
Capital City Bank Group Financial Ratios 2025-2008 | CCBG
Brief overview of Capital City Bank Group's multiples and efficiency
Ratios are assessed across five available annual reports in the 2019–2023 interval.
Key multiples at the end of the period are P/E 9.07x (median 13.92x), P/B 1.06x (median 1.27x), P/CF 8.65x (median 7.99x). On average, this basket is 16.7% below its own five-year medians. The market values the business at a discount to recent history.
Earnings yield calculated as 1/P/E is about 11%, showing current profit per unit of share price.
Returns on assets and capital are represented by ROE 11.9%, ROA 1.2%, ROCE -0.1%. Negative returns point to losses or poor capital efficiency. Valuation multiples are less informative in this setting.
The PEG ratio is 5.46x; investors pay a high price per unit of expected growth.
For this sector, valuation ratios are useful only alongside capital adequacy, reserves and credit-portfolio quality.
Valuation takeaway
Capital City Bank Group's restrained price comes with modest current quality. Better efficiency is needed for revaluation.
Annual Financial Ratios Capital City Bank Group
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
P/E |
10.4 | 8.8 | 9.1 | 18.2 | 14.2 | 12.9 | 13.9 | 15.6 | 37.0 | 29.8 | 26.8 | 28.2 | 37.1 | 1832.0 | -525.7 | -592.5 | -73.0 | - |
P/S |
- | - | - | - | - | - | - | 3.0 | 3.0 | 2.8 | 2.0 | 2.2 | 1.7 | 1.5 | 2.0 | - | - | - |
EPS |
3.6 | 3.1 | 3.1 | 2.0 | 2.0 | 1.9 | 1.8 | 1.5 | 0.6 | 0.7 | 0.5 | 0.5 | 0.3 | 0.0 | 0.3 | -0.0 | -0.2 | - |
EV (Enterprise Value) |
3.94 B | 3.9 B | 4.02 B | 4.13 B | 3.31 B | 2.96 B | 2.81 B | 3.07 B | 3.02 B | 2.92 B | 2.77 B | 2.62 B | 2.56 B | 2.58 B | 2.58 B | 2.61 B | 253 M | - |
EBITDA per Share |
0.01 | 0.01 | 0.01 | 0.01 | 0.01 | - | - | - | - | - | - | - | - | - | 0.22 | 0.16 | 0.24 | - |
EV/EBITDA |
36844.3 | 24383.3 | 25114.5 | 25826.6 | - | - | - | - | - | - | - | - | - | - | 88.5 | 972.3 | 62.7 | - |
PEG |
- | - | - | - | - | 5.46 | 0.8 | 0.11 | -5.06 | 0.96 | -38.93 | 0.54 | 0.01 | -18.73 | 207.08 | - | - | - |
P/B |
1.2 | 0.9 | 1.1 | 1.5 | 1.2 | 1.3 | 1.3 | 1.4 | 1.4 | 1.3 | 0.9 | 1.0 | 0.8 | 0.8 | - | 0.9 | - | - |
P/CF |
7.3 | 7.3 | 8.7 | 6.6 | 3.9 | -8.4 | 8.0 | 12.3 | 11.6 | 19.3 | 8.4 | 13.0 | 7.0 | 3.7 | 2.9 | 4.3 | 5.0 | - |
ROE % |
11.13 | 10.68 | 11.86 | 8.63 | 8.72 | 9.84 | 9.42 | 8.67 | 3.82 | 4.27 | 3.32 | 3.40 | 2.19 | 0.04 | - | -0.16 | -1.30 | - |
ROA % |
1.40 | 1.22 | 1.21 | 0.74 | 0.78 | 0.83 | 1.00 | 0.89 | 0.37 | 0.41 | 0.33 | 0.35 | 0.23 | 0.00 | -0.02 | -0.02 | - | - |
ROCE % |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | -0.13 | - | - | - |
Current Ratio |
1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 0.4 | 0.4 | 0.4 | 0.4 | 0.3 | 0.4 | 1.1 | 0.4 | 1.1 | - | - |
All numbers in USD currency
Quarterly Financial Ratios Capital City Bank Group
| 2026-Q1 | 2025-Q4 | 2025-Q3 | 2025-Q2 | 2025-Q1 | 2024-Q4 | 2024-Q3 | 2024-Q2 | 2024-Q1 | 2023-Q4 | 2023-Q3 | 2023-Q2 | 2023-Q1 | 2022-Q4 | 2022-Q3 | 2022-Q2 | 2022-Q1 | 2021-Q4 | 2021-Q3 | 2021-Q2 | 2021-Q1 | 2020-Q4 | 2020-Q3 | 2020-Q2 | 2020-Q1 | 2019-Q4 | 2019-Q3 | 2019-Q2 | 2019-Q1 | 2018-Q4 | 2018-Q3 | 2018-Q2 | 2018-Q1 | 2017-Q4 | 2017-Q3 | 2017-Q2 | 2017-Q1 | 2016-Q4 | 2016-Q3 | 2016-Q2 | 2016-Q1 | 2015-Q4 | 2015-Q3 | 2015-Q2 | 2015-Q1 | 2014-Q4 | 2014-Q3 | 2014-Q2 | 2014-Q1 | 2013-Q4 | 2013-Q3 | 2013-Q2 | 2013-Q1 | 2012-Q4 | 2012-Q3 | 2012-Q2 | 2012-Q1 | 2011-Q4 | 2011-Q3 | 2011-Q2 | 2011-Q1 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
