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Capital City Bank Group CCBG
$ 50.67 0.52%
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Annual report 2025
added 07-29-2026

Capital City Bank Group Financial Ratios 2025-2008 | CCBG

Brief overview of Capital City Bank Group's multiples and efficiency

Ratios are assessed across five available annual reports in the 2019–2023 interval.

Key multiples at the end of the period are P/E 9.07x (median 13.92x), P/B 1.06x (median 1.27x), P/CF 8.65x (median 7.99x). On average, this basket is 16.7% below its own five-year medians. The market values the business at a discount to recent history.

Earnings yield calculated as 1/P/E is about 11%, showing current profit per unit of share price.

Returns on assets and capital are represented by ROE 11.9%, ROA 1.2%, ROCE -0.1%. Negative returns point to losses or poor capital efficiency. Valuation multiples are less informative in this setting.

The PEG ratio is 5.46x; investors pay a high price per unit of expected growth.

For this sector, valuation ratios are useful only alongside capital adequacy, reserves and credit-portfolio quality.

Valuation takeaway

Capital City Bank Group's restrained price comes with modest current quality. Better efficiency is needed for revaluation.

Annual Financial Ratios Capital City Bank Group

2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008

P/E

10.4 8.8 9.1 18.2 14.2 12.9 13.9 15.6 37.0 29.8 26.8 28.2 37.1 1832.0 -525.7 -592.5 -73.0 -

P/S

- - - - - - - 3.0 3.0 2.8 2.0 2.2 1.7 1.5 2.0 - - -

EPS

3.6 3.1 3.1 2.0 2.0 1.9 1.8 1.5 0.6 0.7 0.5 0.5 0.3 0.0 0.3 -0.0 -0.2 -

EV (Enterprise Value)

3.94 B 3.9 B 4.02 B 4.13 B 3.31 B 2.96 B 2.81 B 3.07 B 3.02 B 2.92 B 2.77 B 2.62 B 2.56 B 2.58 B 2.58 B 2.61 B 253 M -

EBITDA per Share

0.01 0.01 0.01 0.01 0.01 - - - - - - - - - 0.22 0.16 0.24 -

EV/EBITDA

36844.3 24383.3 25114.5 25826.6 - - - - - - - - - - 88.5 972.3 62.7 -

PEG

- - - - - 5.46 0.8 0.11 -5.06 0.96 -38.93 0.54 0.01 -18.73 207.08 - - -

P/B

1.2 0.9 1.1 1.5 1.2 1.3 1.3 1.4 1.4 1.3 0.9 1.0 0.8 0.8 - 0.9 - -

P/CF

7.3 7.3 8.7 6.6 3.9 -8.4 8.0 12.3 11.6 19.3 8.4 13.0 7.0 3.7 2.9 4.3 5.0 -

ROE %

11.13 10.68 11.86 8.63 8.72 9.84 9.42 8.67 3.82 4.27 3.32 3.40 2.19 0.04 - -0.16 -1.30 -

ROA %

1.40 1.22 1.21 0.74 0.78 0.83 1.00 0.89 0.37 0.41 0.33 0.35 0.23 0.00 -0.02 -0.02 - -

ROCE %

- - - - - - - - - - - - - - -0.13 - - -

Current Ratio

1.1 1.1 1.1 1.1 1.1 1.1 1.1 0.4 0.4 0.4 0.4 0.3 0.4 1.1 0.4 1.1 - -

All numbers in USD currency

Quarterly Financial Ratios Capital City Bank Group

2026-Q1 2025-Q4 2025-Q3 2025-Q2 2025-Q1 2024-Q4 2024-Q3 2024-Q2 2024-Q1 2023-Q4 2023-Q3 2023-Q2 2023-Q1 2022-Q4 2022-Q3 2022-Q2 2022-Q1 2021-Q4 2021-Q3 2021-Q2 2021-Q1 2020-Q4 2020-Q3 2020-Q2 2020-Q1 2019-Q4 2019-Q3 2019-Q2 2019-Q1 2018-Q4 2018-Q3 2018-Q2 2018-Q1 2017-Q4 2017-Q3 2017-Q2 2017-Q1 2016-Q4 2016-Q3 2016-Q2 2016-Q1 2015-Q4 2015-Q3 2015-Q2 2015-Q1 2014-Q4 2014-Q3 2014-Q2 2014-Q1 2013-Q4 2013-Q3 2013-Q2 2013-Q1 2012-Q4 2012-Q3 2012-Q2 2012-Q1 2011-Q4 2011-Q3 2011-Q2 2011-Q1

