Sierra Bancorp EBITDA | BSRR

Earnings before Interest, Taxes, Depreciation, and Amortization (EBITDA), is an often used measure of a company's profitability. Financial analysts use EBITDA for a number of purposes including calculating simple valuations of a firm, estimating cash flows, and assessing debt servicing capability. The uses for EBITDA in financial analysis are numerous, but in practice should be more restrained. While EBITDA has some useful applications, it should be used with caution, as the problems with EBITDA are abundant and can lead to a number of misguided conclusions.^[1]

EBITDA is an important indicator for investors and analysts because it allows them to evaluate a company's operating profit without considering the impact of financial expenses, taxes, or non-cash depreciation and amortization. It provides better comparability between companies in different industries or with different tax conditions.

EBITDA is often used to assess a company's ability to generate cash flow and repay debts. It can also serve as a measure of a company's operational efficiency, as it shows how profitable the core business is, regardless of external factors such as interest or taxes.

However, it is important to note that EBITDA is not an official financial statement measure and can be defined and calculated differently by companies. Therefore, investors and analysts should exercise caution when using EBITDA as an evaluation tool and combine it with other financial metrics and information to get a more complete picture of a company's financial condition.

Annual EBITDA Sierra Bancorp

2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008
-206 K	-170 K	-311 K	-279 K	-411 K	-663 K	-	-	-	-	-	-	-	-	-	2.5 M	3.1 M	-

All numbers in USD currency

Indicator range from annual reports

Maximum	Minimum	Average
3.1 M	-663 K	445 K

Quarterly EBITDA Sierra Bancorp

2026-Q2	2026-Q1	2025-Q3	2025-Q2	2025-Q1	2024-Q4	2024-Q3	2024-Q2	2024-Q1	2023-Q4	2023-Q3	2023-Q2	2023-Q1	2022-Q4	2022-Q3	2022-Q2	2022-Q1	2021-Q4	2021-Q3	2021-Q2	2021-Q1	2020-Q4	2020-Q3	2020-Q2	2020-Q1	2019-Q4	2019-Q3	2019-Q2	2019-Q1	2018-Q4	2018-Q3	2018-Q2	2018-Q1	2017-Q4	2017-Q3	2017-Q2	2017-Q1	2016-Q4	2016-Q3	2016-Q2	2016-Q1	2015-Q4	2015-Q3	2015-Q2	2015-Q1	2014-Q4	2014-Q3	2014-Q2	2014-Q1	2013-Q4	2013-Q3	2013-Q2	2013-Q1	2012-Q4	2012-Q3	2012-Q2	2012-Q1	2011-Q4	2011-Q3	2011-Q2	2011-Q1
-7 K	-19 K	-201 K	-149 K	-134 K	-	-	-	-55 K	-	-	-	-124 K	-	-149 K	-	36 K	-	-365 K	-	-98 K	-	-502 K	-331 K	-225 K	-	-712 K	-505 K	754 K	-	-1.37 M	-911 K	785 K	-	2.18 M	1.46 M	719 K	-	1.88 M	1.21 M	598 K	-	1.69 M	1.12 M	561 K	-	1.57 M	1.04 M	506 K	-	1.64 M	1.15 M	590 K	-	1.81 M	1.19 M	585 K	-	1.97 M	1.26 M	644 K

All numbers in USD currency

Indicator range from quarterly reporting

Maximum	Minimum	Average
2.18 M	-1.37 M	514 K

References

Brockman, C. M., & Russell, J. W. (2012). EBITDA: use it... or lose it?. International Journal of Business, Accounting and Finance, 6(2), 84-93.

