FirstCash Operating Cycle 2011-2026 | FCFS

Annual Operating Cycle FirstCash

2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011
91.8	74.9	74.1	76.3	112	115	196	211	210	399	179	177	171	166	131

All numbers in USD currency

Indicator range from annual reports

Maximum	Minimum	Average
399	74.1	159

Quarterly Operating Cycle FirstCash

2025-Q3	2025-Q2	2025-Q1	2024-Q3	2024-Q2	2024-Q1	2023-Q3	2023-Q2	2023-Q1	2022-Q4	2022-Q3	2022-Q2	2022-Q1	2021-Q4	2021-Q3	2021-Q2	2021-Q1	2020-Q4	2020-Q3	2020-Q2	2020-Q1	2019-Q4	2019-Q3	2019-Q2	2019-Q1	2018-Q4	2018-Q3	2018-Q2	2018-Q1	2017-Q4	2017-Q3	2017-Q2	2017-Q1	2016-Q4	2016-Q3	2016-Q2	2016-Q1	2015-Q4	2015-Q3	2015-Q2	2015-Q1	2014-Q4	2014-Q3	2014-Q2	2014-Q1	2013-Q4	2013-Q3	2013-Q2	2013-Q1	2012-Q4	2012-Q3	2012-Q2	2012-Q1	2011-Q4	2011-Q3	2011-Q2	2011-Q1
80.2	75.4	74.1	68.5	64.7	63.9	66.7	60.2	60.1	-	72.7	66.8	67	-	129	111	103	109	111	91.6	100	105	120	120	116	115	130	131	120	109	124	131	135	145	265	375	238	96.4	115	116	109	91.2	109	116	105	83.5	89.4	122	95.1	75.3	93.9	104	88.7	60.9	70.9	78.7	-

All numbers in USD currency

Indicator range from quarterly reporting

Maximum	Minimum	Average
375	60.1	109

Operating Cycle of other stocks in the Payment services industry

Issuer	Operating Cycle	Price	% 24h	Market Cap	Country
Qiwi plc QIWI	66.6	-	-	-	Cyprus
Jianpu Technology JT	54.4	-	7.78 %	$ 331 M	-
Pintec Technology Holdings Limited PT	53.7	-	-	$ 671 M	China
ORIX Corporation IX	121	$ 29.7	-0.37 %	$ 36.7 B	Japan
Ally Financial ALLY	16.5	$ 39.62	1.02 %	$ 12.3 B	USA
CURO Group Holdings Corp. CURO	22.2	-	-6.4 %	$ 7.82 M	USA
Oportun Financial Corporation OPRT	4.01	$ 4.56	-1.19 %	$ 168 M	USA
PRA Group PRAA	1.22 K	$ 18.0	-2.07 %	$ 705 M	USA
PayPal Holdings PYPL	10	$ 44.28	-2.67 %	$ 42.5 B	USA
Alliance Data Systems Corporation ADS	156	-	-1.74 %	$ 2.84 B	USA
Capital One Financial Corporation COF	20.6	$ 184.66	0.36 %	$ 99.8 B	USA
Xiaobai Maimai Inc. HX	172	-	-10.24 %	$ 37.1 M	China
Dragon Victory International Limited LYL	112	-	-2.89 %	$ 13.5 M	China
Santander Consumer USA Holdings Inc. SC	93.8	-	1.44 %	$ 13 B	USA
Security National Financial Corporation SNFCA	16.7	$ 9.3	-0.38 %	$ 230 M	USA
Oaktree Specialty Lending Corporation OCSL	71.3	$ 11.23	-1.01 %	$ 1.58 B	USA
Senmiao Technology Limited AIHS	2.21	$ 1.49	-1.32 %	$ 15.7 M	China
Credit Acceptance Corporation CACC	1.65 K	$ 438.64	0.09 %	$ 5.02 B	USA
EZCORP EZPW	1.92	$ 26.4	1.85 %	$ 1.52 B	USA
Navient Corporation NAVI	101	$ 8.23	-0.18 %	$ 897 M	USA
LexinFintech Holdings Ltd. LX	1.11	$ 2.32	-3.54 %	$ 769 M	China
Nicholas Financial NICK	1.24 K	-	-0.16 %	$ 45.1 M	USA
Elevate Credit ELVT	21.4	-	-	$ 58.8 M	USA
FlexShopper FPAY	125	-	2.7 %	$ 4.12 M	USA
Enova International ENVA	18	$ 137.74	0.29 %	$ 3.47 B	USA
FinVolution Group FINV	49.4	$ 4.89	-4.12 %	$ 6.3 B	USA
Green Dot Corporation GDOT	28.9	$ 11.22	-0.44 %	$ 618 M	USA
360 DigiTech QFIN	1.93	$ 13.25	-2.03 %	$ 3.95 B	China
Mastercard Inc. MA	46.6	$ 500.22	-0.03 %	$ 453 B	USA
MoneyGram International MGI	252	-	-	$ 1.07 B	USA
Qudian QD	68.4	-	-	$ 634 M	China
American Express Company AXP	472	$ 302.16	0.08 %	$ 210 B	USA
X Financial XYF	0.57	$ 4.46	-3.67 %	$ 1.29 B	-