EPS |
0.92 | - | 0.93 | 0.88 | 0.99 | - | 0.77 | 0.84 | 0.74 | - | 0.75 | 0.83 | 0.81 | - | 0.57 | 0.51 | 0.5 | - | 0.6 | 0.44 | 0.56 | - | 0.62 | 0.55 | 0.25 | - | 0.51 | 0.44 | 0.38 | - | 0.35 | 0.35 | 0.34 | - | 0.27 | 0.21 | 0.16 | - | 0.18 | 0.22 | 0.1 | - | 0.1 | 0.22 | 0.06 | - | 0.12 | 0.08 | 0.22 | - | 0.09 | 0.05 | 0.05 | - | 0.07 | -0.1 | -0.07 | - | 0.12 | 0.12 | 0.08 |
EBITDA per Share |
- | - | - | - | 2.35 | - | - | - | 3.13 | - | - | - | 2.35 | - | 0.01 | - | 2.36 | - | - | - | 5.94 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.83 | 1.84 | 1.84 | - | 2.65 | 2.77 | 3.93 | - | 6.27 | 6.22 | 6.29 | - | 6.3 | 0.01 | 0.02 |
ROE % |
11.58 | 9.10 | 11.85 | 11.65 | 11.86 | 8.62 | 11.64 | 11.90 | 12.27 | 9.85 | 12.46 | 12.05 | 10.96 | 7.22 | 10.12 | 10.40 | 10.27 | 8.03 | 11.27 | 11.62 | 12.26 | 7.43 | 10.02 | 9.37 | 8.76 | 6.80 | 8.78 | 8.17 | 7.91 | 5.87 | 7.47 | 7.10 | 6.37 | 3.82 | 4.87 | 4.31 | 4.48 | 3.07 | 3.68 | 3.25 | 3.23 | 2.37 | 3.15 | 3.31 | 2.45 | 2.69 | 3.27 | 3.07 | 2.83 | 1.18 | 1.64 | 1.52 | 0.51 | -0.72 | 0.07 | 0.40 | 1.95 | 2.16 | 0.78 | 0.85 | 0.52 |
ROA % |
1.44 | 1.09 | 1.40 | 1.34 | 1.33 | 0.94 | 1.25 | 1.24 | 1.23 | 0.94 | 1.16 | 1.08 | 0.95 | 0.61 | 0.86 | 0.69 | 0.88 | 0.68 | 0.95 | 0.97 | 1.03 | 0.63 | 0.90 | 0.90 | 0.90 | 0.72 | 0.92 | 0.85 | 0.82 | 0.60 | 0.76 | 0.71 | 0.63 | 0.37 | 0.48 | 0.42 | 0.43 | 0.30 | 0.36 | 0.32 | 0.32 | 0.23 | 0.31 | 0.33 | 0.25 | 0.28 | 0.34 | 0.32 | 0.30 | 0.13 | 0.17 | 0.15 | 0.05 | -0.07 | 0.01 | 0.04 | 0.19 | 0.21 | 0.07 | 0.08 | 0.05 |
Current Ratio |
1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | - | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 |
All numbers in USD currency
Multiples are an important financial analysis tool for the company Capital City Bank Group, allowing investors and analysts to quickly assess the company’s value and investment attractiveness based on the ratio of market indicators to the company’s financial performance. Essentially, multiples express how the market values the company relative to its earnings, revenue, equity, or other key metrics.
Advantages of Using Financial Ratios- Simplified Data Analysis
Financial ratios transform large volumes of accounting data into compact and easily interpretable indicators, significantly simplifying the assessment of the company’s condition. - Comparability Between Companies
Multiples standardize financial metrics, enabling objective comparison of companies of different sizes, industries, and market capitalizations. - Identification of Trends and Issues
Regular analysis of ratios helps track the dynamics of financial health, identify strengths and weaknesses of the business, as well as potential risks. - Decision Support
Financial multiples serve as an important tool for investors, creditors, and company management in making investment, credit, and managerial decisions. - Accelerated Assessment of Investment Attractiveness
Ratios allow quick determination of key performance, liquidity, and financial stability indicators, facilitating prompt evaluation of companies’ attractiveness for investments.
Using multiples enables comparison between companies, even if they differ in size or industry, as they standardize financial data into ratios convenient for analysis. This is especially useful for evaluating companies where direct analysis of financial statements may be complex or require in-depth knowledge.