EBITDA of other stocks in the Banks regional industry

Issuer	EBITDA	Price	% 24h	Market Cap	Country
Washington Federal WAFD	9.72 M	$ 29.43	-0.86 %	$ 2.36 B	USA
Citizens Financial Group CFG	478 M	$ 64.82	-0.43 %	$ 28.1 B	USA
Valley National Bancorp VLY	38.1 M	$ 14.31	0.03 %	$ 8.01 B	USA
FB Financial Corporation FBK	12.1 M	$ 54.89	-0.07 %	$ 2.73 B	USA
First Community Corporation FCCO	1.7 M	$ 32.86	-0.76 %	$ 252 M	USA
Banco Macro S.A. BMA	2.72 T	$ 57.78	-1.13 %	$ 36.9 B	Argentina
Commerce Bancshares CBSH	56.5 M	$ 56.01	-0.04 %	$ 7.93 B	USA
CB Financial Services CBFV	1.81 M	$ 39.73	-3.58 %	$ 200 M	USA
First Seacoast Bancorp FSEA	522 K	$ 17.25	0.06 %	$ 99.5 M	USA
Business First Bancshares BFST	5.68 M	$ 32.74	-0.15 %	$ 962 M	USA
BankUnited BKU	51 M	$ 44.12	-0.29 %	$ 3.26 B	USA
Bank of Marin Bancorp BMRC	1.3 M	$ 28.59	-0.56 %	$ 456 M	USA
Home Bancshares (Conway, AR) HOMB	29.2 M	$ 30.24	0.22 %	$ 5.97 B	USA
Columbia Financial CLBK	8.6 M	$ 11.33	0.22 %	$ 1.15 B	USA
Bankwell Financial Group BWFG	4.08 M	$ 70.83	0.3 %	$ 549 M	USA
Fulton Financial Corporation FULT	28.3 M	$ 24.0	-0.56 %	$ 4.36 B	USA
Bank OZK OZK	177 M	$ 50.78	-0.79 %	$ 6.57 B	USA
First Guaranty Bancshares FGBI	-41.9 M	$ 12.98	5.36 %	$ 182 M	USA
First Business Financial Services FBIZ	3.77 M	$ 75.24	-0.75 %	$ 614 M	USA
First Mid Bancshares FMBH	19.8 M	$ 51.32	-0.35 %	$ 1.23 B	USA
The First Bancorp FNLC	2.21 M	$ 36.64	-1.19 %	$ 406 M	USA
Franklin Financial Services Corporation FRAF	2.15 M	$ 69.63	-0.9 %	$ 311 M	USA
First Merchants Corporation FRME	29.4 M	$ 41.2	-0.56 %	$ 2.37 B	USA
Ameris Bancorp ABCB	29.7 M	$ 83.01	-0.2 %	$ 5.68 B	USA
First US Bancshares FUSB	1.7 M	$ 16.45	-0.12 %	$ 95.8 M	USA
AmeriServ Financial ASRV	1.7 M	$ 4.74	0.21 %	$ 78.3 M	USA
Mercantile Bank Corporation MBWM	5.8 M	$ 61.36	-0.44 %	$ 996 M	USA
Banco Bradesco S.A. BBDO	571 M	$ 2.37	-2.87 %	$ 28 B	Brasil
Associated Banc-Corp ASB	50.4 M	$ 30.92	0.1 %	$ 5.1 B	USA
First Horizon Corporation FHN	64 M	$ 23.56	0.11 %	$ 11.9 B	USA
Farmers National Banc Corp. FMNB	6.78 M	$ 15.63	-0.13 %	$ 585 M	USA
Equity Bancshares EQBK	6.08 M	$ 49.26	-0.22 %	$ 901 M	USA
F.N.B. Corporation FNB	77 M	$ 18.24	0.05 %	$ 6.58 B	USA
Hope Bancorp HOPE	10.3 M	$ 13.23	-0.97 %	$ 1.67 B	USA
Meta Financial Group CASH	59.7 M	$ 75.11	-1.88 %	$ 1.76 B	USA
Banc of California BANC	49.3 M	$ 18.0	-0.66 %	$ 2.88 B	USA
BOK Financial Corporation BOKF	110 M	$ 131.22	-0.19 %	$ 8.22 B	USA
ChoiceOne Financial Services COFS	3.61 M	$ 36.71	-1.57 %	$ 512 M	USA
First Financial Bankshares FFIN	13.6 M	$ 30.57	-0.62 %	$ 4.37 B	USA
Arrow Financial Corporation AROW	5.42 M	$ 38.74	-0.18 %	$ 639 M	USA
Ames National Corporation ATLO	1.29 M	$ 33.97	-0.76 %	$ 302 M	USA
City Holding Company CHCO	4.29 M	$ 142.74	-0.25 %	$ 2.07 B	USA
Broadway Financial Corporation BYFC	410 K	$ 11.76	1.34 %	$ 101 M	USA
Home Bancorp HBCP	3.31 M	$ 61.43	-0.47 %	$ 477 M	USA
CNB Financial Corporation CCNE	10.9 M	$ 36.12	-0.39 %	$ 888 M	USA
CVB Financial Corp. CVBF	329 M	$ 22.79	-0.74 %	$ 3.12 B	USA