Visa Operating Cycle | V

Annual Operating Cycle Visa

2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006
25.9	24.6	24.1	24.8	27.1	26.4	72.9	49.4	50.8	66.3	35	48.8	52.7	47.5	38.6	20.8	73.2	9.97	-	-

All numbers in USD currency

Indicator range from annual reports

Maximum	Minimum	Average
73.2	9.97	40

Quarterly Operating Cycle Visa

2026-Q2	2026-Q1	2025-Q3	2025-Q2	2025-Q1	2024-Q3	2024-Q2	2024-Q1	2023-Q3	2023-Q2	2023-Q1	2022-Q4	2022-Q3	2022-Q2	2022-Q1	2021-Q4	2021-Q3	2021-Q2	2021-Q1	2020-Q4	2020-Q3	2020-Q2	2020-Q1	2019-Q4	2019-Q3	2019-Q2	2019-Q1	2018-Q4	2018-Q3	2018-Q2	2018-Q1	2017-Q4	2017-Q3	2017-Q2	2017-Q1	2016-Q4	2016-Q3	2016-Q2	2016-Q1	2015-Q4	2015-Q3	2015-Q2	2015-Q1	2014-Q4	2014-Q3	2014-Q2	2014-Q1	2013-Q4	2013-Q3	2013-Q2	2013-Q1	2012-Q4	2012-Q3	2012-Q2	2012-Q1	2011-Q4	2011-Q3	2011-Q2	2011-Q1	2010-Q3	2010-Q2	2010-Q1	2009-Q3
-	-	-	-	-	-	-	-	-	-	-	23.8	-	-	27.3	26.7	-	28.4	29.6	27	8.82	30.5	26.3	24.1	8.36	24.1	24.5	21.6	7.26	21	22.4	22.6	7.65	22.6	21.1	22.1	8.78	26.2	20.1	22.6	7.5	22	22.4	23.2	7.92	23.8	22.4	23.1	7.89	23.1	22.6	24.4	8.58	25.7	21.7	21.3	21.4	22	-	-	-	-	-

All numbers in USD currency

Indicator range from quarterly reporting

Maximum	Minimum	Average
30.5	7.26	20.6

Operating Cycle of other stocks in the Payment services industry

Issuer	Operating Cycle	Price	% 24h	Market Cap	Country
Ally Financial ALLY	16.5	$ 40.31	0.36 %	$ 12.5 B	USA
Credit Acceptance Corporation CACC	1.65 K	$ 601.54	0.24 %	$ 6.89 B	USA
Capital One Financial Corporation COF	20.6	$ 203.19	0.3 %	$ 110 B	USA
CURO Group Holdings Corp. CURO	22.2	-	-6.4 %	$ 7.82 M	USA
MoneyGram International MGI	252	-	-	$ 1.07 B	USA
American Express Company AXP	472	$ 312.43	0.92 %	$ 217 B	USA
Mastercard Inc. MA	46.6	$ 567.75	0.02 %	$ 514 B	USA
Enova International ENVA	18	$ 172.14	0.1 %	$ 4.33 B	USA
FirstCash FCFS	91.8	$ 219.7	1.93 %	$ 9.74 B	USA
Green Dot Corporation GDOT	28.9	$ 13.26	0.53 %	$ 731 M	USA
EZCORP EZPW	4.8	$ 30.74	1.32 %	$ 1.77 B	USA
LexinFintech Holdings Ltd. LX	0.98	$ 0.8	0.82 %	$ 271 M	China
Navient Corporation NAVI	101	$ 9.74	0.85 %	$ 964 M	USA
PRA Group PRAA	1.22 K	$ 20.07	4.04 %	$ 786 M	USA
PayPal Holdings PYPL	10	$ 52.71	0.58 %	$ 50.5 B	USA
Security National Financial Corporation SNFCA	16.7	$ 8.67	0.11 %	$ 214 M	USA
The Western Union Company WU	135	$ 6.54	3.55 %	$ 2.14 B	USA
Yiren Digital Ltd. YRD	43.7	$ 0.98	1.97 %	$ 170 M	China
Oaktree Specialty Lending Corporation OCSL	71.3	$ 12.43	0.4 %	$ 1.75 B	USA
Qiwi plc QIWI	66.6	-	-	-	Cyprus
Elevate Credit ELVT	68.9	-	-	$ 58.8 M	USA
Pintec Technology Holdings Limited PT	26	-	-	$ 671 M	China
Jianpu Technology JT	44.1	-	7.78 %	$ 331 M	-
Alliance Data Systems Corporation ADS	156	-	-1.74 %	$ 2.84 B	USA
Xiaobai Maimai Inc. HX	172	-	-10.24 %	$ 37.1 M	China
Santander Consumer USA Holdings Inc. SC	93.8	-	1.44 %	$ 13 B	USA
Dunxin Financial Holdings Limited DXF	509	$ 0.53	18.22 %	$ 6.75 B	China
ORIX Corporation IX	121	$ 39.59	0.54 %	$ 44.2 B	Japan
Qudian QD	440	-	-	$ 634 M	China
360 DigiTech QFIN	0.89	$ 8.18	1.61 %	$ 2.18 B	China
FlexShopper FPAY	125	-	2.7 %	$ 4.12 M	USA
FinVolution Group FINV	59.6 K	$ 3.34	2.14 %	$ 4.21 B	USA