Cognizant Technology Solutions Corporation Long-Term Debt 2011-2026 | CTSH

Long-term debt is a financial obligation of a company or an individual with a repayment period exceeding one year from the date it arises. In accounting, such obligations are recorded under the "long-term liabilities" section.

Main characteristics:

Term exceeds 12 months
Can take the form of bonds, bank loans, credit lines, leasing, or loans from affiliated parties
Repaid through regular payments (interest and/or principal) over several years

Why long-term debt is needed:

Investment in development
Allows financing of large projects — new factories, production lines, innovative developments — without diverting working capital.
Smoothing of cash flows
A long-term payment schedule facilitates budget planning and reduces short-term financial risks.
Optimization of capital structure
A combination of equity and borrowed capital can reduce the average cost of business financing.

A high level of long-term debt may indicate that a company heavily relies on borrowed funds. This increases risks, especially in conditions of rising interest rates or declining profits. However, a moderate level of debt can signal a sound growth strategy — for example, the company takes a loan to expand its business.

If a company uses borrowed funds effectively (e.g., invests in profitable projects), this can lead to profit growth and, consequently, an increase in stock value. An investor evaluates whether the investments made using debt are paying off.

It is important to monitor whether the company can regularly pay interest and repay the principal. Payment difficulties can lead to reduced dividends, a drop in stock value, and even bankruptcy.

Examples of long-term debt:

Mortgage loans for property purchases
Corporate bonds issued by a company to raise capital
Project financing — long-term loans for building or expanding production facilities
Leasing obligations for equipment or transport

Annual Long-Term Debt Cognizant Technology Solutions Corporation

2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011
543 M	875 M	606 M	638 M	626 M	663 M	700 M	736 M	698 M	797 M	881 M	938 M	-	-	-

All numbers in USD currency

Indicator range from annual reports

Maximum	Minimum	Average
938 M	543 M	725 M

Quarterly Long-Term Debt Cognizant Technology Solutions Corporation

2023-Q2	2023-Q1	2022-Q4	2022-Q3	2022-Q2	2022-Q1	2021-Q4	2021-Q3	2021-Q2	2021-Q1	2020-Q4	2020-Q3	2020-Q2	2020-Q1	2019-Q4	2019-Q3	2019-Q2	2019-Q1	2018-Q4	2018-Q3	2018-Q2	2018-Q1	2017-Q4	2017-Q3	2017-Q2	2017-Q1	2016-Q4	2016-Q3	2016-Q2	2016-Q1	2015-Q4	2015-Q3	2015-Q2	2015-Q1	2014-Q4	2014-Q3	2014-Q2	2014-Q1	2013-Q4	2013-Q3	2013-Q2	2013-Q1	2012-Q4	2012-Q3	2012-Q2	2012-Q1	2011-Q4	2011-Q3	2011-Q2	2011-Q1
622 M	-	638 M	-	-	617 M	626 M	636 M	645 M	654 M	663 M	663 M	663 M	663 M	700 M	700 M	700 M	700 M	736 M	736 M	736 M	736 M	698 M	698 M	698 M	698 M	797 M	797 M	797 M	797 M	877 M	877 M	877 M	877 M	938 M	938 M	938 M	938 M	-	-	-	-	-	-	-	-	-	-	-	-

