MarketCap
Facebook
X
TelegramQuarterly report 2024-Q3
added 11-19-2024
FlexShopper Long-Term Debt 2011-2026 | FPAY
Long-term debt is a financial obligation of a company or an individual with a repayment period exceeding one year from the date it arises. In accounting, such obligations are recorded under the "long-term liabilities" section.
Main characteristics:- Term exceeds 12 months
- Can take the form of bonds, bank loans, credit lines, leasing, or loans from affiliated parties
- Repaid through regular payments (interest and/or principal) over several years
- Investment in development
Allows financing of large projects — new factories, production lines, innovative developments — without diverting working capital. - Smoothing of cash flows
A long-term payment schedule facilitates budget planning and reduces short-term financial risks. - Optimization of capital structure
A combination of equity and borrowed capital can reduce the average cost of business financing.
A high level of long-term debt may indicate that a company heavily relies on borrowed funds. This increases risks, especially in conditions of rising interest rates or declining profits. However, a moderate level of debt can signal a sound growth strategy — for example, the company takes a loan to expand its business.
If a company uses borrowed funds effectively (e.g., invests in profitable projects), this can lead to profit growth and, consequently, an increase in stock value. An investor evaluates whether the investments made using debt are paying off.
It is important to monitor whether the company can regularly pay interest and repay the principal. Payment difficulties can lead to reduced dividends, a drop in stock value, and even bankruptcy.
Examples of long-term debt:- Mortgage loans for property purchases
- Corporate bonds issued by a company to raise capital
- Project financing — long-term loans for building or expanding production facilities
- Leasing obligations for equipment or transport
Annual Long-Term Debt FlexShopper
| 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1.32 M | 4.6 K | 1.77 M | 37.9 M | 32.6 M | 14 M | 4.7 M | 10.2 M | 8.79 M | 1 M | - | 4.98 M | - |
All numbers in USD currency
Indicator range from annual reports
| Maximum | Minimum | Average |
|---|---|---|
| 37.9 M | 4.6 K | 10.7 M |
Quarterly Long-Term Debt FlexShopper
| 2024-Q3 | 2024-Q2 | 2024-Q1 | 2023-Q4 | 2023-Q3 | 2023-Q2 | 2023-Q1 | 2022-Q4 | 2022-Q3 | 2022-Q2 | 2022-Q1 | 2021-Q4 | 2021-Q3 | 2021-Q2 | 2021-Q1 | 2020-Q4 | 2020-Q3 | 2020-Q2 | 2020-Q1 | 2019-Q4 | 2019-Q3 | 2019-Q2 | 2019-Q1 | 2018-Q4 | 2018-Q3 | 2018-Q2 | 2018-Q1 | 2017-Q4 | 2017-Q3 | 2017-Q2 | 2017-Q1 | 2016-Q4 | 2016-Q3 | 2016-Q2 | 2016-Q1 | 2015-Q4 | 2015-Q3 | 2015-Q2 | 2015-Q1 | 2014-Q4 | 2014-Q3 | 2014-Q2 | 2014-Q1 | 2013-Q4 | 2013-Q3 | 2013-Q2 | 2013-Q1 | 2012-Q4 | 2012-Q3 | 2012-Q2 | 2012-Q1 | 2011-Q4 | 2011-Q3 | 2011-Q2 | 2011-Q1 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1.11 M | 1.18 M | 1.25 M | 1.32 M | 1.39 M | 1.45 M | 1.51 M | 4.6 K | 1.62 M | 1.68 M | 1.73 M | 1.77 M | 15.4 K | 17.6 K | 36.8 M | 21.9 K | 23.9 K | 21.9 K | 21.9 K | 26.6 K | 26.6 K | 26.6 K | 26.6 K | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
All numbers in USD currency
Indicator range from quarterly reporting
| Maximum | Minimum | Average |
|---|---|---|
| 36.8 M | 4.6 K | 2.31 M |
Long-Term Debt of other stocks in the Payment services industry
| Issuer | Long-Term Debt | Price | % 24h | Market Cap | Country | |
|---|---|---|---|---|---|---|
 |
Qiwi plc
QIWI
|
4.92 B | - | - | - |  Cyprus |
 |
Pintec Technology Holdings Limited
PT
|
400 M | - | - | $ 671 M |  China |
 |
Capital One Financial Corporation
COF
|
49.9 B | $ 186.15 | -0.83 % | $ 101 B |  USA |
 |
Atlanticus Holdings Corporation
ATLC
|
777 M | $ 55.34 | 0.97 % | $ 803 M | USA |
 |
EZCORP
EZPW
|
518 M | $ 26.62 | 5.09 % | $ 1.53 B | USA |
 |
FirstCash
FCFS
|
2.21 B | $ 196.5 | 3.25 % | $ 8.71 B | USA |
 |
Green Dot Corporation
GDOT
|
2.69 M | $ 11.78 | 1.55 % | $ 616 M | USA |
 |
Goldman Sachs BDC, Inc.