EPS

0.92 - 0.93 0.88 0.99 - 0.77 0.84 0.74 - 0.75 0.83 0.81 - 0.57 0.51 0.5 - 0.6 0.44 0.56 - 0.62 0.55 0.25 - 0.51 0.44 0.38 - 0.35 0.35 0.34 - 0.27 0.21 0.16 - 0.18 0.22 0.1 - 0.1 0.22 0.06 - 0.12 0.08 0.22 - 0.09 0.05 0.05 - 0.07 -0.1 -0.07 - 0.12 0.12 0.08

EBITDA per Share

- - - - 2.35 - - - 3.13 - - - 2.35 - 0.01 - 2.36 - - - 5.94 - - - - - - - - - - - - - - - - - - - - - - - - - 1.83 1.84 1.84 - 2.65 2.77 3.93 - 6.27 6.22 6.29 - 6.3 0.01 0.02

ROE %

11.58 9.10 11.85 11.65 11.86 8.62 11.64 11.90 12.27 9.85 12.46 12.05 10.96 7.22 10.12 10.40 10.27 8.03 11.27 11.62 12.26 7.43 10.02 9.37 8.76 6.80 8.78 8.17 7.91 5.87 7.47 7.10 6.37 3.82 4.87 4.31 4.48 3.07 3.68 3.25 3.23 2.37 3.15 3.31 2.45 2.69 3.27 3.07 2.83 1.18 1.64 1.52 0.51 -0.72 0.07 0.40 1.95 2.16 0.78 0.85 0.52

ROA %

1.44 1.09 1.40 1.34 1.33 0.94 1.25 1.24 1.23 0.94 1.16 1.08 0.95 0.61 0.86 0.69 0.88 0.68 0.95 0.97 1.03 0.63 0.90 0.90 0.90 0.72 0.92 0.85 0.82 0.60 0.76 0.71 0.63 0.37 0.48 0.42 0.43 0.30 0.36 0.32 0.32 0.23 0.31 0.33 0.25 0.28 0.34 0.32 0.30 0.13 0.17 0.15 0.05 -0.07 0.01 0.04 0.19 0.21 0.07 0.08 0.05

Current Ratio

1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 - 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1

All numbers in USD currency

Multiples are an important financial analysis tool for the company Capital City Bank Group, allowing investors and analysts to quickly assess the company’s value and investment attractiveness based on the ratio of market indicators to the company’s financial performance. Essentially, multiples express how the market values the company relative to its earnings, revenue, equity, or other key metrics.

Advantages of Using Financial Ratios
  • Simplified Data Analysis
    Financial ratios transform large volumes of accounting data into compact and easily interpretable indicators, significantly simplifying the assessment of the company’s condition.
  • Comparability Between Companies
    Multiples standardize financial metrics, enabling objective comparison of companies of different sizes, industries, and market capitalizations.
  • Identification of Trends and Issues
    Regular analysis of ratios helps track the dynamics of financial health, identify strengths and weaknesses of the business, as well as potential risks.
  • Decision Support
    Financial multiples serve as an important tool for investors, creditors, and company management in making investment, credit, and managerial decisions.
  • Accelerated Assessment of Investment Attractiveness
    Ratios allow quick determination of key performance, liquidity, and financial stability indicators, facilitating prompt evaluation of companies’ attractiveness for investments.

Using multiples enables comparison between companies, even if they differ in size or industry, as they standardize financial data into ratios convenient for analysis. This is especially useful for evaluating companies where direct analysis of financial statements may be complex or require in-depth knowledge.

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