ChoiceOne Financial Services EBITDA 2011-2025 | COFS

Earnings before Interest, Taxes, Depreciation, and Amortization (EBITDA), is an often used measure of a company's profitability. Financial analysts use EBITDA for a number of purposes including calculating simple valuations of a firm, estimating cash flows, and assessing debt servicing capability. The uses for EBITDA in financial analysis are numerous, but in practice should be more restrained. While EBITDA has some useful applications, it should be used with caution, as the problems with EBITDA are abundant and can lead to a number of misguided conclusions.^[1]

EBITDA is an important indicator for investors and analysts because it allows them to evaluate a company's operating profit without considering the impact of financial expenses, taxes, or non-cash depreciation and amortization. It provides better comparability between companies in different industries or with different tax conditions.

EBITDA is often used to assess a company's ability to generate cash flow and repay debts. It can also serve as a measure of a company's operational efficiency, as it shows how profitable the core business is, regardless of external factors such as interest or taxes.

However, it is important to note that EBITDA is not an official financial statement measure and can be defined and calculated differently by companies. Therefore, investors and analysts should exercise caution when using EBITDA as an evaluation tool and combine it with other financial metrics and information to get a more complete picture of a company's financial condition.

Annual EBITDA ChoiceOne Financial Services

2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011
2.48 M	2.66 M	2.62 M	2.72 M	-	-	-	-	-	-	-	-	-

All numbers in USD currency

Indicator range from annual reports

Maximum	Minimum	Average
2.72 M	2.48 M	2.62 M

Quarterly EBITDA ChoiceOne Financial Services

2025-Q2	2024-Q4	2024-Q3	2024-Q2	2024-Q1	2023-Q4	2023-Q3	2023-Q2	2023-Q1	2022-Q4	2022-Q3	2022-Q2	2022-Q1	2021-Q4	2021-Q3	2021-Q2	2021-Q1	2020-Q4	2020-Q3	2020-Q2	2020-Q1	2019-Q4	2019-Q3	2019-Q2	2019-Q1	2018-Q4	2018-Q3	2018-Q2	2018-Q1	2017-Q4	2017-Q3	2017-Q2	2017-Q1	2016-Q4	2016-Q3	2016-Q2	2016-Q1	2015-Q4	2015-Q3	2015-Q2	2015-Q1	2014-Q4	2014-Q3	2014-Q2	2014-Q1	2013-Q4	2013-Q3	2013-Q2	2013-Q1	2012-Q4	2012-Q3	2012-Q2	2012-Q1	2011-Q4	2011-Q3	2011-Q2	2011-Q1
1.73 M	-	198 K	203 K	636 K	-	247 K	253 K	609 K	-	297 K	322 K	672 K	-	1.95 M	1.3 M	646 K	-	2.03 M	1.39 M	563 K	-	1.05 M	700 K	351 K	-	853 K	579 K	294 K	-	944 K	643 K	320 K	-	757 K	481 K	258 K	-	736 K	486 K	244 K	-	746 K	499 K	245 K	-	686 K	449 K	218 K	-	679 K	463 K	233 K	-	711 K	475 K	241 K

All numbers in USD currency

Indicator range from quarterly reporting

Maximum	Minimum	Average
2.03 M	198 K	637 K

References

Brockman, C. M., & Russell, J. W. (2012). EBITDA: use it... or lose it?. International Journal of Business, Accounting and Finance, 6(2), 84-93.

