
Annual report 2025
added 02-26-2026
Employers Holdings Retained Earnings 2011-2026 | EIG
Retained earnings — this is the portion of a company’s net profit that has not been distributed to shareholders as dividends but remains at the company’s disposal for future use. It is also referred to as retained income or accumulated earnings.Possible uses include
- reinvestment in development (R&D, equipment, marketing)
- debt repayment
- acquisition of other companies
- creation of reserves for the future
A high level of retained earnings indicates that the company is in a growth phase, accumulating capital and prioritizing reinvestment over dividend payouts. Conversely, low or negative retained earnings may suggest either a generous dividend policy, in which all profits are distributed to shareholders, or ongoing losses that reduce the overall financial result.
The presence of retained earnings does not indicate that the company has available cash — it is solely an accounting figure reflecting the accumulated portion of net profit remaining after dividends have been paid. Therefore, it is important for investors to analyze not only the amount of retained earnings, but also how effectively it is used to develop the business, reduce debt, or build financial stability.
Annual Retained Earnings Employers Holdings
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1.45 B | 1.47 B | 1.38 B | 1.3 B | 1.34 B | 1.25 B | 1.16 B | 1.03 B | 842 M | 777 M | 682 M | 595 M | 502 M | 446 M | 359 M |
All numbers in USD currency
Indicator range from annual reports
| Maximum | Minimum | Average |
|---|---|---|
| 1.47 B | 359 M | 972 M |
Quarterly Retained Earnings Employers Holdings
| 2025-Q3 | 2025-Q2 | 2025-Q1 | 2024-Q4 | 2024-Q3 | 2024-Q2 | 2024-Q1 | 2023-Q4 | 2023-Q3 | 2023-Q2 | 2023-Q1 | 2022-Q4 | 2022-Q3 | 2022-Q2 | 2022-Q1 | 2021-Q4 | 2021-Q3 | 2021-Q2 | 2021-Q1 | 2020-Q4 | 2020-Q3 | 2020-Q2 | 2020-Q1 | 2019-Q4 | 2019-Q3 | 2019-Q2 | 2019-Q1 | 2018-Q4 | 2018-Q3 | 2018-Q2 | 2018-Q1 | 2017-Q4 | 2017-Q3 | 2017-Q2 | 2017-Q1 | 2016-Q4 | 2016-Q3 | 2016-Q2 | 2016-Q1 | 2015-Q4 | 2015-Q3 | 2015-Q2 | 2015-Q1 | 2014-Q4 | 2014-Q3 | 2014-Q2 | 2014-Q1 | 2013-Q4 | 2013-Q3 | 2013-Q2 | 2013-Q1 | 2012-Q4 | 2012-Q3 | 2012-Q2 | 2012-Q1 | 2011-Q4 | 2011-Q3 | 2011-Q2 | 2011-Q1 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1.48 B | 1.5 B | 1.48 B | 1.47 B | 1.45 B | 1.43 B | 1.41 B | 1.38 B | 1.35 B | 1.34 B | 1.31 B | 1.3 B | 1.29 B | - | 1.33 B | 1.34 B | 1.29 B | 1.28 B | 1.26 B | 1.25 B | 1.25 B | 1.25 B | 1.25 B | 1.16 B | 1.16 B | 1.16 B | 1.16 B | 1.03 B | 1.03 B | 1.03 B | 1.03 B | 842 M | 842 M | 842 M | 842 M | 777 M | 777 M | 777 M | 777 M | 682 M | 682 M | 682 M | 682 M | 595 M | 595 M | 595 M | 595 M | 502 M | 502 M | 502 M | 502 M | 446 M | 446 M | 446 M | 446 M | 359 M | 341 M | 359 M | 359 M |
All numbers in USD currency
Indicator range from quarterly reporting
| Maximum | Minimum | Average |
|---|---|---|
| 1.5 B | 341 M | 952 M |
Retained Earnings of other stocks in the Insurance industry
| Issuer | Retained Earnings | Price | % 24h | Market Cap | Country | |
|---|---|---|---|---|---|---|
|
First American Financial Corporation
FAF
|
4.01 B | $ 60.95 | 0.74 % | $ 6.3 B | ||
|
Fidelity National Financial
FNF
|
5.48 B | $ 46.68 | 0.21 % | $ 12.7 B | ||
|
Greenlight Capital Re, Ltd.
