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Univest Financial Corporation (UVSP)
The export includes the complete available history of financial statements and ratios. Numbers are provided in full, without million or billion abbreviations, in their original reporting units.
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Univest Financial Corporation Balance Sheet 2025-2008 | UVSP
Brief balance sheet overview of Univest Financial Corporation
The balance sheet is assessed across five available annual reports spanning 2021 to 2025.
The asset base progressed from $7.1 billion to $8.4 billion, equal to +18.5% overall and about 4.3% per year.
Assets and liabilities changed at similar rates, +18.5% and +18%. The funding mix did not shift sharply.
Banks and insurers cannot be assessed like industrial businesses on liabilities alone. Here, equity represents 11.2% of assets, previously 10.9%.
Retained earnings reached $591.2 million, changing +57.6% over the period. A positive accumulated result supports equity.
Conclusion
Univest Financial Corporation's balance sheet profile is moderate. It should be considered alongside profitability, cash flow and liability maturities.
Annual Balance Sheet Univest Financial Corporation
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Net Debt |
- | - | - | - | - | - | 138 M | 320 M | 280 M | 360 M | 318 M | 3.41 M | -31.9 M | 305 M | -101 M | - | - | - |
Long Term Debt |
- | - | - | - | - | - | 245 M | 240 M | 250 M | 222 M | 49.4 M | - | - | 21 M | 6.88 M | 5 M | - | - |
Total Non Current Liabilities |
- | - | - | - | - | - | 245 M | 240 M | 250 M | 222 M | 49.4 M | - | - | 21 M | 22.5 M | - | - | - |
Total Liabilities |
7.49 B | 7.24 B | 6.94 B | 6.45 B | 6.35 B | 5.64 B | 4.71 B | 4.36 B | 3.95 B | 3.73 B | 2.52 B | 1.95 B | 1.91 B | 2.02 B | 1.93 B | 1.87 B | - | - |
Retained Earnings |
591 M | 526 M | 475 M | 429 M | 375 M | 307 M | 289 M | 248 M | 217 M | 195 M | 193 M | 182 M | 173 M | 165 M | 158 M | 152 M | - | - |
Total Assets |
8.44 B | 8.13 B | 7.78 B | 7.22 B | 7.12 B | 6.34 B | 5.38 B | 4.98 B | 4.55 B | 4.23 B | 2.88 B | 2.24 B | 2.19 B | 2.3 B | 2.21 B | 2.13 B | - | - |
Cash and Cash Equivalents |
554 M | 329 M | 250 M | 153 M | 890 M | 220 M | 125 M | 109 M | 75.4 M | 57.8 M | - | - | - | - | - | - | - | - |
Book Value |
943 M | 887 M | 839 M | 776 M | 774 M | 692 M | 675 M | 624 M | 603 M | 505 M | 362 M | 285 M | 281 M | 284 M | 273 M | 266 M | - | - |
Total Shareholders Equity |
943 M | 887 M | 839 M | 776 M | 774 M | 692 M | 675 M | 624 M | 603 M | 505 M | 362 M | 285 M | 281 M | 284 M | 273 M | 266 M | 268 M | 203 M |
Annual performance
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All numbers in USD currency
Quarterly Balance Sheet Univest Financial Corporation
| 2026-Q2 | 2026-Q1 | 2025-Q4 | 2025-Q3 | 2025-Q2 | 2025-Q1 | 2024-Q4 | 2024-Q3 | 2024-Q2 | 2024-Q1 | 2023-Q4 | 2023-Q3 | 2023-Q2 | 2023-Q1 | 2022-Q4 | 2022-Q3 | 2022-Q2 | 2022-Q1 | 2021-Q4 | 2021-Q3 | 2021-Q2 | 2021-Q1 | 2020-Q4 | 2020-Q3 | 2020-Q2 | 2020-Q1 | 2019-Q4 | 2019-Q3 | 2019-Q2 | 2019-Q1 | 2018-Q4 | 2018-Q3 | 2018-Q2 | 2018-Q1 | 2017-Q4 | 2017-Q3 | 2017-Q2 | 2017-Q1 | 2016-Q4 | 2016-Q3 | 2016-Q2 | 2016-Q1 | 2015-Q4 | 2015-Q3 | 2015-Q2 | 2015-Q1 | 2014-Q4 | 2014-Q3 | 2014-Q2 | 2014-Q1 | 2013-Q4 | 2013-Q3 | 2013-Q2 | 2013-Q1 | 2012-Q4 | 2012-Q3 | 2012-Q2 | 2012-Q1 | 2011-Q4 | 2011-Q3 | 2011-Q2 | 2011-Q1 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Long Term Debt |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 210 M | 150 M | 160 M | 170 M | 145 M | 145 M | 145 M | 145 M | 145 M | 156 M | 156 M | 156 M | 156 M | 128 M | 128 M | 128 M | 128 M | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 5 M | 5 M | 5 M | 5 M |
Total Liabilities |
7.25 B | 7.19 B | 7.49 B | 7.64 B | 7.02 B | 7.07 B | 7.24 B | 7.33 B | 7 B | 6.9 B | 6.94 B | 7.02 B | 6.79 B | 6.56 B | 6.45 B | 6.15 B | - | 6.33 B | 6.35 B | 6.22 B | 5.62 B | 5.69 B | 5.64 B | 5.64 B | 5.64 B | 5.64 B | 4.71 B | 4.71 B | 4.71 B | 4.71 B | 4.36 B | 4.36 B | 4.36 B | 4.36 B | 3.95 B | 3.95 B | 3.95 B | 3.95 B | 3.73 B | 3.73 B | 3.73 B | 3.73 B | 2.52 B | 2.52 B | 2.52 B | 2.52 B | 1.95 B | 1.95 B | 1.95 B | 1.95 B | 1.91 B | 1.91 B | 1.91 B | 1.91 B | 2.02 B | 2.02 B | 2.02 B | 2.02 B | 1.93 B | 1.93 B | 1.93 B | 1.93 B |