EBITDA of other stocks in the Banks regional industry

Issuer	EBITDA	Price	% 24h	Market Cap	Country
New York Community Bancorp NYCB	39 M	$ 10.55	-8.26 %	$ 7.53 B	USA
Amerant Bancorp AMTB	6.84 M	$ 18.58	0.49 %	$ 629 M	USA
Home Bancorp HBCP	3.57 M	$ 52.95	-0.3 %	$ 425 M	USA
TriState Capital Holdings TSC	4.89 M	$ 30.58	-	$ 1.03 B	USA
Glacier Bancorp GBCI	12.8 M	$ 55.58	-1.1 %	$ 6.15 B	USA
The First Bancshares FBMS	10.2 M	$ 24.43	-2.01 %	$ 766 M	USA
Signature Bank SBNY	400 M	$ 70.0	-	$ 4.41 B	USA
Atlantic Capital Bancshares ACBI	5.14 M	$ 27.89	-1.48 %	$ 566 M	USA
CBTX CBTX	32 M	$ 28.67	1.49 %	$ 1.51 B	USA
Premier Financial Bancorp, Inc. PFBI	19.1 M	$ 17.79	-0.34 %	$ 262 M	USA
Prudential Bancorp PBIP	435 K	$ 14.89	1.09 %	$ 116 M	USA
Sterling Bancorp STL	35.8 M	$ 24.49	-2.93 %	$ 4.72 B	USA
WVS Financial Corp. WVFC	71 K	$ 14.65	-4.0 %	$ 27.5 M	USA
Emclaire Financial Corp EMCF	1.36 M	$ 31.6	-4.21 %	$ 86.4 M	USA
Magyar Bancorp MGYR	890 K	$ 16.82	-2.44 %	$ 107 M	USA
CBM Bancorp CBMB	145 K	$ 17.5	0.52 %	$ 61.6 M	USA
Mid Penn Bancorp MPB	4.9 M	$ 28.8	0.65 %	$ 470 M	USA
First Bank FRBA	12.2 M	$ 15.65	-0.25 %	$ 311 M	USA
United Bancshares UBOH	1.61 M	$ 19.65	-7.31 %	$ 64.4 M	USA
Capstar Financial Holdings CSTR	2.82 M	$ 20.1	-	$ 425 M	USA
Allegiance Bancshares ABTX	7.55 M	$ 41.63	-0.86 %	$ 1.51 B	USA
Flagstar Bancorp FBC	84 M	$ 37.96	-0.08 %	$ 2.02 B	USA
Ohio Valley Banc Corp. OVBC	1.56 M	$ 36.01	2.03 %	$ 172 M	USA
Oak Valley Bancorp OVLY	1.32 M	$ 27.61	-0.22 %	$ 227 M	USA
Bank OZK OZK	177 M	$ 44.82	0.16 %	$ 5.8 B	USA
American River Bankshares AMRB	10 M	$ 20.91	2.00 %	$ 125 M	USA
Bryn Mawr Bank Corporation BMTC	13.5 M	$ 44.62	-1.52 %	$ 888 M	USA
Bank of Commerce Holdings BOCH	21.3 M	$ 15.17	-1.56 %	$ 254 M	USA
Boston Private Financial Holdings, Inc. BPFH	54.2 M	$ 14.75	0.07 %	$ 1.22 B	USA
CIT Group Inc. CIT	1.17 B	$ 47.75	-1.4 %	$ 4.74 B	USA
Cortland Bancorp CLDB	26.1 M	$ 29.15	-	$ 124 M	USA
Century Bancorp, Inc. CNBKA	18 M	$ 115.29	0.06 %	$ 513 M	USA
Cincinnati Bancorp CNNB	234 K	$ 15.0	-4.28 %	$ 43.3 M	USA
Heartland Financial USA HTLF	20.4 M	$ 64.67	-2.16 %	$ 2.77 B	USA
Meridian Bancorp, Inc. EBSB	247 M	$ 24.15	-2.03 %	$ 1.27 B	USA
HV Bancorp HVBC	674 K	$ 34.6	2.06 %	$ 77.4 M	USA
PCSB Financial Corporation PCSB	2.97 M	$ 19.24	-0.62 %	$ 295 M	USA
Community Bankers Trust Corporation ESXB	60.6 M	$ 11.3	-3.99 %	$ 254 M	USA
First Choice Bancorp FCBP	41.7 M	$ 29.1	0.83 %	$ 344 M	USA
1st Constitution Bancorp FCCY	61.7 M	$ 23.99	-2.36 %	$ 248 M	USA
First Midwest Bancorp, Inc. FMBI	27.7 M	$ 19.83	-1.2 %	$ 2.26 B	USA
Guaranty Federal Bancshares, Inc. GFED	8.54 M	$ 31.43	0.06 %	$ 138 M	USA
Investors Bancorp ISBC	21.6 M	$ 13.87	-2.46 %	$ 3.45 B	USA
Howard Bancorp, Inc. HBMD	5.7 M	$ 20.93	-1.37 %	$ 394 M	USA
County Bancorp, Inc. ICBK	1.51 M	$ 35.25	1.91 %	$ 215 M	USA
Standard AVB Financial Corp. STND	10.5 M	$ 33.0	0.06 %	$ 158 M	USA