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Carter Bankshares CARE
$ 20.41 0.64%

Annual report 2025
added 03-05-2026

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Carter Bankshares Financial Ratios 2011-2026 | CARE

Annual Financial Ratios Carter Bankshares

2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011

P/E

14.9 15.4 13.0 7.5 13.9 106.1 20.1 36.9 -678.6 25.6 9.2 9.9 11.5 8.0 7.0

P/S

22.9 19.4 17.7 20.6 25.1 17.3 4.4 3.7 4.1 4.1 3.1 2.9 2.9 2.2 1.9

EPS

1.4 1.1 1 2.0 1.2 0.1 1.0 - - - - - - - -

EV (Enterprise Value)

4.79 B 4.52 B 4.41 B 4.21 B 3.89 B 3.81 B 4.07 B 4.04 B 4.14 B 4.48 B 4.83 B 4.56 B 4.59 B 4.33 B 3.84 B

EBITDA per Share

0.35 0.31 0.27 0.25 0.24 0.23 - - - - - - - - -

EV/EBITDA

621.3 -1.4 - - - - - - - - -

PEG

- 0.02 0.16 0.02 6.47 -0.43 0.53 0.35 -0.79 9.25 0.22

P/B

1.1 1.0 0.9 1.2 1.1 0.7 1.1 1.0 1.1 0.9 0.8 0.8 0.8 0.7 0.6

P/CF

11.7 10.2 6.5 5.3 5.7 40.5 17.9 12.7 11.3 13.2 9.0 7.7 8.4 5.5 5.9

ROE %

7.47 6.38 6.66 15.25 7.75 0.67 5.62 2.73 -0.16 3.68 9.18 8.41 6.95 8.44 8.86

ROA %

0.65 0.53 0.52 1.19 0.76 0.07 0.66 0.29 -0.02 0.35 0.80 0.72 0.56 0.68 0.76

Current Ratio

1.1 1.1 1.1 1.1 1.1 1.1 - - - - - - - - -

All numbers in USD currency

Quarterly Financial Ratios Carter Bankshares

2025-Q3 2025-Q2 2025-Q1 2024-Q4 2024-Q3 2024-Q2 2024-Q1 2023-Q4 2023-Q3 2023-Q2 2023-Q1 2022-Q4 2022-Q3 2022-Q2 2022-Q1 2021-Q4 2021-Q3 2021-Q2 2021-Q1 2020-Q4 2020-Q3 2020-Q2 2020-Q1 2019-Q4 2019-Q3 2019-Q2 2019-Q1 2018-Q4 2018-Q3 2018-Q2 2018-Q1 2017-Q4 2017-Q3 2017-Q2 2017-Q1 2016-Q4 2016-Q3 2016-Q2 2016-Q1 2015-Q4 2015-Q3 2015-Q2 2015-Q1 2014-Q4 2014-Q3 2014-Q2 2014-Q1 2013-Q4 2013-Q3 2013-Q2 2013-Q1 2012-Q4 2012-Q3 2012-Q2 2012-Q1 2011-Q4 2011-Q3 2011-Q2 2011-Q1

EPS

0.24 0.37 0.39 - 0.24 0.21 0.25 - 0.16 0.24 0.67 - 0.59 0.44 0.36 0.21 0.42 0.21 0.36 0.11 -2.19 0.17 0.17 0.14 0.29 0.3 0.29 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

EBITDA per Share

- - 0.08 - - - 0.07 - - - 0.06 - 0.19 - 0.06 - 0.18 - 0.06 - 0.17 0.11 0.06 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

ROE %

7.09 7.24 6.46 4.39 5.49 5.13 5.47 7.24 11.82 15.30 16.87 10.40 11.78 9.95 8.09 7.91 7.20 -8.66 -9.01 -10.42 -10.32 2.78 1.77 0.76 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

ROA %

0.60 0.61 0.54 0.36 0.44 0.40 0.42 0.58 0.93 1.20 1.29 0.80 0.94 0.63 0.76 0.76 0.70 -0.95 -0.98 -1.10 -1.17 0.21 0.11 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

Current Ratio

1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 - 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

All numbers in USD currency

Multiples are an important financial analysis tool for the company Carter Bankshares, allowing investors and analysts to quickly assess the company’s value and investment attractiveness based on the ratio of market indicators to the company’s financial performance. Essentially, multiples express how the market values the company relative to its earnings, revenue, equity, or other key metrics.

