
Annual report 2025
added 02-26-2026
Employers Holdings Retained Earnings 2011-2026 | EIG
Retained earnings — this is the portion of a company’s net profit that has not been distributed to shareholders as dividends but remains at the company’s disposal for future use. It is also referred to as retained income or accumulated earnings.Possible uses include
- reinvestment in development (R&D, equipment, marketing)
- debt repayment
- acquisition of other companies
- creation of reserves for the future
A high level of retained earnings indicates that the company is in a growth phase, accumulating capital and prioritizing reinvestment over dividend payouts. Conversely, low or negative retained earnings may suggest either a generous dividend policy, in which all profits are distributed to shareholders, or ongoing losses that reduce the overall financial result.
The presence of retained earnings does not indicate that the company has available cash — it is solely an accounting figure reflecting the accumulated portion of net profit remaining after dividends have been paid. Therefore, it is important for investors to analyze not only the amount of retained earnings, but also how effectively it is used to develop the business, reduce debt, or build financial stability.
Annual Retained Earnings Employers Holdings
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1.45 B | 1.47 B | 1.38 B | 1.3 B | 1.34 B | 1.25 B | 1.16 B | 1.03 B | 842 M | 777 M | 682 M | 595 M | 502 M | 446 M | 359 M |
All numbers in USD currency
Indicator range from annual reports
| Maximum | Minimum | Average |
|---|---|---|
| 1.47 B | 359 M | 972 M |
Quarterly Retained Earnings Employers Holdings
| 2025-Q3 | 2025-Q2 | 2025-Q1 | 2024-Q4 | 2024-Q3 | 2024-Q2 | 2024-Q1 | 2023-Q4 | 2023-Q3 | 2023-Q2 | 2023-Q1 | 2022-Q4 | 2022-Q3 | 2022-Q2 | 2022-Q1 | 2021-Q4 | 2021-Q3 | 2021-Q2 | 2021-Q1 | 2020-Q4 | 2020-Q3 | 2020-Q2 | 2020-Q1 | 2019-Q4 | 2019-Q3 | 2019-Q2 | 2019-Q1 | 2018-Q4 | 2018-Q3 | 2018-Q2 | 2018-Q1 | 2017-Q4 | 2017-Q3 | 2017-Q2 | 2017-Q1 | 2016-Q4 | 2016-Q3 | 2016-Q2 | 2016-Q1 | 2015-Q4 | 2015-Q3 | 2015-Q2 | 2015-Q1 | 2014-Q4 | 2014-Q3 | 2014-Q2 | 2014-Q1 | 2013-Q4 | 2013-Q3 | 2013-Q2 | 2013-Q1 | 2012-Q4 | 2012-Q3 | 2012-Q2 | 2012-Q1 | 2011-Q4 | 2011-Q3 | 2011-Q2 | 2011-Q1 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1.48 B | 1.5 B | 1.48 B | 1.47 B | 1.45 B | 1.43 B | 1.41 B | 1.38 B | 1.35 B | 1.34 B | 1.31 B | 1.3 B | 1.29 B | - | 1.33 B | 1.34 B | 1.29 B | 1.28 B | 1.26 B | 1.25 B | 1.25 B | 1.25 B | 1.25 B | 1.16 B | 1.16 B | 1.16 B | 1.16 B | 1.03 B | 1.03 B | 1.03 B | 1.03 B | 842 M | 842 M | 842 M | 842 M | 777 M | 777 M | 777 M | 777 M | 682 M | 682 M | 682 M | 682 M | 595 M | 595 M | 595 M | 595 M | 502 M | 502 M | 502 M | 502 M | 446 M | 446 M | 446 M | 446 M | 359 M | 341 M | 359 M | 359 M |
All numbers in USD currency
Indicator range from quarterly reporting
| Maximum | Minimum | Average |
|---|---|---|
| 1.5 B | 341 M | 952 M |
Retained Earnings of other stocks in the Insurance industry
| Issuer | Retained Earnings | Price | % 24h | Market Cap | Country | |
|---|---|---|---|---|---|---|
|
Aegon N.V.
AEG
|
10.3 B | $ 7.0 | 1.01 % | $ 10.4 B | ||
|
Ambac Financial Group
AMBC
|
370 M | - | -0.55 % | $ 424 M | ||
|
АСКО-Страхование
ACKO
|
1.06 B | - | - | - | ||
|
Росгосстрах
RGSS
|
-93 B | - | - | - | ||
|
AMERISAFE
AMSF
|
84.1 M | $ 33.37 | 0.47 % | $ 636 M | ||
|
Athene Holding Ltd.
