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Flushing Financial Corporation FFIC
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Quarterly report 2026-Q1
added 05-11-2026

Flushing Financial Corporation Financial Ratios 2025-2008 | FFIC

Brief overview of Flushing Financial Corporation's multiples and efficiency

Current figures are compared with the company's own five-year history for 2020–2025.

The valuation comparison uses P/E 27.64x (median 12.31x), P/B 0.74x (median 0.69x), P/CF 8.55x (median 8.55x). The multiple basket looks neutral against its history, differing from median levels by roughly +6.2%.

Current earnings relative to valuation equal about 3.6% on the 1/P/E measure. This is a valuation reference, not an expected payout.

End-period return metrics are ROE 2.7%, ROA 0.2%. Profitability remains low. Market valuation has limited fundamental support until resource returns improve.

PEG is 0.32x. Price is low relative to embedded growth, though the ratio depends heavily on forecast quality.

Financial-company multiples cannot be compared directly with industrial businesses; P/B and sustainable capital returns remain central.

Conclusion

Flushing Financial Corporation's market valuation is near its own historical norm, while quality ratios provide no extreme signal.

Annual Financial Ratios Flushing Financial Corporation

2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008

P/E

27.6 -14.5 12.3 6.1 9.1 15.0 13.8 11.5 19.8 12.4 13.9 12.2 16.7 13.6 11.5 10.5 - -

P/S

70.0 65.3 40.8 91.8 124.9 115.4 3.3 3.6 4.4 4.5 3.9 3.5 4.1 2.9 2.5 - - -

EPS

0.5 -1.1 1.0 2.5 2.6 1.2 1.4 1.9 1.4 2.2 1.6 1.5 1.3 1.1 1.1 1.3 0.9 -

EV (Enterprise Value)

8.38 B 8.62 B 8.05 B 8.06 B 8.03 B 7.72 B 6.96 B 6.8 B 6.53 B 6.31 B 5.83 B 5.13 B 4.89 B 4.43 B 4.22 B 4.29 B -28.4 M -30.4 M

EBITDA per Share

0.16 0.19 0.2 0.19 0.2 0.21 - - - - - - - - - 0.09 - -

EV/EBITDA

1569.8 1503.6 1349.2 1359.9 1246.7 5.9 - - - - - - - - - 1536.0 -10.7 -

PEG

-5.47 - - - - -0.85 -0.55 0.32 -0.54 0.3 2.12 0.66 1.48 -6.24 -1.17 - - -

P/B

0.7 0.6 0.5 0.7 1.1 0.8 1.0 1.2 1.5 1.6 1.4 1.2 1.5 1.1 1.0 1.0 - -

P/CF

8.6 36.6 10.2 5.5 8.4 7.3 9.6 8.8 11.0 22.5 19.0 10.2 8.6 6.7 6.8 6.0 - -

ROE %

2.67 -4.32 4.28 11.36 12.03 5.60 7.12 10.03 7.72 12.63 9.77 9.70 8.73 7.76 8.48 9.96 7.10 -

ROA %

0.22 -0.35 0.34 0.91 1.02 0.43 0.59 0.81 0.65 1.07 0.81 0.87 0.80 0.77 0.82 0.90 - -

Current Ratio

1.1 1.1 1.1 1.1 1.1 1.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 1.1 - -

DSO

- - - - - - 55.0 52.7 42.6 41.8 42.2 41.3 40.8 41.0 41.1 - - -

All numbers in USD currency

Quarterly Financial Ratios Flushing Financial Corporation

2026-Q1 2025-Q3 2025-Q2 2025-Q1 2024-Q4 2024-Q3 2024-Q2 2024-Q1 2023-Q4 2023-Q3 2023-Q2 2023-Q1 2022-Q4 2022-Q3 2022-Q2 2022-Q1 2021-Q4 2021-Q3 2021-Q2 2021-Q1 2020-Q4 2020-Q3 2020-Q2 2020-Q1 2019-Q4 2019-Q3 2019-Q2 2019-Q1 2018-Q4 2018-Q3 2018-Q2 2018-Q1 2017-Q4 2017-Q3 2017-Q2 2017-Q1 2016-Q4 2016-Q3 2016-Q2 2016-Q1 2015-Q4 2015-Q3 2015-Q2 2015-Q1 2014-Q4 2014-Q3 2014-Q2 2014-Q1 2013-Q4 2013-Q3 2013-Q2 2013-Q1 2012-Q4 2012-Q3 2012-Q2 2012-Q1 2011-Q4 2011-Q3 2011-Q2 2011-Q1