Advantages of Using Financial Ratios
  • Simplified Data Analysis
    Financial ratios transform large volumes of accounting data into compact and easily interpretable indicators, significantly simplifying the assessment of the company’s condition.
  • Comparability Between Companies
    Multiples standardize financial metrics, enabling objective comparison of companies of different sizes, industries, and market capitalizations.
  • Identification of Trends and Issues
    Regular analysis of ratios helps track the dynamics of financial health, identify strengths and weaknesses of the business, as well as potential risks.
  • Decision Support
    Financial multiples serve as an important tool for investors, creditors, and company management in making investment, credit, and managerial decisions.
  • Accelerated Assessment of Investment Attractiveness
    Ratios allow quick determination of key performance, liquidity, and financial stability indicators, facilitating prompt evaluation of companies’ attractiveness for investments.

Using multiples enables comparison between companies, even if they differ in size or industry, as they standardize financial data into ratios convenient for analysis. This is especially useful for evaluating companies where direct analysis of financial statements may be complex or require in-depth knowledge.

Financial Ratios of other stocks in the Banks regional industry

Issuer Price % 24h Market Cap Country
Atlantic Capital Bancshares Atlantic Capital Bancshares
ACBI
- -1.48 % $ 566 M usaUSA
Independent Bank Corp. Independent Bank Corp.
INDB
$ 75.41 0.36 % $ 3.48 B usaUSA
Banco Santander (Brasil) S.A. Banco Santander (Brasil) S.A.
BSBR
$ 5.72 -1.04 % $ 21.1 B brasilBrasil
Signature Bank Signature Bank
SBNY
- - $ 4.41 B usaUSA
Citizens Financial Group Citizens Financial Group
CFG
$ 59.06 1.86 % $ 25.6 B usaUSA
American National Bankshares American National Bankshares
AMNB
- - $ 508 M usaUSA
Allegiance Bancshares Allegiance Bancshares
ABTX
- -0.86 % $ 1.51 B usaUSA
First Midwest Bancorp, Inc. First Midwest Bancorp, Inc.
FMBI
- -1.2 % $ 2.26 B usaUSA
First Business Financial Services First Business Financial Services
FBIZ
$ 53.51 0.45 % $ 437 M usaUSA
Flushing Financial Corporation Flushing Financial Corporation
FFIC
$ 15.17 -0.06 % $ 515 M usaUSA
First Financial Bankshares First Financial Bankshares
FFIN
$ 29.73 0.64 % $ 4.25 B usaUSA
F.N.B. Corporation F.N.B. Corporation
FNB
$ 16.5 1.2 % $ 5.95 B usaUSA
Atlantic Union Bankshares Corporation Atlantic Union Bankshares Corporation
AUB
$ 35.12 1.24 % $ 4.52 B usaUSA
First Bank First Bank
FRBA
$ 15.84 -0.13 % $ 315 M usaUSA
Fulton Financial Corporation Fulton Financial Corporation
FULT
$ 20.1 1.18 % $ 3.65 B usaUSA