GLRE
|
226 M | $ 18.18 | 1.06 % | $ 615 M | ||
|
Ambac Financial Group
AMBC
|
370 M | - | -0.55 % | $ 424 M | ||
|
Goosehead Insurance, Inc
GSHD
|
-133 M | $ 45.58 | 2.45 % | $ 1.14 B | ||
|
АСКО-Страхование
ACKO
|
1.06 B | - | - | - | ||
|
The Hartford Financial Services Group
HIG
|
24.7 B | $ 136.54 | 0.09 % | $ 38.6 B | ||
|
Росгосстрах
RGSS
|
-93 B | - | - | - | ||
|
Assurant
AIZ
|
4.83 B | $ 218.36 | 0.17 % | $ 11 B | ||
|
Investors Title Company
ITIC
|
267 M | $ 222.03 | -0.39 % | $ 419 M | ||
|
James River Group Holdings, Ltd.
JRVR
|
-365 M | $ 6.28 | 1.7 % | $ 289 M | ||
|
Athene Holding Ltd.
ATH
|
8.07 B | - | -2.43 % | $ 15.5 B | ||
|
Old Republic International Corporation
ORI
|
5.52 B | $ 40.6 | 0.64 % | $ 9.93 B | ||
|
Oxbridge Re Holdings Limited
OXBR
|
-32.1 M | $ 0.7 | -15.65 % | $ 5.17 M | ||
|
American National Group, Inc.
ANAT
|
6.19 B | - | - | $ 27.9 B | ||
|
Radian Group
RDN
|
5.13 B | $ 34.29 | 0.94 % | $ 4.7 B | ||
|
ProSight Global, Inc.
PROS
|
-134 M | - | - | $ 563 M | ||
|
Root
ROOT
|
-1.64 B | $ 44.39 | -1.03 % | $ 684 M | ||
|
Sun Life Financial
SLF
|
11.3 B | $ 63.51 | 0.02 % | $ 28 B | ||
|
Trupanion
TRUP
|
-206 M | $ 25.59 | -0.78 % | $ 1.1 B | ||
|
Arch Capital Group Ltd.
ACGL
|
27 B | $ 97.07 | 0.29 % | $ 35.8 B | ||
|
Assured Guaranty Ltd.
AGO
|
5.88 B | $ 81.84 | 0.27 % | $ 4.36 B | ||
|
American International Group
AIG
|
37.2 B | $ 76.36 | -0.08 % | $ 43.1 B | ||
|
Enstar Group Limited
ESGR
|
5.73 B | - | - | $ 4.95 B | ||
|
Midwest Holding
MDWT
|
-63 M | - | - | $ 101 M | ||
|
Maiden Holdings, Ltd.
MHLD
|
-487 M | - | 15.0 % | $ 117 M | ||
|
ICC Holdings
ICCH
|
47.8 M | - | 0.04 % | $ 69.2 M | ||
|
Everest Re Group, Ltd.
RE
|
15.3 B | - | 2.93 % | $ 15.1 B | ||
|
RenaissanceRe Holdings Ltd.
RNR
|
10.8 B | $ 304.11 | 1.03 % | $ 14.1 B | ||
|
Reinsurance Group of America, Incorporated
RZA
|
10.2 B | - | - | $ 9.09 B | ||
|
AMERISAFE
AMSF
|
84.1 M | $ 33.99 | 1.13 % | $ 648 M | ||
|
Aegon N.V.
AEG
|
10.3 B | $ 7.42 | 0.61 % | $ 10.4 B | ||
|
Watford Holdings Ltd.
WTRE
|
104 M | - | 1.43 % | - | ||
|
Equitable Holdings
EQH
|
8.37 B | $ 38.19 | -0.69 % | $ 11.4 B | ||
|
International General Insurance Holdings Ltd.
IGIC
|
209 M | $ 25.53 | 1.11 % | $ 474 M | ||
|
MBIA
MBI
|
-1.77 B | $ 5.9 | -0.34 % | $ 291 M | ||
|
MGIC Investment Corporation
MTG
|
3.25 B | $ 27.32 | 1.11 % | $ 6.36 B | ||
|
Principal Financial Group
PFG
|
18.1 B | $ 90.36 | -0.82 % | $ 20.1 B | ||
|
Reinsurance Group of America, Incorporated
RGA
|
10.2 B | $ 210.16 | 0.73 % | $ 13.8 B | ||
|
Tiptree
TIPT
|
122 M | $ 16.53 | -0.36 % | $ 621 M |