EPS

0.17 0.3 0.41 -0.29 - 0.3 0.18 0.12 - 0.32 0.29 0.17 - 0.76 0.81 0.58 - 0.81 0.61 0.6 0.11 0.5 0.63 -0.05 0.45 0.37 0.37 0.25 0.44 0.61 0.48 0.39 0.21 0.35 0.44 0.42 0.5 0.37 1.05 0.33 0.4 0.38 0.51 0.3 0.38 0.38 0.39 0.34 0.4 0.32 0.32 0.22 0.3 0.31 0.28 0.23 0.27 0.33 0.29 0.26

EBITDA per Share

0.04 0.04 0.04 0.04 - 0.05 0.05 0.05 - 0.05 0.05 0.05 - 0.05 0.05 0.05 - 0.05 0.05 0.05 - 0.05 0.05 0.05 - 0.05 0.05 0.05 - 0.05 0.05 0.05 - 0.04 0.04 0.04 - 0.04 0.04 0.04 - 0.03 0.03 0.02 - 0.02 0.02 0.02 - 0.02 0.02 0.03 - 0.03 0.03 0.03 - 0.03 0.03 0.03

ROE %

2.92 3.42 2.75 1.29 2.69 4.09 4.04 4.01 3.46 6.95 9.28 10.69 9.92 13.73 13.17 12.42 9.72 10.28 8.79 8.80 5.60 7.27 6.81 5.68 7.12 7.15 8.46 9.17 10.03 8.88 7.64 7.50 7.72 9.38 9.54 13.13 12.69 12.37 12.63 9.78 9.77 9.73 9.86 9.29 9.70 10.04 9.76 9.42 8.73 8.05 7.98 7.71 7.76 7.64 7.96 8.18 8.48 2.43 2.18 1.91

ROA %

0.24 0.27 0.21 0.09 0.20 0.31 0.31 0.31 0.27 0.55 0.66 0.87 0.81 1.05 0.77 1.01 0.78 0.83 0.69 0.69 0.43 0.58 0.55 0.47 0.59 0.59 0.69 0.74 0.81 0.72 0.63 0.63 0.65 0.79 0.81 1.11 1.08 1.05 1.06 0.81 0.81 0.82 0.85 0.82 0.87 0.91 0.89 0.86 0.80 0.75 0.76 0.75 0.77 0.76 0.78 0.80 0.82 0.24 0.21 0.19

Current Ratio

1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 - 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1

All numbers in USD currency

Multiples are an important financial analysis tool for the company Flushing Financial Corporation, allowing investors and analysts to quickly assess the company’s value and investment attractiveness based on the ratio of market indicators to the company’s financial performance. Essentially, multiples express how the market values the company relative to its earnings, revenue, equity, or other key metrics.

Advantages of Using Financial Ratios
  • Simplified Data Analysis
    Financial ratios transform large volumes of accounting data into compact and easily interpretable indicators, significantly simplifying the assessment of the company’s condition.
  • Comparability Between Companies
    Multiples standardize financial metrics, enabling objective comparison of companies of different sizes, industries, and market capitalizations.
  • Identification of Trends and Issues
    Regular analysis of ratios helps track the dynamics of financial health, identify strengths and weaknesses of the business, as well as potential risks.
  • Decision Support
    Financial multiples serve as an important tool for investors, creditors, and company management in making investment, credit, and managerial decisions.
  • Accelerated Assessment of Investment Attractiveness
    Ratios allow quick determination of key performance, liquidity, and financial stability indicators, facilitating prompt evaluation of companies’ attractiveness for investments.

Using multiples enables comparison between companies, even if they differ in size or industry, as they standardize financial data into ratios convenient for analysis. This is especially useful for evaluating companies where direct analysis of financial statements may be complex or require in-depth knowledge.

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