First Guaranty Bancshares First Guaranty Bancshares
FGBI
$ 8.53 4.09 % $ 95.2 M usaUSA
Citizens Holding Company Citizens Holding Company
CIZN
- -5.65 % $ 49.5 M usaUSA
Home Federal Bancorp of Louisiana Home Federal Bancorp of Louisiana
HFBL
$ 16.5 1.85 % $ 50.4 M usaUSA
BankFinancial Corporation BankFinancial Corporation
BFIN
- - $ 151 M usaUSA
Bank of South Carolina Corporation Bank of South Carolina Corporation
BKSC
- -0.41 % $ 66.6 M usaUSA
Cadence Bancorporation Cadence Bancorporation
CADE
- - $ 5.43 B usaUSA
Brookline Bancorp Brookline Bancorp
BRKL
- - $ 974 M usaUSA
Bogota Financial Corp. Bogota Financial Corp.
BSBK
$ 8.3 -0.95 % $ 106 M usaUSA
Byline Bancorp Byline Bancorp
BY
$ 31.3 1.16 % $ 1.4 B usaUSA
Banco BBVA Argentina S.A. Banco BBVA Argentina S.A.
BBAR
$ 14.04 -1.47 % $ 450 B argentinaArgentina
CBTX CBTX
CBTX
- 1.49 % $ 1.51 B usaUSA
Live Oak Bancshares Live Oak Bancshares
LOB
$ 32.9 0.46 % $ 1.48 B usaUSA
Community Bank System Community Bank System
CBU
$ 57.43 0.3 % $ 3.03 B usaUSA
CNB Financial Corporation CNB Financial Corporation
CCNE
$ 28.44 0.96 % $ 699 M usaUSA
Coastal Financial Corporation Coastal Financial Corporation
CCB
$ 77.28 0.19 % $ 1.16 B usaUSA
Mizuho Financial Group Mizuho Financial Group
MFG
$ 7.84 1.1 % $ 19.9 B japanJapan
CrossFirst Bankshares CrossFirst Bankshares
CFB
- - $ 784 M usaUSA
First Capital First Capital
FCAP
$ 48.99 -2.43 % $ 164 M usaUSA
FFBW FFBW
FFBW
- - $ 68.2 M usaUSA
Spirit of Texas Bancshares, Inc. Spirit of Texas Bancshares, Inc.
STXB
- -0.23 % $ 446 M usaUSA
People's United Financial, Inc. People's United Financial, Inc.
PBCT
- - $ 8.34 B usaUSA
National Bank Holdings Corporation National Bank Holdings Corporation
NBHC
$ 38.59 1.47 % $ 1.47 B usaUSA
C&F Financial Corporation C&F Financial Corporation
CFFI
$ 73.68 -1.78 % $ 239 M usaUSA
Capitol Federal Financial Capitol Federal Financial
CFFN
$ 7.13 - $ 927 M usaUSA
Meridian Corporation Meridian Corporation
MRBK
$ 18.96 1.28 % $ 215 M usaUSA
Old Second Bancorp Old Second Bancorp
OSBC
$ 19.81 0.66 % $ 968 M usaUSA
American River Bankshares American River Bankshares
AMRB
- 2.00 % $ 125 M usaUSA
Bank of Commerce Holdings Bank of Commerce Holdings
BOCH
- -1.56 % $ 254 M usaUSA
Customers Bancorp Customers Bancorp
CUBI
$ 68.48 1.6 % $ 2.22 B usaUSA
Lakeland Financial Corporation Lakeland Financial Corporation
LKFN
$ 57.73 1.65 % $ 1.48 B usaUSA
Peoples Financial Services Corp. Peoples Financial Services Corp.
PFIS
$ 53.6 1.59 % $ 536 M usaUSA
CIT Group Inc. CIT Group Inc.
CIT
- -1.4 % $ 4.74 B usaUSA
HMN Financial HMN Financial
HMNF
- -2.13 % $ 122 M usaUSA
Columbia Financial Columbia Financial
CLBK
$ 17.57 0.2 % $ 1.79 B usaUSA
Patriot National Bancorp Patriot National Bancorp
PNBK
$ 1.43 -1.38 % $ 5.69 M usaUSA