Retained Earnings |
628 M | 612 M | 591 M | 575 M | 555 M | 542 M | 526 M | 513 M | 500 M | 489 M | 475 M | 465 M | 454 M | 443 M | 429 M | 411 M | - | 389 M | 375 M | 364 M | 349 M | 334 M | 307 M | 307 M | 307 M | 307 M | 289 M | 289 M | 289 M | 289 M | 248 M | 248 M | 248 M | 248 M | 217 M | 217 M | 217 M | 217 M | 195 M | 195 M | 195 M | 195 M | 193 M | 193 M | 193 M | 193 M | 182 M | 182 M | 182 M | 182 M | 173 M | 173 M | 173 M | 173 M | 165 M | 165 M | 165 M | 165 M | 158 M | 158 M | 158 M | 158 M |
Total Assets |
8.2 B | 8.14 B | 8.44 B | 8.57 B | 7.94 B | 7.98 B | 8.13 B | 8.21 B | 7.86 B | 7.75 B | 7.78 B | 7.83 B | 7.6 B | 7.36 B | 7.22 B | 6.91 B | 6.7 B | 7.11 B | 7.12 B | 6.98 B | 6.36 B | 6.42 B | 6.34 B | 6.34 B | 6.34 B | 6.34 B | 5.38 B | 5.38 B | 5.38 B | 5.38 B | 4.98 B | 4.98 B | 4.98 B | 4.98 B | 4.55 B | 4.55 B | 4.55 B | 4.55 B | 4.23 B | 4.23 B | 4.23 B | 4.23 B | 2.88 B | 2.88 B | 2.88 B | 2.88 B | 2.24 B | 2.24 B | 2.24 B | 2.24 B | 2.19 B | 2.19 B | 2.19 B | 2.19 B | 2.3 B | 2.3 B | 2.3 B | 2.3 B | 2.21 B | 2.21 B | 2.21 B | 2.21 B |
Cash and Cash Equivalents |
195 M | 222 M | 554 M | 817 M | 160 M | 169 M | 329 M | 505 M | 191 M | 202 M | 250 M | 290 M | 140 M | 138 M | 153 M | 113 M | 94.8 M | 774 M | 890 M | 902 M | 203 M | 187 M | 220 M | 220 M | 220 M | 220 M | 125 M | 125 M | 125 M | 125 M | 109 M | 109 M | 109 M | 109 M | 75.4 M | - | - | - | 57.8 M | - | - | - | 60.8 M | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Book Value |
954 M | 952 M | 943 M | 933 M | 917 M | 903 M | 887 M | 877 M | 854 M | 844 M | 839 M | 807 M | 805 M | 798 M | 776 M | 754 M | 6.7 B | 774 M | 774 M | 756 M | 740 M | 722 M | 692 M | 692 M | 692 M | 692 M | 675 M | 675 M | 675 M | 675 M | 624 M | 624 M | 624 M | 624 M | 603 M | 603 M | 603 M | 603 M | 505 M | 505 M | 505 M | 505 M | 362 M | 362 M | 362 M | 362 M | 285 M | 285 M | 285 M | 285 M | 281 M | 281 M | 281 M | 281 M | 284 M | 284 M | 284 M | 284 M | 273 M | 273 M | 273 M | 273 M |
Total Shareholders Equity |
954 M | 952 M | 943 M | 933 M | 917 M | 903 M | 887 M | 877 M | 854 M | 844 M | 839 M | 807 M | 805 M | 798 M | 776 M | 754 M | 764 M | 774 M | 774 M | 756 M | 740 M | 722 M | 692 M | 692 M | 692 M | 692 M | 675 M | 675 M | 675 M | 675 M | 624 M | 624 M | 624 M | 624 M | 603 M | 603 M | 603 M | 603 M | 505 M | 505 M | 505 M | 505 M | 362 M | 362 M | 362 M | 362 M | 285 M | 285 M | 285 M | 285 M | 281 M | 281 M | 281 M | 281 M | 284 M | 284 M | 284 M | 284 M | 273 M | 273 M | 273 M | 273 M |
Quarterly performance
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All numbers in USD currency
Balance Sheet is a fundamental financial report of Univest Financial Corporation, providing a complete picture of the company’s financial position at a specific point in time. Unlike the income statement, which records the results of operations over a certain period, the balance sheet shows what assets the company owns, what liabilities it has to creditors, and what equity is available to the owners.
For an investor, the balance sheet is important because it allows assessing the company’s financial stability, understanding how much debt it carries, and how dependent it is on borrowed financing. It helps calculate key liquidity and leverage ratios. When analyzing, attention should be paid to the debt-to-equity ratio (Debt/Equity), the amount of cash on the balance sheet, and the ratio of current liabilities to liquid assets.
Features of balance sheet analysis- Vertical and horizontal analysis
Vertical analysis shows the structure of the balance sheet as a percentage of total assets or liabilities, while horizontal analysis shows the dynamics of changes over multiple periods. - Asset quality
It is important to evaluate not only the amount of assets but also their liquidity and realizability. - Accounting for off-balance sheet liabilities
Some liabilities may not be directly reflected in the balance sheet, which requires additional attention.