GSBD
|
770 M | $ 9.22 | -1.18 % | $ 373 M | USA |
 |
CURO Group Holdings Corp.
CURO
|
1.95 B | - | -6.4 % | $ 7.82 M | USA |
 |
Alliance Data Systems Corporation
ADS
|
6.56 B | - | -1.74 % | $ 2.84 B | USA |
 |
Discover Financial Services
DFS
|
16.3 B | - | -0.21 % | $ 50.2 B | USA |
 |
Xiaobai Maimai Inc.
HX
|
20 M | - | -10.24 % | $ 37.1 M | China |
 |
Dragon Victory International Limited
LYL
|
66.9 K | - | -2.89 % | $ 13.5 M | China |
 |
ORIX Corporation
IX
|
4.42 T | $ 32.17 | 2.76 % | $ 39.8 B |  Japan |
 |
Marlin Business Services Corp.
MRLN
|
30.7 M | - | -0.17 % | $ 276 M | USA |
 |
Elevate Credit
ELVT
|
505 M | - | - | $ 58.8 M | USA |
 |
Santander Consumer USA Holdings Inc.
SC
|
41.1 B | - | 1.44 % | $ 13 B | USA |
 |
LendingClub Corporation
LC
|
19.4 M | $ 14.77 | 0.68 % | $ 1.69 B | USA |
 |
Mastercard Inc.
MA
|
18.3 B | $ 518.08 | -0.82 % | $ 469 B | USA |
 |
Federal Agricultural Mortgage Corporation
AGM
|
19.5 B | $ 162.03 | 0.38 % | $ 1.77 B | USA |
 |
Navient Corporation
NAVI
|
43.2 B | $ 8.21 | -1.14 % | $ 895 M | USA |
 |
Senmiao Technology Limited
AIHS
|
127 K | $ 1.46 | 1.39 % | $ 15.4 M | China |
 |
Nelnet
NNI
|
7.78 B | $ 131.42 | 1.59 % | $ 4.78 B | USA |
 |
Oaktree Specialty Lending Corporation
OCSL
|
466 M | $ 11.45 | -0.13 % | $ 1.61 B | USA |
 |
OneMain Holdings
OMF
|
22.7 B | $ 54.05 | 1.2 % | $ 6.41 B | USA |
 |
American Express Company
AXP
|
56.4 B | $ 305.54 | 1.51 % | $ 212 B | USA |
 |
Credit Acceptance Corporation
CACC
|
4.54 B | $ 499.16 | 0.26 % | $ 5.72 B | USA |
 |
PRA Group
PRAA
|
1.08 B | $ 18.46 | 1.71 % | $ 723 M | USA |
 |
PayPal Holdings
PYPL
|
9.99 B | $ 46.3 | -1.44 % | $ 44.4 B | USA |
 |
Ally Financial
ALLY
|
14.4 B | $ 38.5 | 1.13 % | $ 11.9 B | USA |
 |
Security National Financial Corporation
SNFCA
|
216 M | $ 8.92 | -0.89 % | $ 208 M | USA |
 |
Synchrony Financial
SYF
|
15.2 B | $ 67.01 | 0.51 % | $ 24.8 B | USA |
 |
Barings BDC, Inc.
BBDC
|
570 M | $ 8.15 | -0.97 % | $ 391 M | USA |
 |
Upstart Holdings
UPST
|
34 M | $ 28.01 | 0.83 % | $ 2.69 B | USA |
 |
Visa
V
|
20.2 B | $ 315.53 | -0.58 % | $ 601 B | USA |
 |
World Acceptance Corporation
WRLD
|
448 M | $ 138.0 | -0.7 % | $ 749 M | USA |
 |
The Western Union Company
WU
|
2.88 B | $ 9.73 | -0.05 % | $ 3.18 B | USA |
 |
Yiren Digital Ltd.
YRD
|
192 M | $ 3.74 | -2.09 % | $ 632 M | China |
 |
MoneyGram International
MGI
|
785 M | - | - | $ 1.07 B | USA |
 |
Consumer Portfolio Services
CPSS
|
2.15 B | $ 8.13 | 1.62 % | $ 170 M | USA |
 |
Enova International
ENVA
|
4.5 B | $ 139.96 | 1.73 % | $ 3.52 B | USA |
 |
LexinFintech Holdings Ltd.
LX
|
2.75 B | $ 2.69 | 0.94 % | $ 891 M | China |
 |
Lufax Holding Ltd
LU
|
27.9 B | $ 2.38 | -1.45 % | $ 1.55 T | China |