | 0.81 | 0.76 | 0.71 | 0.52 | 0.74 | 0.76 | 0.84 | 0.68 | 1.03 | 1.16 | 1.28 | 1.03 | 1.38 | 1.03 | 1.37 | 1.03 | 1.20 | 1.11 | 1.02 | 0.93 | 1.14 | 1.24 | 1.33 | 1.38 | 1.40 | 1.38 | 1.37 | 1.36 | 1.18 | 1.14 | 1.09 | 1.04 | 0.29 | 0.30 | 0.25 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Current Ratio |
1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | - | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
All numbers in USD currency
Multiples are an important financial analysis tool for the company Bridgewater Bancshares, allowing investors and analysts to quickly assess the company’s value and investment attractiveness based on the ratio of market indicators to the company’s financial performance. Essentially, multiples express how the market values the company relative to its earnings, revenue, equity, or other key metrics.
Advantages of Using Financial Ratios- Simplified Data Analysis
Financial ratios transform large volumes of accounting data into compact and easily interpretable indicators, significantly simplifying the assessment of the company’s condition. - Comparability Between Companies
Multiples standardize financial metrics, enabling objective comparison of companies of different sizes, industries, and market capitalizations. - Identification of Trends and Issues
Regular analysis of ratios helps track the dynamics of financial health, identify strengths and weaknesses of the business, as well as potential risks. - Decision Support
Financial multiples serve as an important tool for investors, creditors, and company management in making investment, credit, and managerial decisions. - Accelerated Assessment of Investment Attractiveness
Ratios allow quick determination of key performance, liquidity, and financial stability indicators, facilitating prompt evaluation of companies’ attractiveness for investments.
Using multiples enables comparison between companies, even if they differ in size or industry, as they standardize financial data into ratios convenient for analysis. This is especially useful for evaluating companies where direct analysis of financial statements may be complex or require in-depth knowledge.