ATH
|
8.07 B | - | -2.43 % | $ 15.5 B | ||
|
Equitable Holdings
EQH
|
8.37 B | $ 38.56 | 2.09 % | $ 11.5 B | ||
|
American National Group, Inc.
ANAT
|
6.19 B | - | - | $ 27.9 B | ||
|
ProSight Global, Inc.
PROS
|
-134 M | - | - | $ 563 M | ||
|
International General Insurance Holdings Ltd.
IGIC
|
209 M | $ 24.59 | 2.14 % | $ 474 M | ||
|
Assured Guaranty Ltd.
AGO
|
5.88 B | $ 83.5 | -0.01 % | $ 4.45 B | ||
|
American International Group
AIG
|
37.2 B | $ 76.83 | 0.38 % | $ 43.4 B | ||
|
The Hartford Financial Services Group
HIG
|
24.7 B | $ 135.64 | 0.57 % | $ 38.3 B | ||
|
Assurant
AIZ
|
4.83 B | $ 219.87 | -1.04 % | $ 11.1 B | ||
|
Arch Capital Group Ltd.
ACGL
|
27 B | $ 94.36 | 0.7 % | $ 34.8 B | ||
|
Fidelity National Financial
FNF
|
5.48 B | $ 48.4 | 2.17 % | $ 13.1 B | ||
|
First American Financial Corporation
FAF
|
4.01 B | $ 66.55 | 0.6 % | $ 6.87 B | ||
|
Midwest Holding
MDWT
|
-63 M | - | - | $ 101 M | ||
|
Investors Title Company
ITIC
|
267 M | $ 225.7 | 0.49 % | $ 426 M | ||
|
Enstar Group Limited
ESGR
|
5.73 B | - | - | $ 4.95 B | ||
|
Root
ROOT
|
-1.64 B | $ 46.66 | 5.33 % | $ 719 M | ||
|
MBIA
MBI
|
-1.77 B | $ 5.93 | 1.72 % | $ 292 M | ||
|
Greenlight Capital Re, Ltd.
GLRE
|
226 M | $ 16.76 | 1.02 % | $ 567 M | ||
|
Goosehead Insurance, Inc
GSHD
|
-133 M | $ 45.53 | 1.32 % | $ 1.14 B | ||
|
Sun Life Financial
SLF
|
11.3 B | $ 63.91 | 0.08 % | $ 28 B | ||
|
MGIC Investment Corporation
MTG
|
3.25 B | $ 26.34 | 0.86 % | $ 6.14 B | ||
|
ICC Holdings
ICCH
|
47.8 M | - | 0.04 % | $ 69.2 M | ||
|
James River Group Holdings, Ltd.
JRVR
|
-365 M | $ 6.58 | 0.92 % | $ 302 M | ||
|
Maiden Holdings, Ltd.
MHLD
|
-487 M | - | 15.0 % | $ 117 M | ||
|
Radian Group
RDN
|
5.13 B | $ 33.07 | 0.95 % | $ 4.53 B | ||
|
Reinsurance Group of America, Incorporated
RGA
|
10.2 B | $ 205.67 | 1.66 % | $ 13.6 B | ||
|
Old Republic International Corporation
ORI
|
5.52 B | $ 40.31 | -0.12 % | $ 9.86 B | ||
|
Principal Financial Group
PFG
|
18.1 B | $ 87.52 | 1.23 % | $ 19.5 B | ||
|
Everest Re Group, Ltd.
RE
|
15.3 B | - | 2.93 % | $ 15.1 B | ||
|
RenaissanceRe Holdings Ltd.
RNR
|
10.8 B | $ 296.6 | 0.87 % | $ 13.7 B | ||
|
Reinsurance Group of America, Incorporated
RZA
|
10.2 B | - | - | $ 9.09 B | ||
|
Trupanion
TRUP
|
-206 M | $ 26.29 | 3.67 % | $ 1.13 B | ||
|
Tiptree
TIPT
|
122 M | $ 16.25 | 0.25 % | $ 610 M | ||
|
Watford Holdings Ltd.
WTRE
|
104 M | - | 1.43 % | - | ||
|
Oxbridge Re Holdings Limited
OXBR
|
-27.4 M | $ 0.88 | 2.16 % | $ 5.16 M |