All numbers in USD currency

Indicator range from quarterly reporting

Maximum	Minimum	Average
938 M	617 M	745 M

Long-Term Debt of other stocks in the Information technology industry

Issuer	Long-Term Debt	Price	% 24h	Market Cap	Country
Accenture PLC ACN	5.03 B	$ 217.05	1.43 %	$ 135 B	Irlanda
Alithya Group ALYA	13.5 M	-	3.2 %	$ 105 M	Canada
Affirm Holdings AFRM	7.61 B	$ 51.8	-1.3 %	$ 16.7 B	USA
Chindata Group Holdings Limited CD	3.89 B	$ 5.69	-4.45 %	$ 4.15 B	China
CLPS Incorporation CLPS	9.64 K	$ 1.02	0.99 %	$ 21.3 M	China
Computer Task Group, Incorporated CTG	12.5 M	-	-	$ 152 M	USA
Sykes Enterprises, Incorporated SYKE	63 M	-	-	$ 2.15 B	USA
C3.ai AI	55.5 M	$ 9.14	-2.71 %	$ 1.18 B	USA
CoreLogic, Inc. CLGX	1.82 B	-	0.59 %	$ 5.89 B	USA
CynergisTek CTEK	2.97 M	-	-0.4 %	$ 16.4 M	USA
Concentrix Corporation CNXC	4.57 B	$ 35.01	1.48 %	$ 2.21 B	USA
Crexendo CXDO	114 K	$ 7.05	2.47 %	$ 209 M	USA
Fiserv FISV	27.8 B	$ 62.87	-1.56 %	$ 34.4 B	USA
GDS Holdings Limited GDS	21.9 B	$ 40.81	7.08 %	$ 60.2 B	China
FLEETCOR Technologies FLT	8 B	-	-0.83 %	$ 22.2 B	USA
CSP CSPI	117 K	$ 8.75	-1.13 %	$ 79.1 M	USA
The Hackett Group HCKT	75.8 M	$ 14.18	-1.05 %	$ 387 M	USA
Perspecta Inc. PRSP	2.28 B	-	-	$ 4.73 B	USA
Digimarc Corporation DMRC	5.21 M	$ 5.31	6.2 %	$ 113 M	USA
ExlService Holdings EXLS	294 M	$ 32.41	-0.43 %	$ 5.22 B	USA
Innodata INOD	3.23 M	$ 44.97	1.25 %	$ 1.43 B	USA
CGI GIB	3.88 B	$ 75.72	0.76 %	$ 24.8 B	Canada
CACI International Inc CACI	2.85 B	$ 616.2	0.51 %	$ 13.7 B	USA
Leidos Holdings LDOS	4.63 B	$ 177.78	1.2 %	$ 22.8 B	USA
CDW Corporation CDW	4.62 B	$ 123.83	-0.39 %	$ 16.3 B	USA
Gartner IT	2.98 B	$ 168.88	-1.22 %	$ 12.7 B	USA
Genpact Limited G	1.17 B	$ 41.47	-0.5 %	$ 7.21 B	Bermuda
Infosys Limited INFY	627 M	$ 14.44	0.28 %	$ 70.9 M	India
NCR Corporation NCR	1.1 B	-	3.24 %	$ 3.7 B	USA
Priority Technology Holdings PRTH	921 M	$ 5.62	-2.6 %	$ 438 M	USA
Broadridge Financial Solutions BR	2.75 B	$ 196.7	3.04 %	$ 23 B	USA
DXC Technology Company DXC	3 B	$ 12.86	-2.54 %	$ 2.32 B	USA
Conduent Incorporated CNDT	665 M	$ 1.39	-4.48 %	$ 220 M	USA
Fidelity National Information Services FIS	9.07 B	$ 51.26	1.34 %	$ 26.5 B	USA
EPAM Systems EPAM	26.1 M	$ 145.26	0.45 %	$ 8.4 B	USA
International Money Express IMXI	157 M	$ 15.79	0.1 %	$ 512 M	USA
Issuer Direct Corporation ISDR	15.9 M	-	1.9 %	$ 36.6 M	USA
Jack Henry & Associates JKHY	60 M	$ 171.64	2.75 %	$ 12.5 B	USA
LiveRamp Holdings RAMP	26.9 M	$ 29.36	0.34 %	$ 1.94 B	USA
TTEC Holdings TTEC	274 K	$ 2.72	0.74 %	$ 131 M	USA
Unisys Corporation UIS	700 M	$ 2.38	-2.46 %	$ 169 M	USA
Perficient PRFT	397 M	-	-	$ 2.58 B	USA
Usio USIO	719 K	$ 1.34	-2.19 %	$ 26.9 M	USA
21Vianet Group VNET	9.19 B	$ 9.64	-1.68 %	$ 15.4 B	China
Insight Enterprises NSIT	1.36 B	$ 84.8	-2.33 %	$ 2.67 B	USA
Xerox Holdings Corporation XRX	2.81 B	$ 1.74	-7.52 %	$ 216 M	USA